Today’s Best Rates
Average Daily Balance |
Dividend Rate |
APY* |
---|---|---|
Rates effective as of January 8, 2021 *APY – Annual Percentage Yield See Product Details |
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Average Daily Balance <$10,000.00 |
Dividend Rate 0.05% |
APY* 0.05% |
Average Daily Balance $10,000+ |
Dividend Rate 0.25% |
APY* 0.25% |
Minimum Balance |
Dividend Rate |
APY |
---|---|---|
Rates effective as of January 8, 2021 See Product Details |
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Minimum Balance $0+ |
Dividend Rate 0.05% |
APY 0.05% |
Minimum Balance |
Dividend Rate |
APY* |
---|---|---|
Rates effective as of January 8, 2021 *APY – Annual Percentage Yield See Product Details |
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Minimum Balance |
Dividend Rate 0.05% |
APY* 0.05% |
Minimum Balance $10,000.00+ |
Dividend Rate 0.10% |
APY* 0.10% |
Minimum Balance |
Dividend Rate |
APY |
---|---|---|
Rates effective as of January 8, 2021 Available to members between the ages of 13 to 25. See Product Details |
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Minimum Balance $100+ |
Dividend Rate 0.05% |
APY 0.05% |
Minimum Balance |
Dividend Rate |
APY* |
---|---|---|
Rates effective as of January 8, 2021 *APY = Annual Percentage Yield. Dividend rates, APY and terms are subject to change. Dividend period is monthly. See your account disclosure for full details. Fees could reduce earnings. |
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Minimum Balance $500 - $9,999.99 |
Dividend Rate 0.10% |
APY* 0.10% |
Minimum Balance $10,000+ |
Dividend Rate 0.25% |
APY* 0.25% |
Average Daily Balance |
Dividend Rate |
APY |
---|---|---|
Rates effective as of January 8, 2021 *APY = Annual Percentage Yield. Dividend rates, APY and terms are subject to change. Dividend period is monthly. See your account disclosure for full details. Fees could reduce earnings. See Product Details |
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Average Daily Balance $1,000.00 - $9,999.99 |
Dividend Rate 0.05% |
APY 0.05% |
Average Daily Balance $10,000 - $24,999.99 |
Dividend Rate 0.05% |
APY 0.05% |
Average Daily Balance $25,000 - $49,999.99 |
Dividend Rate 0.05% |
APY 0.05% |
Average Daily Balance $50,000 - $89,999.99 |
Dividend Rate 0.10% |
APY 0.10% |
Average Daily Balance $90,000 and above |
Dividend Rate 0.10% |
APY 0.10% |
Average Daily Balance |
Dividend Rate |
APY* |
---|---|---|
Rates effective as of January 8, 2021 *APY – Annual Percentage Yield See Product Details |
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Average Daily Balance $25.00+ |
Dividend Rate 0.15% |
APY* 0.15% |
Terms |
Average Daily Balance |
Dividend Rate |
APY |
---|---|---|---|
Rates effective as of January 8, 2021 APY = Annual Percentage Yield. The rate contracted for Certificates remains in effect for the entire term of the account. Dividend period for Certificates is quarterly. The APY for Certificates assumes principal and dividends paid quarterly remain on deposit until maturity. If the dividends are withdrawn prior to maturity, the APY will be lower. Dividends withdrawn from IRAs may be considered a taxable distribution. Please consult a tax advisor. A penalty may be imposed for withdrawals made before maturity. Minimum daily balances must be maintained to earn dividends and avoid closure. See your account disclosure for full details. * 3-month/91 day term not available on IRA certificates. See Product Details |
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Terms 3 months* (91 day) |
Average Daily Balance $500.00 and above |
Dividend Rate 0.20% |
APY 0.20% |
Terms 6 months |
Average Daily Balance $500.00 and above |
Dividend Rate 0.25% |
APY 0.25% |
Terms 12 months |
Average Daily Balance $500.00 and above |
Dividend Rate 0.40% |
APY 0.40% |
Terms 18 months |
Average Daily Balance $500.00 and above |
