Motorcycle Loan Rates as Low as

6.99% APR*
for 48 Months

Plus, No Payment for 60 Days¹

APPLY FOR A LOAN

Please choose one of the following options:

Purchase or Refinance

Whether you’re looking to get your favorite motorcycle and explore the open road or simply want to lower your payments, a Motorcycle Loan from Wheelhouse CU can help you do that.

Motorcycle Loan Features

Terms up to 75 months
Financing up to 115% MSRP⁺
No payment for 60 days¹
Fixed monthly payment
No prepayment penalty
Refinance a loan from an outside lender
No application fee on new loans

Smooth Application Process

1. Apply Online
2. Receive an application decision
3. Finalize and fund your loan
4. Enjoy the open road with your motorcycle

Protect Your Motorcycle and Loan

Enjoy a rate discount of up to 0.25% when you insure your motorcycle loan with one of the following products:

Guaranteed Asset Protection

Protect your motorcycle loan with Guaranteed Asset Protection (GAP). Should your car get stolen or totaled in an accident, GAP will help pay the difference between what you owe and the value of your motorcycle.

Payment Protection

Enroll in Wheelhouse Payment Protection to get relief from the financial burden of delinquency, default, or foreclosure if death, disability or involuntary unemployment should unexpectedly happen to you. Payment Protection will pay your loan payments, relieving you and your family’s worries about paying loans during a time of reduced income.
To enroll, call us at 619‑297‑4835.

Mechanical Repair Coverage

Mechanical Repair Coverage (MRC) can help deflect the risk of costly repairs. With different coverage levels and deductibles to choose from, you can find the plan that best fits your budget. Enjoy rental reimbursement, emergency roadside assistance, and more.

Motorcycle Loans (2021 and Newer)

Terms	Minimum Loan Amount	APR* As low as	Estimated monthly payment per $1,000	Maximum Discounted APR*² As low as	Estimated monthly payment per $1,000
Rates effective April 1, 2024 * APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change without notice. Other terms and conditions may apply. ²Discounted Rate stated includes discounts for purchasing any ancillary product, and setting up loan autopay using your Inspired Checking Account. Subject to credit and collateral approval. Rates are determined based on creditworthiness and applicable discounts. • To qualify for a discounted rate of 0.25%, you must purchase any ancillary product. • To qualify for a discounted rate of 0.25%, you must set up automatic loan payments from your Inspired Checking Account on new eligible loans. Contact a Team Member for further information. Other terms, conditions, and restrictions may apply. Inspired Checking is a variable rate account. Rates and APY are subject to change without notice. Inspired Checking requires monthly direct deposits totaling $450 or more, an active online banking registration and eStatements within 90 days of account opening. If requirements are not met and maintained, account will be converted to a Basic Checking Account. Other terms, conditions, services, and restrictions are subject to change without notice. Membership is required. Federally insured by NCUA. See Product Details
Terms Up to 48 months	Minimum Loan Amount $5,000	APR* As low as 7.24%	Estimated monthly payment per $1,000 $24.06	Maximum Discounted APR² As low as 6.74%*	Estimated monthly payment per $1,000 $23.83
Terms 49 - 66 months	Minimum Loan Amount $7,500	APR* As low as 7.49%	Estimated monthly payment per $1,000 $18.53	Maximum Discounted APR² As low as 6.99%*	Estimated monthly payment per $1,000 $18.29
Terms 67 - 75 months	Minimum Loan Amount $10,000	APR* As low as 8.49%	Estimated monthly payment per $1,000 $17.23	Maximum Discounted APR² As low as 7.99%*	Estimated monthly payment per $1,000 $16.98

Motorcycle Loans (2017 - 2020)

Terms	Minimum Loan Amount	APR* As low as	Estimated monthly payment per $1,000	Maximum Discounted APR*² As low as	Estimated monthly payment per $1,000
Rates effective April 1, 2024 * APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change without notice. Other terms and conditions may apply. ²Discounted Rate stated includes discounts for purchasing any ancillary product, and setting up loan autopay using your Inspired Checking Account. Subject to credit and collateral approval. Rates are determined based on creditworthiness and applicable discounts. • To qualify for a discounted rate of 0.25%, you must purchase any ancillary product. • To qualify for a discounted rate of 0.25%, you must set up automatic loan payments from your Inspired Checking Account on new eligible loans. Contact a Team Member for further information. Other terms, conditions, and restrictions may apply. Inspired Checking is a variable rate account. Rates and APY are subject to change without notice. Inspired Checking requires monthly direct deposits totaling $450 or more, an active online banking registration and eStatements within 90 days of account opening. If requirements are not met and maintained, account will be converted to a Basic Checking Account. Other terms, conditions, services, and restrictions are subject to change without notice. Membership is required. Federally insured by NCUA. See Product Details
Terms Up to 48 months	Minimum Loan Amount $2,500	APR* As low as 8.24%	Estimated monthly payment per $1,000 $24.53	Maximum Discounted APR² As low as 7.74%*	Estimated monthly payment per $1,000 $24.29
Terms 49 - 66 months	Minimum Loan Amount $5,000	APR* As low as 8.49%	Estimated monthly payment per $1,000 $19.02	Maximum Discounted APR² As low as 7.99%*	Estimated monthly payment per $1,000 $18.77
Terms 67 - 75 months	Minimum Loan Amount $10,000	APR* As low as 9.49%	Estimated monthly payment per $1,000 $17.73	Maximum Discounted APR² As low as 8.99%*	Estimated monthly payment per $1,000 $17.48

Disclosures

*APR = Annual Percentage Rate
⁺ Price including tax, title, license & warranty. Used motorcycle financing on vehicles up to 8-years old
¹ 60-Day Payment Deferral – Payment may be deferred for up to 60 days from loan funding. Interest will accrue during the deferral period. Not all borrowers will qualify.