Today’s Best Rates
|
Average Daily Balance |
Dividend Rate |
APY* |
|---|---|---|
|
Rates effective as of July 5, 2019 *APY – Annual Percentage Yield See Product Details |
||
|
Average Daily Balance <$10,000.00 |
Dividend Rate 0.50% |
APY* 0.50% |
|
Average Daily Balance $10,000+ |
Dividend Rate 1.00% |
APY* 1.00% |
|
Average Daily Balance |
Dividend Rate |
APY |
|---|---|---|
|
Rates effective as of July 5, 2019 See Product Details |
||
|
Average Daily Balance $100.00+ |
Dividend Rate 0.05% |
APY 0.05% |
|
Average Daily Balance |
Dividend Rate |
APY* |
|---|---|---|
|
Rates effective as of July 5, 2019 *APY – Annual Percentage Yield See Product Details |
||
|
Average Daily Balance <$10,000.00 |
Dividend Rate 0.25% |
APY* 0.25% |
|
Average Daily Balance $10,000.00+ |
Dividend Rate 0.50% |
APY* 0.50% |
|
Average Daily Balance |
Dividend Rate |
APY |
|---|---|---|
|
Rates effective as of July 5, 2019 Available to members between the ages of 13 to 25. See Product Details |
||
|
Average Daily Balance $100+ |
Dividend Rate 0.05% |
APY 0.05% |
|
Average Daily Balance |
Dividend Rate |
APY* |
|---|---|---|
|
Rates effective as of July 5, 2019 *APY = Annual Percentage Yield. Dividend rates, APY and terms are subject to change. Dividend period is monthly. See your account disclosure for full details. Fees could reduce earnings. |
||
|
Average Daily Balance <$10,000.00 |
Dividend Rate 0.85% |
APY* 0.85% |
|
Average Daily Balance $10,000.00+ |
Dividend Rate 1.00% |
APY* 1.00% |
|
Average Daily Balance |
Dividend Rate |
APY* |
|---|---|---|
|
Rates effective as of July 5, 2019 *APY – Annual Percentage Yield See Product Details |
||
|
Average Daily Balance $25.00+ |
Dividend Rate 0.15% |
APY* 0.15% |
|
Term/Months |
Average Daily Balance |
Dividend Rate |
APY* |
|---|---|---|---|
|
Rates effective as of July 5, 2019 *APY = Annual Percentage Yield. The promotional rate of 2.50% APY on an 11-Month Certificate is valid as of 9/1/19 and is a limited-time offer. A minimum opening deposit of $1,000 new money is required to earn the stated rate. May be combined with funds already on deposit at Wheelhouse Credit Union. The rate contracted for Certificates remains in effect for the entire term of the account. Dividend period for Certificates is quarterly. The APY for Certificates assumes principal and dividends paid quarterly remain on deposit until maturity. If the dividends are withdrawn prior to maturity, the APY will be lower. Dividends withdrawn from IRAs may be considered a taxable distribution. Please consult a tax advisor. A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings on the account. Minimum daily balances must be maintained to earn dividends and avoid closure. Upon maturing, an 11-month certificate will automatically rollover to a 12-month certificate; a 22-month to a 24-month; and a 33-month to a 36-month. A minimum opening deposit of $10,000 allows you to choose any term between 334 and 364 days. See your account disclosure for full details. † 11, 22 and 33 Month New Money – Earn the stated rate when opened with outside funds. See Product Details |
|||
|
Term/Months 11 months |
Average Daily Balance $1,000 new money† plus any current balance at Wheelhouse CU |
Dividend Rate 2.48% |
APY* 2.50% |
|
Term/Months 11 months |
Average Daily Balance $500.00 and above |
Dividend Rate 2.23% |
APY* 2.25% |
|
Term/Months 22 months |
Average Daily Balance $1,000 new money† plus any current balance at Wheelhouse CU |
Dividend Rate 2.72% |
APY* 2.75% |
|
Term/Months 22 months |
Average Daily Balance $500.00 and above |
Dividend Rate 2.48% |
APY* 2.50% |
|
Term/Months 33 months |
Average Daily Balance 1,000 new money† plus any current balance at Wheelhouse CU |
