Helping Neighbors Become Homeowners.
From home purchases to refinances and home equity loans, local expertise makes all the difference.
Local Expertise For A Local Housing Market
Choose your path and we’ll help you get started
Why Choose Wheelhouse Credit Union?
Enjoy personalized support from application to closing, with a team that's available when questions arise.
Deep understanding of your local
market and community
One-on-one support from experienced loan officers
Fixed and adjustable rates, with terms to fit your budget
Your success is our priority, not just profits
Loan Options for Every Lifestyle
We offer a variety of loan programs because one-size-fits-all rarely works in a housing market as unique as San Diego.
Accessible path to homeownership.
Flexible access to your home’s equity.
Financing for veterans and military families.
Offers numerous advantages over traditional site-built housing.
Create more space and possibilities.
Access home equity while staying home.
Current Mortgage Rates
Rates updated daily
Buying a home is easier than you think
We’ll guide you through every step of the journey
Quick online application gives you a clear budget and shows sellers you’re serious.
Shop with confidence knowing your financing is ready. Your loan officer is here to help.
We handle the details and paperwork so you can focus on moving into your new home.
Mortgage Resource Center
Wheelhouse Credit Union has been serving the needs of San Diegans since 1934 – we are San Diego Made and proud. We are best known for our commitment to helping both our Members and our beautiful city thrive and look forward to assisting you in finding the perfect home loan to achieve your goals.
Talk to a Local Loan Expert
Get personalized guidance from experienced mortgage professionals who know your local market and care about your success.
*Secure and Fair Enforcement for Mortgage Licensing Act of 2008
On July 28, 2010 the National Credit Union Administration (NCUA) and other Federal Agencies published a final rule to implement the federal registration requirements of the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act). The registration requirements apply to all employees acting in the capacity of a Mortgage Loan Originator (MLO). The S.A.F.E. Act requires all MLO’s to register with the Nationwide Mortgage Licensing System and Registry (NMLS). Once registered, each MLO is provided a Unique Identifier from the NMLS. An MLO must provide this Unique Identifier to each mortgage loan applicant upon request and prior to the employee acting as an MLO.