Fees
Fee Schedule
| Service | Fee |
|---|---|
| Effective September 1, 2026 | |
| MEMBERSHIP | |
| New Membership | $1 |
| CHECKING ACCOUNTS | |
| Inspired Checking | |
| With eStatements, monthly ACH direct deposits $450+, | |
| and active online banking | FREE |
| Inspired Plus Checking | |
| Money-Saving Benefits, powered by BaZing | |
| With eStatements, monthly ACH direct deposits $450+, | |
| and active online banking | $9/mo. |
| Basic Checking | |
| With monthly ACH direct deposits or enrollment in eStatements | WAIVED |
| Without minimum requirements | $5/mo. |
| Paper Statement Fee | $3/mo. |
| Basic Plus Checking | |
| Money-Saving Benefits, powered by BaZing | $9/mo. |
| With monthly ACH direct deposits or enrollment in eStatements | WAIVED |
| Without minimum requirements | $5/mo. |
| Paper Statement Feee | $3/mo. |
| Access Checking | |
| For 13-25 years of age | FREE |
| OTHER CHECKING & SAVINGS CHARGES | |
|
Bounce Guard Courtesy Overdraft (ACH/Check/EFT)
* Maximum three (3) Bounce Guard Courtesy Overdraft and NSF fees per day |
$14/ea. |
|
Non-Sufficient Funds (ACH/Check/EFT)
* Maximum three (3) Bounce Guard Courtesy Overdraft and NSF fees per day |
$10/ea. |
| OTHER CHECKING & SAVINGS CHARGES | |
| Overdraft Protection Transfer | FREE |
| Check Copy | $3/ea. |
| Check Printing | Varies by check design |
| Stop Payment (ACH/Check/EFT) | $25/ea. |
| Temporary Checks (per sheet of 4 checks) | $5/ea. |
| ATM/DEBIT CARD SERVICES | |
| ATM/Debit Card Replacement | $5/ea. |
| ATM Withdrawal (CO-OP) | FREE |
| ATM Withdrawal (Non CO-OP) | $2/ea. |
| Debit Card Foreign Transaction Fee | 1% of ea. tran. |
| Shared Branch/ATM Deposit Adjustment | $5/ea. |
| ADDITIONAL SERVICES & CHARGES | |
| Account Reconciliation | $25/hr. |
| Backup Federal Withholding Set Up | $25/ea. |
| Cashier’s Check (1 per day) | FREE |
| Cashier’s Checks (2 or more per day) | $5/ea. |
| Cashier’s Check Stop Payment | $25/ea. |
| Check Collection Item | $20/ea. |
| Escheat Notice | $2/ea. |
| Inactive Savings Account (12 months inactivity) | $15/qtr. |
| IRA Transfer | $30/ea. |
| Legal Process | $75/ea. |
| Notary Service (per signature) | $15/ea. |
| Outgoing Domestic Wire | $25/ea. |
| Outgoing Foreign Wire | $50/ea. |
| Reg D Excessive Withdrawal | $10/ea. |
| Research | $30/hr. |
| Returned Deposit Item | $0/ea. |
| Returned Loan Payment (ACH/Check) | $15/ea. |
| Returned Mail Handling | $10/ea. |
| Rolled Coin Acceptance (first 5 rolls per day) | FREE |
| Rolled Coin Acceptance (6 or more per day) | $0.25/ea. |
| Statement/Account History Printout/Document Copy | $5/ea. |
| Verification of Deposit | $10/ea. |
| VISA® Gift Card | $5/ea. |
| ONLINE BILL PAYMENT | |
| BillPay Enrollment | FREE |
| BillPay Insufficient Funds | $10/ea. |
| BillPay Monthly Service Charge | FREE |
| BillPay Stop Payment | $25/ea. |
| NON-MEMBER SERVICES | |
| Cashier’s Check | $10/ea. |
| Check Cashing | $5/ea. |