Dividend Rate 2.83% |
APY* 2.86% |
|
Term/Months 33 months |
Average Daily Balance $500.00 and above |
Dividend Rate 2.58% |
APY* 2.60% |
|
Terms |
Average Daily Balance |
Dividend Rate |
APY |
|---|---|---|---|
|
Rates effective as of July 5, 2019 APY = Annual Percentage Yield. The rate contracted for Certificates remains in effect for the entire term of the account. Dividend period for Certificates is quarterly. The APY for Certificates assumes principal and dividends paid quarterly remain on deposit until maturity. If the dividends are withdrawn prior to maturity, the APY will be lower. Dividends withdrawn from IRAs may be considered a taxable distribution. Please consult a tax advisor. A penalty may be imposed for withdrawals made before maturity. Minimum daily balances must be maintained to earn dividends and avoid closure. A minimum opening deposit of $10,000 allows you to choose any term between 180 and 1855 days. See your account disclosure for full details. * 3-month/91 day term not available on IRA certificates. See Product Details |
|||
|
Terms 3 months* (91 day) |
Average Daily Balance $500.00 and above |
Dividend Rate 0.70% |
APY 0.70% |
|
Terms 6 months |
Average Daily Balance $500.00 and above |
Dividend Rate 0.90% |
APY 0.90% |
|
Terms 8 months |
Average Daily Balance $500.00 - $9,999.99 |
Dividend Rate 1.05% |
APY 1.05% |
|
Terms 8 months |
Average Daily Balance $10,000.00 - $89,999.99 |
Dividend Rate 1.10% |
APY 1.10% |
|
Terms 8 months |
Average Daily Balance $90,000.00 and above |
Dividend Rate 1.15% |
APY 1.15% |
|
Terms 12 months |
Average Daily Balance $500.00 and above |
Dividend Rate 1.79% |
APY 1.80% |
|
Terms 18 months |
Average Daily Balance $500.00 and above |
Dividend Rate 1.84% |
APY 1.85% |
|
Terms 24 months |
Average Daily Balance $500.00 and above |
Dividend Rate 1.89% |
APY 1.90% |
|
Terms 36 months |
Average Daily Balance $500.00 and above |
Dividend Rate 1.99% |
APY 2.00% |
|
Terms 60 months |
Average Daily Balance $500.00 - $9,999.99 |
Dividend Rate 2.43% |
APY 2.45% |
|
Terms 60 months |
Average Daily Balance $10,000.00 - $89,999.99 |
Dividend Rate 2.48% |
APY 2.50% |
|
Terms 60 months |
Average Daily Balance $90,000.00 and above |
Dividend Rate 2.53% |
APY 2.55% |
|
Average Daily Balance |
Dividend Rate |
APY* |
|---|---|---|
|
Rates effective as of July 5, 2019 *APY – Annual Percentage Yield See Product Details |
||
|
Average Daily Balance $25.00+ |
Dividend Rate 0.15% |
APY* 0.15% |
|
Terms |
Standard APR* |
Estimated Monthly Payment per $1,000 |
Promotional APR* |
Estimated Monthly Payment per $1,000 |
|---|---|---|---|---|
|
Standard rates effective September 1, 2019 Promotional rates effective September 23, 2019 through October 31, 2019 * APR = Annual Percentage Rate. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Other terms and conditions may apply. Additional discounts do not apply. 1Subject to credit and collateral approval. Rates and terms are effective 09/24/2019 and is subject to change without notice. Rate stated includes a discount for using the Wheelhouse Credit Union auto buying service, New Cars Inc (NCI) and is valid for model years 2016 and newer and may not be combined with any other discount. Internal refinances are not eligible for promotional rates. Vehicle loan rates with the NCI discount are currently as low as 2.49% APR, depending on credit history, loan term and vehicle model year. A 66 month loan with a 2.49% fixed APR would have monthly payments of $16.23 per $1,000 borrowed. To qualify for discount offer, purchase a new or used vehicle from New Cars Inc., and finance your purchase with Wheelhouse Credit Union. Discount for models 2016 and newer is 0.50% off of the approved interest rate for loan terms up to 66 months. Discount for models 2011 and newer is 0.25% off of the approved interest rate for loan terms of 67 to 84 months. See Product Details |
