Today’s Best Rates
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Average Daily Balance |
Dividend Rate |
APY* |
|---|---|---|
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Rates effective as of April 1, 2020 *APY – Annual Percentage Yield See Product Details |
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Average Daily Balance <$10,000.00 |
Dividend Rate 0.50% |
APY* 0.50% |
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Average Daily Balance $10,000+ |
Dividend Rate 1.00% |
APY* 1.00% |
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Minimum Balance |
Dividend Rate |
APY |
|---|---|---|
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Rates effective as of April 1, 2020 See Product Details |
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Minimum Balance $0+ |
Dividend Rate 0.05% |
APY 0.05% |
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Minimum Balance |
Dividend Rate |
APY* |
|---|---|---|
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Rates effective as of April 1, 2020 *APY – Annual Percentage Yield See Product Details |
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Minimum Balance <$10,000.00 |
Dividend Rate 0.10% |
APY* 0.10% |
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Minimum Balance $10,000.00+ |
Dividend Rate 0.25% |
APY* 0.25% |
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Minimum Balance |
Dividend Rate |
APY |
|---|---|---|
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Rates effective as of April 1, 2020 Available to members between the ages of 13 to 25. See Product Details |
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Minimum Balance $100+ |
Dividend Rate 0.05% |
APY 0.05% |
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Minimum Balance |
Dividend Rate |
APY* |
|---|---|---|
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Rates effective as of April 1, 2020 *APY = Annual Percentage Yield. Dividend rates, APY and terms are subject to change. Dividend period is monthly. See your account disclosure for full details. Fees could reduce earnings. |
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Minimum Balance <$10,000.00 |
Dividend Rate 0.60% |
APY* 0.60% |
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Minimum Balance $10,000.00+ |
Dividend Rate 0.75% |
APY* 0.75% |
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Average Daily Balance |
Dividend Rate |
APY |
|---|---|---|
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Rates effective as of April 1, 2020 *APY = Annual Percentage Yield. Dividend rates, APY and terms are subject to change. Dividend period is monthly. See your account disclosure for full details. Fees could reduce earnings. See Product Details |
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Average Daily Balance $1,000.00 - $9,999.99 |
Dividend Rate 0.05% |
APY 0.05% |
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Average Daily Balance $10,000 - $24,999.99 |
Dividend Rate 0.10% |
APY 0.10% |
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Average Daily Balance $25,000 - $49,999.99 |
Dividend Rate 0.15% |
APY 0.15% |
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Average Daily Balance $50,000 - $89,999.99 |
Dividend Rate 0.20% |
APY 0.20% |
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Average Daily Balance $90,000 and above |
Dividend Rate 0.25% |
APY 0.25% |
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Average Daily Balance |
Dividend Rate |
APY* |
|---|---|---|
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Rates effective as of April 1, 2020 *APY – Annual Percentage Yield See Product Details |
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Average Daily Balance $25.00+ |
Dividend Rate 0.15% |
APY* 0.15% |
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Term/Months |
Average Daily Balance |
Dividend Rate |
APY* |
|---|---|---|---|
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Rates effective as of April 1, 2020 *APY = Annual Percentage Yield. Rate is valid as of April 1, 2020 and is a limited-time offer. New money only. May not be combined with funds already on deposit at Wheelhouse Credit Union. A minimum $1,000 opening deposit and balance is required to earn the stated rate. The APY for Certificates assumes principal and dividends paid quarterly remain on deposit until maturity. If the dividends are withdrawn prior to maturity, the APY will be lower. A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings on the account. Upon maturing, a 33-month certificate will automatically rollover to a 36-month certificate and a 22-month certificate to a 24-month certificate at the rate in effect at that time. Certificate APYs, conditions and terms are subject to change without notice. † 22 and 33 Month Certificates – Earn the stated rate when opened with outside funds. See Product Details |
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Term/Months 22 months |
Average Daily Balance New money†. Minimum opening balance $1,000. |
Dividend Rate 1.39% |
APY* 1.40% |
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Term/Months 33 months |
Average Daily Balance New money†. Minimum opening balance $1,000. |
Dividend Rate 1.54% |
APY* 1.55% |