Dividend Rate 0.50% |
APY 0.50% |
Terms 24 months |
Average Daily Balance $500.00 and above |
Dividend Rate 0.60% |
APY 0.60% |
Terms 36 months |
Average Daily Balance $500.00 and above |
Dividend Rate 0.75% |
APY 0.75% |
Terms 60 months |
Average Daily Balance $500.00 - $9,999.99 |
Dividend Rate 1.10% |
APY 1.10% |
Terms 60 months |
Average Daily Balance $10,000.00 - $89,999.99 |
Dividend Rate 1.15% |
APY 1.15% |
Terms 60 months |
Average Daily Balance $90,000.00 and above |
Dividend Rate 1.19% |
APY 1.20% |
Average Daily Balance |
Dividend Rate |
APY* |
---|---|---|
Rates effective as of January 8, 2021 *APY – Annual Percentage Yield See Product Details |
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Average Daily Balance $25.00+ |
Dividend Rate 0.15% |
APY* 0.15% |
Terms |
Promotional APR* |
Estimated Monthly Payment |
Auto Buying Service (NCI) APR* |
Estimated Monthly Payment |
---|---|---|---|---|
Promotional rates effective January 08, 2021 to January 31, 2021. * APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Other terms and conditions may apply. Additional discounts do not apply. 1Subject to credit and collateral approval. Rates and terms are effective January 08, 2021 and are subject to change without notice. Rates stated include a discount for using the Wheelhouse Credit Union Auto Buying Service, New Cars Inc. (NCI) and is valid for model years 2018 and newer and may not be combined with any other discount. Internal refinances are not eligible for the promotional rates. To qualify for a discount offer, you must purchase a new vehicle from New Cars Inc., and finance your purchase with Wheelhouse Credit Union. Discount is 0.50% off of the approved interest rate for loan terms up to 66 months and discount is 0.25% off of the approved interest rate for loan terms of 67 to 84 months. See Product Details |
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Terms Up to 36 mos |
Promotional APR* As low as 1.99% |
Estimated Monthly Payment $28.64 (at 36 months) |
Auto Buying Service (NCI) APR* As low as 1.49%1 |
Estimated Monthly Payment $28.42 (at 36 months) |
Terms 37 - 66 mos |
Promotional APR* As low as 2.69% |
Estimated Monthly Payment $16.32 (at 66 months) |
Auto Buying Service (NCI) APR* As low as 2.19%1 |
Estimated Monthly Payment $16.10 (at 66 months) |
Terms 67 - 75 mos |
Promotional APR* As low as 2.99% |
Estimated Monthly Payment $14.63 (at 75 months) |
Auto Buying Service (NCI) APR* As low as 2.74%1 |
Estimated Monthly Payment $14.52 (at 75 months) |
Terms 76 - 84 mos |
Promotional APR* As low as 4.24% |
Estimated Monthly Payment $13.78 (at 84 months) |
Auto Buying Service (NCI) APR* As low as 3.99%1 |
Estimated Monthly Payment $13.66 (at 84 months) |
Terms |
Promotional APR* |
Estimated Monthly Payment |
Auto Buying Service (NCI) APR* |
Estimated Monthly Payment |
---|---|---|---|---|
Promotional rates effective January 08, 2021 to January 31, 2021 * APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Other rates may be available for older vehicles. Rates and terms are subject to change. Other terms and conditions may apply. Additional rate discounts may be available. Please ask a representative for details. 1Subject to credit and collateral approval. Rates and terms are effective January 08, 2021 and are subject to change without notice. Rates stated include a discount for using the Wheelhouse Credit Union Auto Buying Service, New Cars Inc. (NCI) and is valid for model years 2017 to 2013 and may not be combined with any other discount. Internal refinances are not eligible for the promotional rates. To qualify for a discount offer, you must purchase a used vehicle from New Cars Inc., and finance your purchase with Wheelhouse Credit Union. Discount is 0.50% off of the approved interest rate for loan terms up to 66 months and discount is 0.25% off of the approved interest rate for loan terms of 67 to 84 months. See Product Details |