||||
|
Terms Up to 48 months |
Standard APR* As low as 2.99% |
Estimated Monthly Payment per $1,000 $22.13 (at 48 months) |
Promotional APR* As low as 2.49%1 |
Estimated Monthly Payment per $1,000 $21.91 (at 48 months) |
|
Terms 49 - 66 months |
Standard APR* As low as 2.99% |
Estimated Monthly Payment per $1,000 $16.45 (at 66 months) |
Promotional APR* As low as 2.49%1 |
Estimated Monthly Payment per $1,000 $16.23 (at 66 months) |
|
Terms 67 - 75 months |
Standard APR* As low as 3.24% |
Estimated Monthly Payment per $1,000 $14.75 (at 75 months) |
Promotional APR* As low as 2.99%1 |
Estimated Monthly Payment per $1,000 $14.63 (at 75 months) |
|
Terms 76 - 84 months |
Standard APR* As low as 5.24% |
Estimated Monthly Payment per $1,000 $14.25 (at 84 months) |
Promotional APR* As low as 4.99%1 |
Estimated Monthly Payment per $1,000 $14.13 (at 84 months) |
|
Terms |
Standard APR* |
Estimated Monthly Payment per $1,000 |
Promotional APR* |
Estimated Monthly Payment per $1,000 |
|---|---|---|---|---|
|
Standard rates effective September 1, 2019 Promotional rates effective September 23, 2019 through October 31, 2019 * APR = Annual Percentage Rate. Rates are determined based on credit-worthiness and applicable discounts. Other rates may be available for older vehicles. Rates and terms are subject to change. Other terms and conditions may apply. Additional rate discounts may be available. Please ask a representative for details. 1Subject to credit and collateral approval. Rates and terms are effective 09/24/2019 and is subject to change without notice. Rate stated includes a discount for using the Wheelhouse Credit Union auto buying service, New Cars Inc (NCI) and is valid for model years 2016 and newer and may not be combined with any other discount. Internal refinances are not eligible for promotional rates. Vehicle loan rates with the NCI discount are currently as low as 2.49% APR, depending on credit history, loan term and vehicle model year. A 66 month loan with a 2.49% fixed APR would have monthly payments of $16.23 per $1,000 borrowed. To qualify for discount offer, purchase a new or used vehicle from New Cars Inc., and finance your purchase with Wheelhouse Credit Union. Discount for models 2016 and newer is 0.50% off of the approved interest rate for loan terms up to 66 months. Discount for models 2011 and newer is 0.25% off of the approved interest rate for loan terms of 67 to 84 months. See Product Details |
||||
|
Terms Up to 48 months |
Standard APR* As low as 3.74% |
Estimated Monthly Payment per $1,000 $22.46 (at 48 months) |
Promotional APR* As low as 3.49%1 |
Estimated Monthly Payment per $1,000 $22.35 (at 48 months) |
|
Terms 49 - 66 months |
Standard APR* As low as 3.74% |
Estimated Monthly Payment per $1,000 $16.79 (at 66 months) |
Promotional APR* As low as 3.49%1 |
Estimated Monthly Payment per $1,000 $16.67 (at 66 months) |
|
Terms 67 - 75 months |
Standard APR* As low as 3.99% |
Estimated Monthly Payment per $1,000 $15.09 (at 75 months) |
Promotional APR* As low as 3.74%1 |
Estimated Monthly Payment per $1,000 $14.97 (at 75 months) |
|
Terms 76 - 84 months |
Standard APR* As low as 5.99% |
Estimated Monthly Payment per $1,000 $14.60 (at 84 months) |
Promotional APR* As low as 5.74%1 |
Estimated Monthly Payment per $1,000 $14.48 (at 84 months) |
|
Terms |
Minimum Loan Amount |
APR* |
Estimated monthly payment per $1,000 |
|---|---|---|---|
|
