Solar Loan Program
We work directly with valued partners and preferred licensed contractors throughout California. With low rates and loans up to $80,000, our goal is that solar actually saves you money — today and tomorrow.
Loans up to $80,000
Low Rates
Loans Go Beyond Panels
Up to 20-Year Loans
The Benefits of Solar Financing
Finance a solar power system or home battery to save on electricity costs month after month.
Support clean energy and reduce your carbon footprint right here in San Diego.
How It Works
Join thousands of other San Diegans who have switched to solar
We work with preferred licensed contractors throughout California
Low rates, loans up to $80,000, simple online application
Lower utility bills from day one
Kilowatt hours of clean energy financed
Maximum loan amount
Borrow up to 20 years
Frequently Asked Questions
Everything you need to know about our Solar Loan Program
A Wheelhouse Credit Union Solar Loan can be used to finance qualifying solar panels, battery storage systems, and other eligible energy-efficient home improvements. It's a convenient way to invest in upgrades that can reduce utility costs and improve your home's energy efficiency.
A solar loan allows you to install solar panels without paying the full cost upfront. By financing your project, you can begin enjoying potential energy savings immediately while preserving your savings for other financial goals.
Yes. Many homeowners choose to finance a complete solar energy system that includes solar panels and battery storage. Adding battery storage can help provide backup power during outages and allow you to maximize the energy generated by your solar system.
Solar incentives change over time and may depend on when your system is installed. Because federal tax laws changed significantly beginning in 2026, homeowners should consult a qualified tax advisor to determine which credits, rebates, or utility incentives may still apply to their project. California homeowners may also qualify for local utility or battery storage incentive programs depending on their location.
Savings vary based on your home's energy usage, system size, utility rates, and available incentives. Many homeowners offset a significant portion of their monthly electric bill, making solar a smart long-term investment.
More Loan Options
Disclosures
*Applicants must use a current, active Wheelhouse Credit Union approved contractor to be eligible for financing through the Wheelhouse Credit Union program.