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Terms Up to 66 mos |
Promotional APR* As low as 3.74% |
Estimated Monthly Payment $16.79 (at 66 months) |
Auto Buying Service (NCI) APR* As low as 3.24%1 |
Estimated Monthly Payment $16.56 (at 66 months) |
Terms 67 - 75 mos |
Promotional APR* As low as 3.74% |
Estimated Monthly Payment $14.97 (at 75 months) |
Auto Buying Service (NCI) APR* As low as 3.49%1 |
Estimated Monthly Payment $14.86 (at 75 months) |
Terms 76 - 84 mos |
Promotional APR* As low as 4.99% |
Estimated Monthly Payment $14.13 (at 84 months) |
Auto Buying Service (NCI) APR* As low as 4.74%1 |
Estimated Monthly Payment $14.01 (at 84 months) |
Terms |
Minimum Loan Amount |
APR* |
Estimated monthly payment |
With Ancillary Product Purchase APR* |
Estimated monthly payment |
---|---|---|---|---|---|
Rates effective January 08, 2021 * APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Other terms and conditions may apply. Additional rate discounts may be available. Please ask a representative for details. 1Subject to credit and collateral approval. Rates and terms are effective January 08, 2021 and are subject to change without notice. Rates stated include a discount for purchasing Mechanical Repair Coverage (MRC), Guaranteed Asset Protection (GAP) or Payment Protection from Wheelhouse Credit Union. Additional rate discounts may be available. Please ask a representative for details. See Product Details |
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Terms Up to 48 months |
Minimum Loan Amount $5,000 |
APR* As low as 4.99% |
Estimated monthly payment $23.02 (at 48 months) |
With Ancillary Product Purchase APR* As low as 4.74%1 |
Estimated monthly payment $22.91 (at 48 months) |
Terms 49 - 66 months |
Minimum Loan Amount $7,500 |
APR* As low as 5.99% |
Estimated monthly payment $17.82 (at 66 months) |
With Ancillary Product Purchase APR* As low as 5.74%1 |
Estimated monthly payment $17.70 (at 66 months) |
Terms 67 - 75 months |
Minimum Loan Amount $10,000 |
APR* As low as 6.99% |
Estimated monthly payment $16.50 (at 75 months) |
With Ancillary Product Purchase APR* As low as 6.74%1 |
Estimated monthly payment $16.38 (at 75 months) |
Terms |
Minimum Loan Amount |
APR* |
Estimated monthly payment |
With Ancillary Product Purchase APR* |
Estimated monthly payment |
---|---|---|---|---|---|
Rates effective January 08, 2021 * APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Other terms and conditions may apply. Additional rate discounts may be available. Please ask a representative for details. 1Subject to credit and collateral approval. Rates and terms are effective January 08, 2021 and are subject to change without notice. Rates stated include a discount for purchasing Mechanical Repair Coverage (MRC), Guaranteed Asset Protection (GAP) or Payment Protection from Wheelhouse Credit Union. Additional rate discounts may be available. Please ask a representative for details. See Product Details |
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Terms Up to 48 months |
Minimum Loan Amount $2,500 |
APR* As low as 5.99% |
Estimated monthly payment $23.48 (at 48 months) |
With Ancillary Product Purchase APR* As low as 5.74%1 |
Estimated monthly payment $23.37 (at 48 months) |
Terms 49 - 66 months |
Minimum Loan Amount $5,000 |
APR* As low as 6.99% |
Estimated monthly payment $18.29 (at 66 months) |
With Ancillary Product Purchase APR* As low as 6.74%1 |
Estimated monthly payment $18.17 (at 66 months) |
Terms 67 - 75 months |
Minimum Loan Amount $10,000 |
APR* As low as 7.99% |
Estimated monthly payment $16.98 (at 75 months) |
With Ancillary Product Purchase APR* As low as 7.74%1 |
Estimated monthly payment $16.86 (at 75 months) |
Terms |
Minimum Loan Amount |
APR* |
Estimated monthly payment |
With Ancillary Purchase APR* |
Estimated monthly payment |