Rates effective September 1, 2019 * APR = Annual Percentage Rate. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Other terms and conditions may apply. Additional rate discounts may be available. Please ask a representative for details. See Product Details |
|||
|
Terms Up to 48 months |
Minimum Loan Amount $5,000 |
APR* As low as 5.24% |
Estimated monthly payment per $1,000 $23.14 (at 48 months) |
|
Terms 49 - 66 months |
Minimum Loan Amount $7,500 |
APR* As low as 6.24% |
Estimated monthly payment per $1,000 $17.94 (at 66 months) |
|
Terms 67 - 75 months |
Minimum Loan Amount $10,000 |
APR* As low as 7.24% |
Estimated monthly payment per $1,000 $16.62 (at 75 months) |
|
Terms |
Minimum Loan Amount |
APR* |
Estimated monthly payment per $1,000 |
|---|---|---|---|
|
Rates effective September 1, 2019 * APR = Annual Percentage Rate. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Other terms and conditions may apply. Additional rate discounts may be available. Please ask a representative for details. See Product Details |
|||
|
Terms Up to 48 months |
Minimum Loan Amount $2,500 |
APR* As low as 6.24% |
Estimated monthly payment per $1,000 $23.60 (at 48 months) |
|
Terms 49 - 66 months |
Minimum Loan Amount $5,000 |
APR* As low as 7.24% |
Estimated monthly payment per $1,000 $18.41 (at 66 months) |
|
Terms 67 - 75 months |
Minimum Loan Amount $10,000 |
APR* As low as 8.24% |
Estimated monthly payment per $1,000 $17.10 (at 75 months) |
|
Terms |
Minimum Loan Amount |
APR* |
Estimated monthly payment per $1,000 |
|---|---|---|---|
|
Rates effective September 1, 2019 * APR = Annual Percentage Rate. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Other terms and conditions may apply. Additional rate discounts may be available. Please ask a representative for details. See Product Details |
|||
|
Terms Up to 72 months |
Minimum Loan Amount $2,500 |
APR* As low as 7.99% |
Estimated monthly payment per $1,000 $17.53 (at 72 months) |
|
Terms 73 - 96 months |
Minimum Loan Amount $20,000 |
APR* As low as 8.99% |
Estimated monthly payment per $1,000 $14.65 (at 96 months) |
|
Terms 97 - 180 months |
Minimum Loan Amount $30,000 |
APR* As low as 9.99% |
Estimated monthly payment per $1,000 $10.74 (at 180 months) |
|
Terms |
Minimum Loan Amount |
APR* |
Estimated monthly payment per $1,000 |
|---|---|---|---|
|
Rates effective September 1, 2019 * APR = Annual Percentage Rate. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Other terms and conditions may apply. Additional rate discounts may be available. Please ask a representative for details. See Product Details |
|||
|
Terms Up to 72 months |
Minimum Loan Amount $2,500 |
APR* As low as 8.99% |
Estimated monthly payment per $1,000 $18.02 (at 72 months) |
|
Terms 73 - 96 months |
Minimum Loan Amount $20,000 |
APR* As low as 9.99% |
Estimated monthly payment per $1,000 $15.17 (at 96 months) |
|
Terms 97 - 180 months |
Minimum Loan Amount $30,000 |
APR* As low as 10.99% |
Estimated monthly payment per $1,000 $11.36 (at 180 months) |
|
Terms |
Minimum Loan Amount |
APR* |
Estimated monthly payment per $1,000 |
|---|---|---|---|
|
Rates effective September 1, 2019 * APR = Annual Percentage Rate. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Rate discounts may be available. Ask a representative for details. Other terms and conditions may apply. See Product Details |
|||
|
Terms Up to 72 months |
Minimum Loan Amount $2,500 |
APR* As low as 7.49% |
Estimated monthly payment per $1,000 $17.29 (at 72 months) |
|
Terms 73 - 96 months |
Minimum Loan Amount $20,000 |
APR* As low as 8.49% |
Estimated monthly payment per $1,000 $14.39 (at 96 months) |
|
Terms 97 - 180 months |
