Dad and son on bikes
Motorcycle Loan Rates as Low as

4.74% APR*
for 48 Months

Plus, No Payment for 60 Days1 Apply Now

APPLY FOR A LOAN

Please choose one of the following options:

Reach us by phone

Contact Center Hours

Monday - Friday:
8:00am to 6:00pm
Saturday:
9:00am to 2:00pm

Email

For further assistance, please email us. Do not include account information.

Purchase or Refinance

Whether you’re looking to get your favorite motorcycle and explore the open road or simply want to lower your payments, a Motorcycle Loan from Wheelhouse CU can help you do that.

Motorcycle Loan Features

  • Terms up to 75 months
  • Financing up to 115% MSRP+
  • No payment for 60 days1
  • Fixed monthly payment
  • No prepayment penalty
  • Refinance a loan from an outside lender
  • No application fee on new loans

Smooth Application Process

1. Apply Online
2. Receive an application decision
3. Finalize and fund your loan
4. Enjoy the open road with your motorcycle

Protect Your Motorcycle and Loan

Enjoy a rate discount of up to 0.25% when you insure your motorcycle loan with one of the following products:

Guaranteed Asset Protection

Protect your motorcycle loan with Guaranteed Asset Protection (GAP). Should your car get stolen or totaled in an accident, GAP will help pay the difference between what you owe and the value of your motorcycle.

Payment Protection

Enroll in Wheelhouse Payment Protection to get relief from the financial burden of delinquency, default, or foreclosure if death, disability or involuntary unemployment should unexpectedly happen to you. Payment Protection will pay your loan payments, relieving you and your family’s worries about paying loans during a time of reduced income.
To enroll, call us at 619‑297‑4835.

Mechanical Repair Coverage

Mechanical Repair Coverage (MRC) can help deflect the risk of costly repairs. With different coverage levels and deductibles to choose from, you can find the plan that best fits your budget. Enjoy rental reimbursement, emergency roadside assistance, and more.

Motorcycle Loans (2017 and Newer)

Terms

Minimum Loan Amount

APR*

Estimated monthly payment
per $1,000

With Ancillary Product Purchase APR*

Estimated monthly payment
per $1,000

Rates effective December 01, 2020

* APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Other terms and conditions may apply. Additional rate discounts may be available. Please ask a representative for details.

1Subject to credit and collateral approval. Rates and terms are effective December 01, 2020 and are subject to change without notice. Rates stated include a discount for purchasing Mechanical Repair Coverage (MRC), Guaranteed Asset Protection (GAP) or Payment Protection from Wheelhouse Credit Union. Additional rate discounts may be available. Please ask a representative for details.

See Product Details

Terms

Up to 48 months

Minimum Loan Amount

$5,000

APR*

As low as 4.99%

Estimated monthly payment
per $1,000

$23.02 (at 48 months)

With Ancillary Product Purchase APR*

As low as 4.74%1

Estimated monthly payment
per $1,000

$22.91 (at 48 months)

Terms

49 - 66 months

Minimum Loan Amount

$7,500

APR*

As low as 5.99%

Estimated monthly payment
per $1,000

$17.82 (at 66 months)

With Ancillary Product Purchase APR*

As low as 5.74%1

Estimated monthly payment
per $1,000

$17.70 (at 66 months)

Terms

67 - 75 months

Minimum Loan Amount

$10,000

APR*

As low as 6.99%

Estimated monthly payment
per $1,000

$16.50 (at 75 months)

With Ancillary Product Purchase APR*

As low as 6.74%1

Estimated monthly payment
per $1,000

$16.38 (at 75 months)

Motorcycle Loans (2012 - 2016)

Terms

Minimum Loan Amount

APR*

Estimated monthly payment
per $1,000

With Ancillary Product Purchase APR*

Estimated monthly payment
per $1,000

Rates effective December 01, 2020

* APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Other terms and conditions may apply. Additional rate discounts may be available. Please ask a representative for details.

1Subject to credit and collateral approval. Rates and terms are effective December 01, 2020 and are subject to change without notice. Rates stated include a discount for purchasing Mechanical Repair Coverage (MRC), Guaranteed Asset Protection (GAP) or Payment Protection from Wheelhouse Credit Union. Additional rate discounts may be available. Please ask a representative for details.

See Product Details

Terms

Up to 48 months

Minimum Loan Amount

$2,500

APR*

As low as 5.99%

Estimated monthly payment
per $1,000

$23.48 (at 48 months)

With Ancillary Product Purchase APR*

As low as 5.74%1

Estimated monthly payment
per $1,000

$23.37 (at 48 months)

Terms

49 - 66 months

Minimum Loan Amount

$5,000

APR*

As low as 6.99%

Estimated monthly payment
per $1,000

$18.29 (at 66 months)

With Ancillary Product Purchase APR*

As low as 6.74%1

Estimated monthly payment
per $1,000

$18.17 (at 66 months)

Terms

67 - 75 months

Minimum Loan Amount

$10,000

APR*

As low as 7.99%

Estimated monthly payment
per $1,000

$16.98 (at 75 months)

With Ancillary Product Purchase APR*

As low as 7.74%1

Estimated monthly payment
per $1,000

$16.86 (at 75 months)

Disclosures

*APR = Annual Percentage Rate
+ Price including tax, title, license & warranty. Used motorcycle financing on vehicles up to 8-years old
1 60-Day Payment Deferral – Payment may be deferred for up to 60 days from loan funding. Interest will accrue during the deferral period. Not all borrowers will qualify.

You are leaving Wheelhouse Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products and services accessed through this link are not provided or guaranteed by Wheelhouse Credit Union. The site you are about to visit may have a privacy policy that is different than Wheelhouse Credit Union’s. Please review their privacy policy. Wheelhouse Credit Union does not endorse the content contained in these sites, nor the organizations publishing those sites, and hereby disclaims any responsibility for such content.

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