FIXED AND ADJUSTABLE RATE HOME LOANS
Whether you’re looking for the comfort of a steady rate, or looking for a low variable rate, we are here to help. We make the process as simple as can be, so you can purchase or refinance with ease.
Tailored to You
Handle your mortgage by phone, web or in person
Online Application
Apply 24/7, 7 days a week
Lock in Your Rates
Lock in your rates when you apply online
Purchase or Refinance
Buy a new home or get a better rate on your
existing home loan
Fixed and Adjustable Rates
Find the rates and terms that work best for you
Loan Options
Jumbo, FHA, VA and USDA loans available
Today’s Home Loan Rates
We offer fixed or adjustable-rate closed-end, simple interest loans used for home purchase or refinance, including:
- Purchase or Refinance
- Jumbo or conforming
- FHA and VA
- 1st Time Homebuyer
Visit our Mortgage Center to apply today!
Get Pre-Qualified Today
To get started, visit our Mortgage Loan Center. Find custom rates, expert guidance, and fill out our easy online mortgage application. Have questions? Call us at 619-297-4835.
My Mortgage Account
Log in to Mortgage Services to access your mortgage account and pay your mortgage online.
Want to set up scheduled recurring loan payments or make updates to a recurring transfer?
Simply follow these step-by-step instructions.
CU Home Advantage
As a member of our Credit Union, you may be eligible for our rebate program. This assistance program helps to make homeownership more affordable by connecting you to a real estate rebate or other discount programs. Enroll and discover your rebate potential today.
VA, FHA and USDA Loans
In addition to our conventional loans, we also offer FHA (Federal Housing Administration), VA (Veterans Administration) and USDA financing. Call us today to see if you qualify for lower rates through these loans.
Home Loan Calculators
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Disclosures
Secure and Fair Enforcement for Mortgage Licensing Act of 2008
On July 28, 2010 the National Credit Union Administration (NCUA) and other Federal Agencies published a final rule to implement the federal registration requirements of the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act). The registration requirements apply to all employees acting in the capacity of a Mortgage Loan Originator (MLO). The S.A.F.E. Act requires all MLO’s to register with the Nationwide Mortgage Licensing System and Registry (NMLS). Once registered, each MLO is provided a Unique Identifier from the NMLS. An MLO must provide this Unique Identifier to each mortgage loan applicant upon request and prior to the employee acting as an MLO.
Click here for a listing of Wheelhouse Credit Union 791892 MLOs.