---|---|---|---|---|---|
Rates effective January 08, 2021 * APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Other terms and conditions may apply. Additional rate discounts may be available. Please ask a representative for details. 1Subject to credit and collateral approval. Rates and terms are effective January 08, 2021 and are subject to change without notice. Rates stated include a discount for purchasing Guaranteed Asset Protection (GAP) from Wheelhouse Credit Union. Please ask a representative for details. See Product Details |
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Terms Up to 66 months |
Minimum Loan Amount $7,500 |
APR* As low as 6.99% |
Estimated monthly payment $18.29 (at 66 months) |
With Ancillary Purchase APR* As low as 6.49%1 |
Estimated monthly payment $18.06 (at 66 months) |
Terms 67 - 96 months |
Minimum Loan Amount $25,000 |
APR* As low as 7.99% |
Estimated monthly payment $14.13 (at 96 months) |
With Ancillary Purchase APR* As low as 7.49%1 |
Estimated monthly payment $13.88 (at 96 months) |
Terms 97 - 144 months |
Minimum Loan Amount $50,000 |
APR* As low as 8.99% |
Estimated monthly payment $11.37 (at 144 months) |
With Ancillary Purchase APR* As low as 8.49%1 |
Estimated monthly payment $11.09 (at 144 months) |
Terms |
Minimum Loan Amount |
APR* |
Estimated monthly payment |
With Ancillary Purchase APR* |
Estimated monthly payment |
---|---|---|---|---|---|
Rates effective January 08, 2021 * APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Other terms and conditions may apply. Additional rate discounts may be available. Please ask a representative for details. 1Subject to credit and collateral approval. Rates and terms are effective January 08, 2021 and are subject to change without notice. Rates stated include a discount for purchasing Guaranteed Asset Protection (GAP) from Wheelhouse Credit Union. Please ask a representative for details. See Product Details |
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Terms Up to 66 months |
Minimum Loan Amount $7,500 |
APR* As low as 7.99% |
Estimated monthly payment $18.77 (at 66 months) |
With Ancillary Purchase APR* As low as 7.49%1 |
Estimated monthly payment $18.53 (at 66 months) |
Terms 67 - 96 months |
Minimum Loan Amount $25,000 |
APR* As low as 8.99% |
Estimated monthly payment $14.65 (at 96 months) |
With Ancillary Purchase APR* As low as 8.49%1 |
Estimated monthly payment $14.39 (at 96 months) |
Terms 97 - 144 months |
Minimum Loan Amount $50,000 |
APR* As low as 9.99% |
Estimated monthly payment $11.95 (at 144 months) |
With Ancillary Purchase APR* As low as 9.49%1 |
Estimated monthly payment $11.66 (at 144 months) |
Terms |
Minimum Loan Amount |
APR* |
Estimated monthly payment |
With Ancillary Product Purchase APR* |
Estimated monthly payment |
---|---|---|---|---|---|
Rates effective January 08, 2021 * APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Rate discounts may be available. Ask a representative for details. Other terms and conditions may apply. 1Subject to credit and collateral approval. Rates and terms are effective January 08, 2021 and are subject to change without notice. Rates stated include a 0.50% discount for purchasing Guaranteed Asset Protection (GAP) from Wheelhouse Credit Union. Please ask a representative for details. Rate discount of 0.25% is available when purchasing Payment Protection from Wheelhouse Credit Union. Maximum discount cannot exceed 0.50%. |
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Terms Up to 66 months |
Minimum Loan Amount $7,500 |
APR* As low as 6.49% |
Estimated monthly payment $18.06 (at 66 months) |
With Ancillary Product Purchase APR* As low as 5.99%1 |
Estimated monthly payment $17.82 (at 66 months) |
Terms 67 - 96 months |
Minimum Loan Amount $25,000 |
APR* As low as 7.49% |
Estimated monthly payment $13.88 (at 96 months) |
With Ancillary Product Purchase APR* As low as 6.99%1 |