Minimum Loan Amount $30,000 |
APR* As low as 9.49% |
Estimated monthly payment per $1,000 $10.44 (at 180 months) |
|
Terms |
Minimum Loan Amount |
APR* |
Estimated monthly payment per $1,000 |
|---|---|---|---|
|
Rates effective September 1, 2019 * APR = Annual Percentage Rate. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Rate discounts may be available. Ask a representative for details. Other terms and conditions may apply. See Product Details |
|||
|
Terms Up to 72 months |
Minimum Loan Amount $2,500 |
APR* As low as 8.49% |
Estimated monthly payment per $1,000 $17.77 (at 72 months) |
|
Terms 73 - 96 months |
Minimum Loan Amount $20,000 |
APR* As low as 9.49% |
Estimated monthly payment per $1,000 $14.91 (at 96 months) |
|
Terms 97 - 180 months |
Minimum Loan Amount $30,000 |
APR* As low as 10.49% |
Estimated monthly payment per $1,000 $11.05 (at 180 months) |
|
Card |
APR |
|---|---|
|
Rates are as of October 21, 2019 See full summary of rates and terms See Product Details |
|
|
Card Visa® Platinum Credit Card |
APR 11.24% - 23.24% APR* |
|
Card Visa® Platinum Rewards Credit Card |
APR 12.00% - 24.00% APR* |
|
Terms |
Minimum Loan Amount |
APR* |
Estimated monthly payment per $1,000 |
|---|---|---|---|
|
* APR = Annual Percentage Rate. Rates are based on credit worthiness, payment method and loan term. Rates are effective September 1, 2019 and are subject to change. Energy Efficiency Loans includes Water Conservation program. Product Details for Solar Product Details for Energy Efficiency |
|||
|
Terms Up to 96 months |
Minimum Loan Amount $2,500 |
APR* As low as 4.74% |
Estimated monthly payment per $1,000 $12.54 (at 96 months) |
|
Terms 97 - 144 months |
Minimum Loan Amount $7,500 |
APR* As low as 5.74% |
Estimated monthly payment per $1,000 $9.62 (at 144 months) |
|
Terms 145 - 240 months |
Minimum Loan Amount $15,000 |
APR* As low as 7.24% |
Estimated monthly payment per $1,000 $7.90 (at 240 months) |
|
Loan Type |
Terms |
Minimum Loan Amount |
APR* |
Estimated monthly payment per $1,000 |
|---|---|---|---|---|
|
Rates effective September 1, 2019 1 No additional discounts apply. Rates are determined based on savings or certificate rate plus a 3% margin. Certificate Secured loans are due and payable upon maturity of the certificate account. See Product Details |
||||
|
Loan Type Life Loan |
Terms Up to 60 months |
Minimum Loan Amount $2,500 |
APR* As low as 9.49% |
Estimated monthly payment per $1,000 $21.00 (at 60 months) |
|
Loan Type Bill Consolidation Loan |
Terms Up to 60 months |
Minimum Loan Amount $2,500 |
APR* As low as 14.49% |
Estimated monthly payment per $1,000 $23.52 (at 60 months) |
|
Loan Type Shared Secured1 |
Terms Up to 120 months |
Minimum Loan Amount $100 |
APR* Savings rate + 3% APR |
Estimated monthly payment per $1,000 |
|
Loan Type Certificate Secured1 |
Terms 60 months or up to certificate term |
Minimum Loan Amount $500 |
APR* Certificate rate + 3% APR |
Estimated monthly payment per $1,000 |
|
Loan Type |
Maximum Loan Amount |
APR* |
|---|---|---|
|
Rates effective September 1, 2019 * APR = Annual Percentage Rate. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Other terms and conditions may apply. |
||
|
Loan Type 1010 Police Department Loan |
Maximum Loan Amount $2,500 |
APR* As low as 9.11% |
|
Loan Type Money on Request |
Maximum Loan Amount $15,000 |
APR* As low as 12.74% |
We offer fixed or adjustable-rate closed-end, simple interest loans used for home purchase or refinance, including:
- Purchase or Refinance
- Jumbo or Conforming
- FHA and VA
- 1st-Time Homebuyer
Visit the Mortgage Center or call our Wheelhouse Mortgage Specialist at 619-278-5771 to apply today!