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Effective September 1, 2023 |
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MEMBERSHIP |
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New Membership |
$1 |
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CHECKING ACCOUNTS |
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Inspired Checking |
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With eStatements, monthly ACH direct deposits $450+, |
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and active online banking |
Free |
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Basic Checking |
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With monthly ACH direct deposits or enrollment in eStatements |
Free |
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Without minimum requirements |
$5/mo. |
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Dividend Checking |
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With $2,500 average daily balance |
Free |
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Without minimum requirements |
$10/mo. |
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Rewards Checking |
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With $10,000 average daily balance |
Free |
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Without minimum requirements |
$15/mo. |
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Access Checking |
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For 16-25 years of age |
Free |
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OTHER CHECKING & SAVINGS CHARGES |
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Bounce Guard Courtesy Overdraft (ACH/Check/EFT)
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$29/ea. |
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Check Copy |
$3/ea. |
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Check Printing |
Varies by check design |
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Insufficient Funds (ACH/Check/EFT)
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$29/ea. |
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Overdraft Protection Transfer |
$5/ea. |
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Stop Payment (ACH/Check/EFT) |
$29/ea. |
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Temporary Checks (per sheet of 4 checks) |
$5/ea. |
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ATM/DEBIT CARD SERVICES |
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ATM/Debit Card Replacement |
$5/ea. |
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ATM Withdrawal (CO-OP) |
Free |
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ATM Withdrawal (Non CO-OP) |
$2/ea. |
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Debit Card Foreign Transaction Fee |
1% of ea. tran. |
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Shared Branch/ATM Deposit Adjustment |
$5/ea. |
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ADDITIONAL SERVICES & CHARGES |
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Account Reconciliation |
$25/hr. |
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Backup Federal Withholding Set Up |
$25/ea. |
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Cashier's Check (1 per day) |
Free |
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Cashier's Checks (2 or more per day) |
$5/ea. |
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Cashier's Check Stop Payment |
$29/ea. |
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Check Collection Item |
$20/ea. |
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Escheat Notice |
$2/ea. |
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Inactive Savings Account (12 months inactivity) |
$15/qtr. |
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IRA Transfer |
$30/ea. |
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Legal Process |
$75/ea. |
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Notary Service (per signature) |
$15/ea. |
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Outgoing Domestic Wire |
$25/ea. |
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Outgoing Foreign Wire |
$50/ea. |
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Reg D Excessive Withdrawal |
$10/ea. |
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Research |
$30/hr. |
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Returned Deposit Item |
$25/ea. |
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Returned Loan Payment (ACH/Check) |
$25/ea. |
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Returned Mail Handling |
$10/ea. |
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Rolled Coin Acceptance (first 5 rolls per day) |
Free |
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Rolled Coin Acceptance (6 or more per day) |
$0.25/ea. |
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Statement/Account History Printout/Document Copy |
$5/ea. |
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Verification of Deposit |
$10/ea. |
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VISA® Gift Card |
$5/ea. |
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ONLINE BILL PAYMENT |
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BillPay Enrollment |
Free |
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BillPay Insufficient Funds |
$29/ea. |
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BillPay Monthly Service Charge |
Free |
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BillPay Stop Payment |
$29/ea. |
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NON-MEMBER SERVICES |
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Cashier's Check |
$10/ea. |
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Check Cashing |
$5/ea. |
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Fee Schedule
Stop by a branch location
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