Estimated monthly payment $13.63 (at 96 months) |
Terms 97 - 144 months |
Minimum Loan Amount $50,000 |
APR* As low as 8.49% |
Estimated monthly payment $11.09 (at 144 months) |
With Ancillary Product Purchase APR* As low as 7.99%1 |
Estimated monthly payment $10.82 (at 144 months) |
Terms |
Minimum Loan Amount |
APR* |
Estimated monthly payment |
With Ancillary Product Purchase APR* |
Estimated monthly payment |
---|---|---|---|---|---|
Rates effective January 08, 2021 * APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Rate discounts may be available. Ask a representative for details. Other terms and conditions may apply. 1Subject to credit and collateral approval. Rates and terms are effective January 08, 2021 and are subject to change without notice. Rates stated include a 0.50% discount for purchasing Guaranteed Asset Protection (GAP) from Wheelhouse Credit Union. Please ask a representative for details. Rate discount of 0.25% is available when purchasing Payment Protection from Wheelhouse Credit Union. Maximum discount cannot exceed 0.50%. See Product Details |
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Terms Up to 66 months |
Minimum Loan Amount $7,500 |
APR* As low as 7.49% |
Estimated monthly payment $18.53 (at 66 months) |
With Ancillary Product Purchase APR* As low as 6.99%1 |
Estimated monthly payment $18.29 (at 66 months) |
Terms 67 - 96 months |
Minimum Loan Amount $25,000 |
APR* As low as 8.49% |
Estimated monthly payment $14.39 (at 96 months) |
With Ancillary Product Purchase APR* As low as 7.99%1 |
Estimated monthly payment $14.13 (at 96 months) |
Terms 97 - 144 months |
Minimum Loan Amount $50,000 |
APR* As low as 9.49% |
Estimated monthly payment $11.66 (at 144 months) |
With Ancillary Product Purchase APR* As low as 8.99%1 |
Estimated monthly payment $11.37 (at 144 months) |
Card |
APR |
---|---|
Rates as of December 21, 2020 See full summary of rates and terms See Product Details |
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Card Visa® Platinum Credit Card |
APR 9.49% - 21.49% APR* |
Card Visa® Platinum Rewards Credit Card |
APR 10.25% - 22.25% APR* |
Terms |
Maximum Loan Amount |
APR* |
Estimated monthly payment per $1,000 |
With Inspired Checking |
Estimated monthly payment per $1,000 |
---|---|---|---|---|---|
* APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are based on credit worthiness, payment method and loan term. Rates are effective January 08, 2021 and are subject to change without notice. + Payment may be deferred for up to 90 days from loan funding. Interest will accrue during the deferral period. Not all borrowers will qualify. t .25% Inspired Checking rate discount. Requires monthly direct deposit of $450 or more, an active online banking registration and eStatements within 90 days of account opening. Electronic deposits are defined as ACH or Automatic Clearing House deposits. If requirements are not met and maintained, account will be converted to a Basic Checking Account and the Inspired Checking loan rate discount will be removed. Energy Efficient Loans includes Water Conservation program. Product Details for Solar Product Details for Energy Efficient |
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Terms Up to 96 months |
Maximum Loan Amount $80,000 |
APR* As low as 4.49%+ |
Estimated monthly payment per $1,000 $12.42 (at 96 months) |
With Inspired Checking As low as 4.24%t |
Estimated monthly payment per $1,000 $12.30 (at 96 months) |
Terms 97 - 144 months |
Maximum Loan Amount $80,000 |
APR* As low as 5.49%+ |
Estimated monthly payment per $1,000 $9.50 (at 144 months) |
With Inspired Checking As low as 5.24%t |
Estimated monthly payment per $1,000 $9.37 (at 144 months) |
Terms 145 - 240 months |
Maximum Loan Amount $80,000 |
APR* As low as 6.99%+ |
Estimated monthly payment per $1,000 $7.75 (at 240 months) |
With Inspired Checking As low as 6.74%t |
