Traditional and ROTH IRA Options
Accounts designed to assist with retirement expenses, or in some cases education or home purchase.
Choose from a daily account or terms ranging from 26 weeks to 5 years — allowing you greater flexibility in managing funds. Tiered accounts enable you to earn greater dividends with greater balances.
Learn more
Freez Checking Accounts With Perks Come Standard

Checking accounts that fit your needs.
Wheelhouse Checking accounts deliver you the most competitive perks that get you access to thousands of ATMs and Debit Rewards

Contactless. Safe. Secure.
Enjoy the convenience of having your Wheelhouse Cards digitally stored on your mobile device. Use it to pay for contactless, safe, and secure transactions.

Security Is Our Top Priority.
Protecting your account information and providing a safe banking is one of our top priorities.
Inspired Checking

Can your checking account do this? Earn up to 1.00% APY** Plus: No monthly service fee and earn reward points with our Visa Debit Card.
**APY = Annual Percentage Yield and is valid as of 11/09/2022. Earn 1.00% APY on balances of
$75,000 or more. Inspired Checking is a variable rate account and rate and yield are subject to change without notice. Inspired Checking is free with required monthly electronic deposits totaling $450 or more, an active online banking registration and eStatements within 90 days of account opening. Electronic deposits are defined as Automatic Clearing House (ACH) deposits. If requirements are not met and maintained, fees could reduce earnings and account will convert to a Basic Checking Account.
Visa Credit Cards

Beginning February 1, 2023… 0% APR* on Visa Balance Transfers1 for up to 12 months.
*APR = Annual Percentage Rate. Rates and terms are valid as of 01/03/2023 and are subject to change without notice.
1Limited Time Promotion. Beginning February 1, 2023 through the February 2024 billing cycle on Balance Transfers that post to your account by May 10, 2023. Thereafter, the APR will vary with the market based on the Prime Rate. Rates are subject to change based on credit worthiness and card type. Certain restrictions and fee(s) may apply. Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
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Download the Wheelhouse Card App
Manage all your Wheelhouse Cards anytime, anywhere from your mobile device. With the Wheelhouse Cards mobile app, you can receive real-time transaction alerts and turn any cards on or off if you happen to misplaced it.
Zelle® is available on the Wheelhouse Mobile App
Fast. Safe. And free1 in our app. Send money directly to friends and family with Zelle®. Find it in the Wheelhouse Mobile App.
1U.S. checking account required to use Zelle®. Transactions between enrolled users typically occur in minutes and generally do not incur transaction fees.
Special Member Offers
Wheelhouse has something for everyone with these exclusive offers. Take a look at what we have for you.

We were born in San Diego in 1934 to serve our City employees. We grew up here; and like you, we changed when we got older. In 2018, we rebranded to Wheelhouse Credit Union; a name that better represents our friendly and inclusive culture. Although our name changed, we remain true to ourselves. We provide the same financial solutions as a bank so that you can simplify your life and manage your finances in one spot.