happy couple inside home
happy couple inside home

Purchase or Refinance Your Home

Don't miss out on these low rates Get Started


Whether you’re looking for the comfort of a steady rate, or looking for a low variable rate, we are here to help. We make the process as simple as can be, so you can purchase or refinance with ease.

Have a mortgage loan in process? To check your loan status, click here.

Your Mortgage Loan Options

As experts in all mortgage loans, Wheelhouse is here to guide you through all options available.

Purchase or Refinance

Buy a new home or get a better rate on your existing home loan with a Conventional or Jumbo loan.


FHA (Federal Housing Administration) and VA (Veteran Affairs) loans are special mortgage programs designed to offer accessible financing options, particularly for first-time homebuyers and veterans, respectively.

Reverse Mortgage

Reverse Mortgages, or Home Equity Conversion Mortgages (HECM), is the only government-insured reverse mortgage program for homeowners aged 62 and older that allows borrowers to convert a portion of their home equity into usable funds.

Mortgage Resource Center

Wheelhouse Credit Union has been serving the needs of San Diegans since 1934 – we are San Diego Made and proud. We are best known for our commitment to helping both our Members and our beautiful city thrive and look forward to assisting you in finding the perfect home loan to achieve your goals.
Ask one of our Mortgage Experts
Complete Form
Get Started
Complete an inquiry form
Complete Form
Visit our Mortgage Resource Center
Visit Center


Current Mortgage Rate Sheet

Home Loan Calculators

Stop by one of our branches
Begin your application
Call Us Today
Up Arrow Back to Top


Secure and Fair Enforcement for Mortgage Licensing Act of 2008
On July 28, 2010 the National Credit Union Administration (NCUA) and other Federal Agencies published a final rule to implement the federal registration requirements of the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act). The registration requirements apply to all employees acting in the capacity of a Mortgage Loan Originator (MLO). The S.A.F.E. Act requires all MLO’s to register with the Nationwide Mortgage Licensing System and Registry (NMLS). Once registered, each MLO is provided a Unique Identifier from the NMLS. An MLO must provide this Unique Identifier to each mortgage loan applicant upon request and prior to the employee acting as an MLO.

Click here for a listing of Wheelhouse Credit Union NMLS #791892.

You are leaving Wheelhouse® Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products and services accessed through this link are not provided or guaranteed by Wheelhouse® Credit Union. The site you are about to visit may have a privacy policy that is different than Wheelhouse® Credit Union’s. Please review their privacy policy. Wheelhouse® Credit Union does not endorse the content contained in these sites, nor the organizations publishing those sites, and hereby disclaims any responsibility for such content.

Cancel Accept