Estimated monthly payment per $1,000 $7.60 (at 240 months) |
Loan Type |
Terms |
Minimum Loan Amount |
APR* |
Estimated monthly payment per $1,000 |
---|---|---|---|---|
Rates effective January 08, 2021 * APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Other terms and conditions may apply. Additional rate discounts may be available. Please ask a representative for details. **Rates stated include a discount of 0.25% APR with the purchase of an ancillary product. 1 No additional discounts apply. Rates are determined based on savings or certificate rate plus a 3% margin. Certificate Secured loans are due and payable upon maturity of the certificate account. See Product Details |
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Loan Type Life Loan |
Terms Up to 60 months |
Minimum Loan Amount $500 |
APR* As low as 7.49%** |
Estimated monthly payment per $1,000 $20.03 (at 60 months) |
Loan Type Bill Consolidation Loan |
Terms Up to 60 months |
Minimum Loan Amount $500 |
APR* As low as 14.24%** |
Estimated monthly payment per $1,000 $23.39 (at 60 months) |
Loan Type Shared Secured1 |
Terms Up to 120 months |
Minimum Loan Amount $100 |
APR* Savings rate + 3% APR |
Estimated monthly payment per $1,000 |
Loan Type Certificate Secured1 |
Terms 60 months or up to certificate term |
Minimum Loan Amount $500 |
APR* Certificate rate + 3% APR |
Estimated monthly payment per $1,000 |
Loan Type |
Maximum Loan Amount |
APR* |
---|---|---|
Rates effective January 08, 2021 * APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Other terms and conditions may apply. ** Rate stated include a discount of 0.25% APR with the purchase of an ancillary product. tRates are effective 01/01/2021 and are subject to change without notice. 2.99% introductory APR through December 31, 2020. After that, standard APR as low as 12.49% APR, based on credit-worthiness. Rate stated include a discount of 0.25% APR with the purchase of an ancillary product. Other terms and conditions may apply. |
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Loan Type Relief Loan |
Maximum Loan Amount $5,000 |
APR* As low as 12.49%t |
Loan Type 1010 Police Department Loan |
Maximum Loan Amount $2,500 |
APR* As low as 9.11% |
Loan Type Money on Request |
Maximum Loan Amount $15,000 |
APR* As low as 12.49%** |
Term |
Rate |
Points |
APR* |
Estimated Payment |
---|---|---|---|---|
Rates are effective January 14, 2021 and are subject to change without notice. *APR = Annual Percentage Rate. All loan programs, rates, APR, points and terms listed are subject to change without notice. All loans are subject to credit approval. 15-Year and 30-Year Fixed |
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Term Fixed |
Rate |
Points |
APR* |
Estimated Payment |
Term 15-Year |
Rate 2.125% |
Points 0.000% |
APR* 2.229% |
Estimated Payment $6.49 |
Term 30-Year |
Rate 2.625% |
Points 0.000% |
APR* 2.683% |
Estimated Payment $4.02 |
Term Adjustable-Rate Mortgages (ARM) |
Rate |
Points |
APR* |
Estimated Payment |
Term Call us for a custom rate quote |
Rate |
Points |
APR* |
Estimated Payment |
Term |
Rate |
Points |
APR* |
Estimated Payment |
---|---|---|---|---|
Rates are effective January 14, 2021 and are subject to change without notice. *APR = Annual Percentage Rate. All loan programs, rates, APR, points and terms listed are subject to change without notice. All loans are subject to credit approval. 15-Year and 30-Year Fixed |
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Term Fixed |
Rate |
Points |
APR* |
Estimated Payment |
Term 15-Year |
Rate 2.500% |
Points 0.000% |
APR* 2.557% |
Estimated Payment $6.67 |
Term 30-Year |
Rate 3.125% |
Points 0.000% |
APR* 3.159% |
Estimated Payment $4.28 |
Term Adjustable-Rate Mortgages (ARMS) |
Rate |
Points |
APR* |
Estimated Payment |
Term Call us for a custom quote |
Rate |
Points |
APR* |
Estimated Payment |