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Terms |
Average Daily Balance |
Dividend Rate |
APY |
|---|---|---|---|
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Rates effective as of April 1, 2020 APY = Annual Percentage Yield. The rate contracted for Certificates remains in effect for the entire term of the account. Dividend period for Certificates is quarterly. The APY for Certificates assumes principal and dividends paid quarterly remain on deposit until maturity. If the dividends are withdrawn prior to maturity, the APY will be lower. Dividends withdrawn from IRAs may be considered a taxable distribution. Please consult a tax advisor. A penalty may be imposed for withdrawals made before maturity. Minimum daily balances must be maintained to earn dividends and avoid closure. See your account disclosure for full details. * 3-month/91 day term not available on IRA certificates. See Product Details |
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Terms 3 months* (91 day) |
Average Daily Balance $500.00 and above |
Dividend Rate 0.40% |
APY 0.40% |
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Terms 6 months |
Average Daily Balance $500.00 and above |
Dividend Rate 0.50% |
APY 0.50% |
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Terms 12 months |
Average Daily Balance $500.00 and above |
Dividend Rate 0.90% |
APY 0.90% |
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Terms 18 months |
Average Daily Balance $500.00 and above |
Dividend Rate 0.95% |
APY 0.95% |
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Terms 24 months |
Average Daily Balance $500.00 and above |
Dividend Rate 1.09% |
APY 1.10% |
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Terms 36 months |
Average Daily Balance $500.00 and above |
Dividend Rate 1.29% |
APY 1.30% |
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Terms 60 months |
Average Daily Balance $500.00 - $9,999.99 |
Dividend Rate 1.79% |
APY 1.80% |
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Terms 60 months |
Average Daily Balance $10,000.00 - $89,999.99 |
Dividend Rate 1.84% |
APY 1.85% |
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Terms 60 months |
Average Daily Balance $90,000.00 and above |
Dividend Rate 1.89% |
APY 1.90% |
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Average Daily Balance |
Dividend Rate |
APY* |
|---|---|---|
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Rates effective as of April 1, 2020 *APY – Annual Percentage Yield See Product Details |
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Average Daily Balance $25.00+ |
Dividend Rate 0.15% |
APY* 0.15% |
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Terms |
Promotional APR* |
Estimated Monthly Payment |
Auto Buying Service APR* |
Estimated Monthly Payment |
|---|---|---|---|---|
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Rates effective April 1, 2020 Promotional rates effective April 1, 2020 through June 30, 2020 * APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Other terms and conditions may apply. Additional discounts do not apply. 1Subject to credit and collateral approval. Rates and terms are effective 03/27/2020 and are subject to change without notice. Rates stated include a discount for using the Wheelhouse Credit Union Auto Buying Service, New Cars Inc. (NCI) and is valid for model years 2017 and newer and may not be combined with any other discount. Internal refinances are not eligible for the promotional rates. To qualify for a discount offer, you must purchase a new vehicle from New Cars Inc., and finance your purchase with Wheelhouse Credit Union. Discount is 0.50% off of the approved interest rate for loan terms up to 66 months and discount is 0.25% off of the approved interest rate for loan terms of 67 to 84 months. See Product Details |
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Terms Up to 36 mos |
Promotional APR* As low as 2.24% |
Estimated Monthly Payment $28.75 (at 36 months) |
Auto Buying Service APR* As low as 1.74%1 |
Estimated Monthly Payment $28.53 (at 36 months) |
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Terms 37 - 66 mos |
Promotional APR* As low as 2.99% |
Estimated Monthly Payment $16.45 (at 66 months) |
Auto Buying Service APR* As low as 2.49%1 |
Estimated Monthly Payment $16.23 (at 66 months) |
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Terms 67 - 75 mos |
Promotional APR* As low as 2.99% |
Estimated Monthly Payment $14.63 (at 75 months) |
Auto Buying Service APR* As low as 2.74%1 |
Estimated Monthly Payment $14.52 (at 75 months) |
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Terms 76 - 84 mos |
Promotional APR* As low as 5.24% |
Estimated Monthly Payment $14.25 (at 84 months) |
Auto Buying Service APR* As low as 4.99%1 |
Estimated Monthly Payment $14.13 (at 84 months) |
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Terms |
Promotional APR* |
Estimated Monthly Payment |
Auto Buying Service APR* |
Estimated Monthly Payment |
|---|---|---|---|---|
