1. Beaches
San Diego’s beaches are continuously ranked among the best in the nation and are always completely free to enjoy. Build a sandcastle, catch some waves, or just take a nap in the sun – summer days were meant to be spent at the beach.

2. La Jolla Cove
This tucked-away stretch of sand nestled under La Jolla’s rocky cliffs is¬¬¬ the ideal spot for a beach day. After you take a swim in the idyllic cove and explore the sea caves, head over to the Children’s Pool and say hello to the famous herd of sea lions basking and barking in the sun.

3. San Diego Symphony Rehearsals at Rady Shell at Jacobs Park
The San Diego Symphony regularly has rehearsals at the new and beautiful Rady Shell at Jacobs Park and, lucky for you, they are open to the public and free for anyone to enjoy! Take in the stunning scenery of one of San Diego’s most beautiful concert venues while listening to the classical notes of the full orchestra. See a schedule of upcoming rehearsals at theshell.org or google “San Diego Symphony Open Rehearsal Schedule.”

4. Museum of Contemporary Art – La Jolla
Are you a fan of the arts? The Museum of Contemporary Art just opened a stunning new location in La Jolla, and admission is “on the house” on select days out of the month! Visit the museum and walk through the exhibits for free on the second Sunday and third Tuesday of each month.

5. Organ Concerts at the Spreckels Organ Pavilion
The perfect Sunday includes a stroll around beautiful Balboa Park, maybe a picnic under a shady tree, and a free concert at the historic Spreckels Organ Pavilion. Every Sunday at 2 p.m., all are welcome to gather and enjoy an hour-long organ performance. Don’t forget to bring blankets, seat cushions, shade hats and sun umbrellas to make your concert experience the best it can be. Music-loving pets are welcome, too!

6. Mission Beach Boardwalk
The Mission Beach Boardwalk is the place to be every weekend, especially if you like to skateboard, bike, rollerblade, or even just walk with amazing ocean views right in front of you. Cruise down the nearly two-mile stretch of oceanfront boardwalk, pick up a game of sand volleyball at the open courts on the south end of Mission Beach, and then end your day with a stroll around Belmont Park – the perfect recipe for a flawless San Diego-esque day.

7. Self-Guided Tours of the Chula Vista Elite Athlete Training Center
Got an athlete in the family? Take a trip to San Diego’s Southbay and enjoy a free self-guided tour of the Chula Vista Elite Athlete Training Center, a U.S. Olympic and Paralympic training site. Stroll down the mile-long Olympic Path any day of the week between 9 a.m. and 5 p.m., and observe the center’s beautiful venues and activities, including a BMX track and archery range. You might even see rowers training out on Otay Lake!

8. Mountain Hikes
Although it’s known for its beaches, San Diego offers a collection of great mountain hikes that will take you to high peaks and stunning views. If you’re looking for a workout, try Potato Chip Rock or Iron Mountain. Moderate strolls more your thing? Take a walk around picturesque Calavera Lake or try the Los Penasquitos Canyon Trail, a flat hike that leads to a beautiful waterfall.

9. Bird Watching
San Diego has more species of birds than any other place in the continental United States! More than 500 species either call our city home year-round or stop by on their migration path in the fall or spring. You’re bound to find some luck bird watching at one of our region’s many wetland reserves, including the Tijuana Estuary, Sweetwater Marsh National Wildlife Refuge, and the Famosa Slough in Point Loma.

10. Balboa Park Resident Free Days
Beautiful Balboa Park museums offer free general admission on a rotating basis each month to San Diego County residents, and to active military personnel and their dependents. Every Tuesday you can visit a different museum, like the Fleet Science Center and the Japanese Friendship Garden, for free! See the full list of select museums and Resident Free Days at balboapark.org or google “Balboa Park Resident Free Days.”

See the full list of fun and free activities to do in San Diego here.

Are Virtual Seminars Worth My Time?

Virtual events have been more popular due to the current Coronavirus pandemic because they can be easily attended from home. Amongst these virtual events are seminars/webinars. These kinds of virtual events are educational and may be worth your time. Here a few reasons why we like virtual seminars and why we think you should attend one:

1. Safe for You and The Environment

A virtual seminar allows you to attend from the safety of your home. You can join through your smartphone, laptop, or tablet – so you can walk, camp, or sit at home and listen in. Virtual webinars, unlike in-person seminars, mean no travel-related waste, such as CO2 emissions, plastic coffee cups or snack wrappers; plus, no paper waste like printed brochures and flyers.

2. Flexibility

Virtual seminars give you the flexibility to choose what dates and times work best for you. Sometimes seminars will cover the same topic at separate times so that you can attend the session that best suits your schedule. Plus, virtual webinars will often allow you to access the recording and materials after the session; meaning if you miss the live session, you can go back and listen at your leisure.

3. Variety of Topics

With so many topics to choose from, you are pretty much guaranteed that there will be a seminar that matches your interest. Virtual seminars are often timely, providing relevant information that allows attendees to learn something current and new in any environment. If you’re interested in retirement or investment topics, check out the upcoming virtual seminars, offered through CUNA Mutual Group, in our Retirement & Investment Resource Center.

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Are Credit Unions Better than Banks?
You may be wondering how credit unions and banks are similar and how they differ. You may be wondering if one is better than the other. Well, the answer to that really comes down to what you are looking for. Here are some considerations to help you decide what’s best for you:
Customer Service
Credit Union	Bank
Tends to provide a deeper level of customer service that is rooted in care for their community and the people in it.	Tends to be more hit or miss with customer service as they serve a larger population and are not necessarily deeply committed to the local community.
Rates & Fees
Credit Union	Bank
Are able to offer lower interest rates on loans and higher savings rates because they are owned by members. For this same reason, credit unions tend to have lower and/or less fees.	Have higher interest rates on loans and lower savings rates as they are owned by investors and must make a profit for them. Banks tend to have higher fees and/or more fees to help meet this goal.
Accessibility
Credit Union	Bank
Have fewer branches as they are local to the area they serve. However, they may be a part of the Shared Branch network which allows members access to more than 5,600 branches nationwide. They also tend to offer access to more than 30,000 ATMs nationwide.	Typically have more branches nationwide, although may have less locally. Are not part of a Shared Branch network and therefore can provide direct service to customers, but only at their own location.
Insurance
Credit Union	Bank
Deposit accounts are insured by the NCUA up to $250,000 per account.	Deposit accounts are insured by the FDIC up to $250,000 per account.
Products & Services
Credit Union	Bank
May be a full-service financial institution. Tend to offer auto, home, personal and investment products and services, and may offer business products and services too.	Tend to be full-service financial institutions, offering auto, home, personal, business, investments and more.
Interested in joining a local San Diego credit union? Check out how Wheelhouse can serve you: explore our website.
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