Woman Moving on Stairs

There's No Place
Like San Diego.

There's No Place Like Home. Apply online


Whether you’re looking for the comfort of a steady rate, or looking for a low variable rate, we are here to help. We make the process as simple as can be, so you can purchase or refinance with ease.

Tailored to You

Handle your mortgage by phone, web or in person

Online Application

Apply 24/7, 7 days a week

Lock in Your Rates

Lock in your rates when you apply online

Purchase or Refinance

Buy a new home or get a better rate on your
existing home loan

Fixed and Adjustable Rates

Find the rates and terms that work best for you

Loan Options

Jumbo, FHA, VA and USDA loans available

Today’s Home Loan Rates

We offer fixed or adjustable-rate closed-end, simple interest loans used for home purchase or refinance, including:

  • Purchase or Refinance
  • Jumbo or conforming
  • FHA and VA
  • 1st Time Homebuyer

Visit our Mortgage Center to apply today!

Get Pre-Qualified Today

To get started, visit our Mortgage Loan Center. Find custom rates, expert guidance, and fill out our easy online mortgage application. Have questions? Call us at 619-297-4835.

Apply now

My Mortgage Account

Log in to Mortgage Services to access your mortgage account and pay your mortgage online.

Want to set up scheduled recurring loan payments or make updates to a recurring transfer?
Simply follow these step-by-step instructions.

CU Home Advantage

As a member of our Credit Union, you may be eligible for our rebate program. This assistance program helps to make homeownership more affordable by connecting you to a real estate rebate or other discount programs. Enroll and discover your rebate potential today.

VA, FHA and USDA Loans

In addition to our conventional loans, we also offer FHA (Federal Housing Administration), VA (Veterans Administration) and USDA financing. Call us today to see if you qualify for lower rates through these loans.

Home Loan Calculators

Stop by one of our branches
Begin your application
Call Us Today
Up Arrow Back to Top


Secure and Fair Enforcement for Mortgage Licensing Act of 2008
On July 28, 2010 the National Credit Union Administration (NCUA) and other Federal Agencies published a final rule to implement the federal registration requirements of the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act). The registration requirements apply to all employees acting in the capacity of a Mortgage Loan Originator (MLO). The S.A.F.E. Act requires all MLO’s to register with the Nationwide Mortgage Licensing System and Registry (NMLS). Once registered, each MLO is provided a Unique Identifier from the NMLS. An MLO must provide this Unique Identifier to each mortgage loan applicant upon request and prior to the employee acting as an MLO.

Click here for a listing of Wheelhouse Credit Union 791892 MLOs.

You are leaving Wheelhouse Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products and services accessed through this link are not provided or guaranteed by Wheelhouse Credit Union. The site you are about to visit may have a privacy policy that is different than Wheelhouse Credit Union’s. Please review their privacy policy. Wheelhouse Credit Union does not endorse the content contained in these sites, nor the organizations publishing those sites, and hereby disclaims any responsibility for such content.

Cancel Accept