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Rates effective April 1, 2020 Promotional rates effective April 1, 2020 through June 30, 2020. * APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Other rates may be available for older vehicles. Rates and terms are subject to change. Other terms and conditions may apply. Additional rate discounts may be available. Please ask a representative for details. 1Subject to credit and collateral approval. Rates and terms are effective 03/27/2020 and are subject to change without notice. Rates stated include a discount for using the Wheelhouse Credit Union Auto Buying Service, New Cars Inc. (NCI) and is valid for model years 2016 to 2012 and may not be combined with any other discount. Internal refinances are not eligible for the promotional rates. To qualify for a discount offer, you must purchase a used vehicle from New Cars Inc., and finance your purchase with Wheelhouse Credit Union. Discount is 0.50% off of the approved interest rate for loan terms up to 66 months and discount is 0.25% off of the approved interest rate for loan terms of 67 to 84 months. See Product Details |
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Terms Up to 66 mos |
Promotional APR* As low as 3.74% |
Estimated Monthly Payment $16.79 (at 66 months) |
Auto Buying Service APR* As low as 3.24%1 |
Estimated Monthly Payment $16.56 (at 66 months) |
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Terms 67 - 75 mos |
Promotional APR* As low as 3.74% |
Estimated Monthly Payment $14.94 (at 75 months) |
Auto Buying Service APR* As low as 3.49%1 |
Estimated Monthly Payment $14.86 (at 75 months) |
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Terms 76 - 84 mos |
Promotional APR* As low as 5.99% |
Estimated Monthly Payment $14.60 (at 84 months) |
Auto Buying Service APR* As low as 5.74%1 |
Estimated Monthly Payment $14.48 (at 84 months) |
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Terms |
Minimum Loan Amount |
APR* |
Estimated monthly payment |
With Insurance APR* |
Estimated monthly payment |
|---|---|---|---|---|---|
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Rates effective April 1, 2020 * APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Other terms and conditions may apply. Additional rate discounts may be available. Please ask a representative for details. 1Subject to credit and collateral approval. Rates and terms are effective April 1, 2020 and are subject to change without notice. Rates stated include a discount for purchasing Mechanical Repair Coverage (MRC), Guaranteed Asset Protection (GAP) or Payment Protection insurance from Wheelhouse Credit Union. Additional rate discounts may be available. Please ask a representative for details. See Product Details |
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Terms Up to 48 months |
Minimum Loan Amount $5,000 |
APR* As low as 4.99% |
Estimated monthly payment $23.02 (at 48 months) |
With Insurance APR* As low as 4.74%1 |
Estimated monthly payment $22.91 (at 48 months) |
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Terms 49 - 66 months |
Minimum Loan Amount $7,500 |
APR* As low as 5.99% |
Estimated monthly payment $17.82 (at 66 months) |
With Insurance APR* As low as 5.74%1 |
Estimated monthly payment $17.70 (at 66 months) |
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Terms 67 - 75 months |
Minimum Loan Amount $10,000 |
APR* As low as 6.99% |
Estimated monthly payment $16.50 (at 75 months) |
With Insurance APR* As low as 6.74%1 |
Estimated monthly payment $16.38 (at 75 months) |
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Terms |
Minimum Loan Amount |
APR* |
Estimated monthly payment |
With Insurance APR* |
Estimated monthly payment |
|---|---|---|---|---|---|
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Rates effective April 1, 2020 * APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Other terms and conditions may apply. Additional rate discounts may be available. Please ask a representative for details. 1Subject to credit and collateral approval. Rates and terms are effective April 1, 2020 and are subject to change without notice. Rates stated include a discount for purchasing Mechanical Repair Coverage (MRC), Guaranteed Asset Protection (GAP) or Payment Protection insurance from Wheelhouse Credit Union. Additional rate discounts may be available. Please ask a representative for details. See Product Details |
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Terms Up to 48 months |
Minimum Loan Amount $2,500 |
APR* As low as 5.99% |
Estimated monthly payment $23.48 (at 48 months) |
With Insurance APR* As low as 5.74%1 |
Estimated monthly payment $23.37 (at 48 months) |
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Terms 49 - 66 months |
Minimum Loan Amount $5,000 |
APR* As low as 6.99% |
Estimated monthly payment $18.29 (at 66 months) |
With Insurance APR* As low as 6.74%1 |
Estimated monthly payment $18.17 (at 66 months) |
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Terms 67 - 75 months |
Minimum Loan Amount $10,000 |
APR* As low as 7.99% |
Estimated monthly payment $16.98 (at 75 months) |
With Insurance APR* As low as 7.74%1 |
Estimated monthly payment $16.86 (at 75 months) |
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Terms |
Minimum Loan Amount |
APR* |
Estimated monthly payment |
With Insurance APR* |
Estimated monthly payment |
|---|---|---|---|---|---|
