Fee Schedule

Service

Fee

Effective January 1, 2024

Service

MEMBERSHIP

Fee

Service

New Membership

Fee

$1

Service

Fee

Service

CHECKING ACCOUNTS

Fee

Service

Inspired Checking

Fee

Service

With eStatements, monthly ACH direct deposits $450+,

Fee

Service

and active online banking

Fee

Free

Service

Fee

Service

Basic Checking

Fee

Service

With monthly ACH direct deposits or enrollment in eStatements

Fee

Waived

Service

Without minimum requirements

Fee

$5/mo.

Service

Fee

Service

Access Checking

Fee

Service

For 16-25 years of age

Fee

Free

Service

Fee

Service

OTHER CHECKING & SAVINGS CHARGES

Fee

Service

Bounce Guard Courtesy Overdraft (ACH/Check/EFT)

  • We will charge you a fee of $15 each time we pay an overdraft
  • Maximum three (3) fees per day*
  • We will not charge on overdrawn transactions of $15 or less per item
  • We will not charge if the amount of a negative available balance is less than $15

* Maximum three (3) Bounce Guard Courtesy Overdraft and NSF fees per day

Fee

$15/ea.

Service

Non-Sufficient Funds (ACH/Check/EFT)

  • We will charge you a fee of $10 each time we return a NSF
  • Maximum three (3) fees per day*
  • We will not charge on NSF transactions of $10 or less per item

* Maximum three (3) Bounce Guard Courtesy Overdraft and NSF fees per day

Fee

$10/ea.

Service

Overdraft Protection Transfer

Fee

$0/ea.

Service

Check Copy

Fee

$3/ea.

Service

Check Printing

Fee

Varies by check design

Service

Stop Payment (ACH/Check/EFT)

Fee

$29/ea.

Service

Temporary Checks (per sheet of 4 checks)

Fee

$5/ea.

Service

Fee

Service

ATM/DEBIT CARD SERVICES

Fee

Service

ATM/Debit Card Replacement

Fee

$5/ea.

Service

ATM Withdrawal (CO-OP)

Fee

Free

Service

ATM Withdrawal (Non CO-OP)

Fee

$2/ea.

Service

Debit Card Foreign Transaction Fee

Fee

1% of ea. tran.

Service

Shared Branch/ATM Deposit Adjustment

Fee

$5/ea.

Service

Fee

Service

ADDITIONAL SERVICES & CHARGES

Fee

Service

Account Reconciliation 

Fee

$25/hr.

Service

Backup Federal Withholding Set Up

Fee

$25/ea.

Service

Cashier's Check (1 per day)

Fee

Free

Service

Cashier's Checks (2 or more per day)

Fee

$5/ea.

Service

Cashier's Check Stop Payment

Fee

$29/ea.

Service

Check Collection Item

Fee

$20/ea.

Service

Escheat Notice

Fee

$2/ea.

Service

Inactive Savings Account (12 months inactivity)

Fee

$15/qtr.

Service

IRA Transfer

Fee

$30/ea.

Service

Legal Process

Fee

$75/ea.

Service

Notary Service (per signature)

Fee

$15/ea.

Service

Outgoing Domestic Wire

Fee

$25/ea.

Service

Outgoing Foreign Wire

Fee

$50/ea.

Service

Reg D Excessive Withdrawal

Fee

$10/ea.

Service

Research

Fee

$30/hr.

Service

Returned Deposit Item

Fee

$0/ea.

Service

Returned Loan Payment (ACH/Check)

Fee

$15/ea.

Service

Returned Mail Handling

Fee

$10/ea.

Service

Rolled Coin Acceptance (first 5 rolls per day)

Fee

Free

Service

Rolled Coin Acceptance (6 or more per day)

Fee

$0.25/ea.

Service

Statement/Account History Printout/Document Copy

Fee

$5/ea.

Service

Verification of Deposit

Fee

$10/ea.

Service

VISA® Gift Card

Fee

$5/ea.

Service

Fee

Service

ONLINE BILL PAYMENT

Fee

Service

BillPay Enrollment

Fee

Free

Service

BillPay Insufficient Funds

Fee

$10/ea.

Service

BillPay Monthly Service Charge

Fee

Free

Service

BillPay Stop Payment

Fee

$29/ea.

Service

Fee

Service

NON-MEMBER SERVICES

Fee

Service

Cashier's Check

Fee

$10/ea.

Service

Check Cashing

Fee

$5/ea.

Service

Fee

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