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Rates effective April 1, 2020 * APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Other terms and conditions may apply. Additional rate discounts may be available. Please ask a representative for details. 1Subject to credit and collateral approval. Rates and terms are effective April 1, 2020 and are subject to change without notice. Rates stated include a discount for purchasing Guaranteed Asset Protection (GAP) insurance from Wheelhouse Credit Union. Please ask a representative for details. See Product Details |
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Terms Up to 66 months |
Minimum Loan Amount $7,500 |
APR* As low as 6.99% |
Estimated monthly payment $18.29 (at 66 months) |
With Insurance APR* As low as 6.49%1 |
Estimated monthly payment $18.06 (at 66 months) |
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Terms 67 - 96 months |
Minimum Loan Amount $25,000 |
APR* As low as 7.99% |
Estimated monthly payment $14.13 (at 96 months) |
With Insurance APR* As low as 7.49%1 |
Estimated monthly payment $13.88 (at 96 months) |
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Terms 97 - 144 months |
Minimum Loan Amount $50,000 |
APR* As low as 8.99% |
Estimated monthly payment $11.37 (at 144 months) |
With Insurance APR* As low as 8.49%1 |
Estimated monthly payment $11.09 (at 144 months) |
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Terms |
Minimum Loan Amount |
APR* |
Estimated monthly payment |
With Insurance APR* |
Estimated monthly payment |
|---|---|---|---|---|---|
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Rates effective April 1, 2020 * APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Other terms and conditions may apply. Additional rate discounts may be available. Please ask a representative for details. 1Subject to credit and collateral approval. Rates and terms are effective April 1, 2020 and are subject to change without notice. Rates stated include a discount for purchasing Guaranteed Asset Protection (GAP) insurance from Wheelhouse Credit Union. Please ask a representative for details. See Product Details |
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Terms Up to 66 months |
Minimum Loan Amount $7,500 |
APR* As low as 7.99% |
Estimated monthly payment $18.77 (at 66 months) |
With Insurance APR* As low as 7.49%1 |
Estimated monthly payment $18.53 (at 66 months) |
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Terms 67 - 96 months |
Minimum Loan Amount $25,000 |
APR* As low as 8.99% |
Estimated monthly payment $14.65 (at 96 months) |
With Insurance APR* As low as 8.49%1 |
Estimated monthly payment $14.39 (at 96 months) |
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Terms 97 - 144 months |
Minimum Loan Amount $50,000 |
APR* As low as 9.99% |
Estimated monthly payment $11.95 (at 144 months) |
With Insurance APR* As low as 9.49%1 |
Estimated monthly payment $11.66 (at 144 months) |
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Terms |
Minimum Loan Amount |
APR* |
Estimated monthly payment |
With Insurance APR* |
Estimated monthly payment |
|---|---|---|---|---|---|
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Rates effective April 1, 2020 * APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Rate discounts may be available. Ask a representative for details. Other terms and conditions may apply. 1Subject to credit and collateral approval. Rates and terms are effective April 1, 2020 and are subject to change without notice. Rates stated include a discount for purchasing Guaranteed Asset Protection (GAP) insurance from Wheelhouse Credit Union. Please ask a representative for details. See Product Details |
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Terms Up to 66 months |
Minimum Loan Amount $7,500 |
APR* As low as 6.49% |
Estimated monthly payment $18.06 (at 66 months) |
With Insurance APR* As low as 5.99%1 |
Estimated monthly payment $17.82 (at 66 months) |
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Terms 67 - 96 months |
Minimum Loan Amount $25,000 |
APR* As low as 7.49% |
Estimated monthly payment $13.88 (at 96 months) |
With Insurance APR* As low as 6.99%1 |
Estimated monthly payment $13.63 (at 96 months) |
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Terms 97 - 144 months |
Minimum Loan Amount $50,000 |
APR* As low as 8.49% |
Estimated monthly payment $11.09 (at 144 months) |
With Insurance APR* As low as 7.99%1 |
Estimated monthly payment $10.82 (at 144 months) |
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Terms |
Minimum Loan Amount |
APR* |
Estimated monthly payment |
With Insurance APR* |
Estimated monthly payment |
|---|---|---|---|---|---|
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Rates effective April 1, 2020 * APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Rate discounts may be available. Ask a representative for details. Other terms and conditions may apply. 1Subject to credit and collateral approval. Rates and terms are effective April 1, 2020 and are subject to change without notice. Rates stated include a discount for purchasing Guaranteed Asset Protection (GAP) insurance from Wheelhouse Credit Union. Please ask a representative for details. See Product Details |
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Terms Up to 66 months |
Minimum Loan Amount $7,500 |
APR* As low as 7.49% |
Estimated monthly payment $18.53 (at 66 months) |
With Insurance APR* As low as 6.99%1 |
Estimated monthly payment $18.29 (at 66 months) |
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Terms 67 - 96 months |
Minimum Loan Amount $25,000 |
APR* As low as 8.49% |
Estimated monthly payment $14.39 (at 96 months) |
With Insurance APR* As low as 7.99%1 |
Estimated monthly payment $14.13 (at 96 months) |
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Terms 97 - 144 months |
Minimum Loan Amount $50,000 |
APR* As low as 9.49% |
Estimated monthly payment $11.66 (at 144 months) |
With Insurance APR* As low as 8.99%1 |
Estimated monthly payment $11.37 (at 144 months) |
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Card |
APR |
|---|---|
|
Rates as of March 21, 2020 See full summary of rates and terms See Product Details |
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Card Visa® Platinum Credit Card |
APR 10.99% - 22.99% APR* |
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Card Visa® Platinum Rewards Credit Card |
APR 11.75% - 23.75% APR* |
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Terms |
Maximum Loan Amount |
APR* |
Estimated monthly payment per $1,000 |
|---|---|---|---|
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* APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are based on credit worthiness, payment method and loan term. Rates are effective April 1, 2020 and are subject to change without notice. + Payment may be deferred for up to 120 days from loan funding. Interest will accrue during the deferral period. Not all borrowers will qualify. Energy Efficient Loans includes Water Conservation program. Product Details for Solar Product Details for Energy Efficient |
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Terms Up to 96 months |
Maximum Loan Amount $80,000 |
APR* As low as 4.49%+ |
Estimated monthly payment per $1,000 $12.42 (at 96 months) |
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Terms 97 - 144 months |
Maximum Loan Amount $80,000 |
APR* As low as 5.49%+ |
Estimated monthly payment per $1,000 $9.50 (at 144 months) |
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Terms 145 - 240 months |
Maximum Loan Amount $80,000 |
APR* As low as 6.99%++ |
Estimated monthly payment per $1,000 $7.75 (at 240 months) |
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Loan Type |
Terms |
Minimum Loan Amount |
APR* |
Estimated monthly payment per $1,000 |
|---|---|---|---|---|
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Rates effective April 1, 2020 * APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Other terms and conditions may apply. Additional rate discounts may be available. Please ask a representative for details. **Rates stated include a discount of 0.25% APR with the purchase of an ancillary product. 1 No additional discounts apply. Rates are determined based on savings or certificate rate plus a 3% margin. Certificate Secured loans are due and payable upon maturity of the certificate account. See Product Details |
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Loan Type Life Loan |
Terms Up to 60 months |
Minimum Loan Amount $500 |
APR* As low as 7.49%** |
Estimated monthly payment per $1,000 $20.03 (at 60 months) |
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Loan Type Bill Consolidation Loan |
Terms Up to 60 months |
Minimum Loan Amount $500 |
APR* As low as 14.24%** |
Estimated monthly payment per $1,000 $23.52 (at 60 months) |
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Loan Type Shared Secured1 |
Terms Up to 120 months |
Minimum Loan Amount $100 |
APR* Savings rate + 3% APR |
Estimated monthly payment per $1,000 |
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Loan Type Certificate Secured1 |
Terms 60 months or up to certificate term |
Minimum Loan Amount $500 |
APR* Certificate rate + 3% APR |
Estimated monthly payment per $1,000 |
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Loan Type |
Maximum Loan Amount |
APR* |
|---|---|---|
|
Rates effective April 1, 2020 * APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Other terms and conditions may apply. **Rates stated include a discount of 0.25% APR with the purchase of an ancillary product. tRates are effective 03/27/2020 and are subject to change without notice. 2.99% introductory APR through December 31, 2020. After that, standard APR as low as 12.49% APR, based on credit-worthiness. Other terms and conditions may apply. |
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Loan Type Relief Loan (New limited-time offer) |
Maximum Loan Amount $5,000 |
APR* As low as 2.99%t |
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Loan Type 1010 Police Department Loan |
Maximum Loan Amount $2,500 |
APR* As low as 8.86%** |
|
Loan Type Money on Request |
Maximum Loan Amount $15,000 |
APR* As low as 12.49%** |
We offer fixed or adjustable-rate closed-end, simple interest loans used for home purchase or refinance, including:
- Purchase or Refinance
- Jumbo or Conforming
- FHA and VA
- 1st-Time Homebuyer
Visit the Mortgage Center or call our Wheelhouse Mortgage Specialist at 619-278-5771 to apply today!