Fee Schedule

Service

Fee

Effective August 2, 2024

Service

MEMBERSHIP

Fee

Service

New Membership

Fee

$1

Service

Fee

Service

CHECKING ACCOUNTS

Fee

Service

Inspired Checking

Fee

Service

With eStatements, monthly ACH direct deposits $450+,

Fee

Service

and active online banking

Fee

FREE

Service

Fee

Service

Inspired Plus Checking

Fee

Service

Money-Saving Benefits, powered by BaZing

Fee

Service

With eStatements, monthly ACH direct deposits $450+,

Fee

Service

and active online banking

Fee

$9/mo.

Service

Fee

Service

Basic Checking

Fee

Service

With monthly ACH direct deposits or enrollment in eStatements

Fee

WAIVED

Service

Without minimum requirements

Fee

$5/mo.

Service

Fee

Service

Basic Plus Checking

Fee

Service

Money-Saving Benefits, powered by BaZing

Fee

$9/mo.

Service

With monthly ACH direct deposits or enrollment in eStatements

Fee

WAIVED

Service

Without minimum requirements

Fee

$5/mo.

Service

Fee

Service

Access Checking

Fee

Service

For 16-25 years of age

Fee

FREE

Service

Fee

Service

OTHER CHECKING & SAVINGS CHARGES

Fee

Service

Bounce Guard Courtesy Overdraft (ACH/Check/EFT)

  • We will charge you a fee of $15 each time we pay an overdraft
  • Maximum three (3) fees per day*
  • We will not charge on overdrawn transactions of $15 or less per item
  • We will not charge if the amount of a negative available balance is less than $15

* Maximum three (3) Bounce Guard Courtesy Overdraft and NSF fees per day

Fee

$15/ea.

Service

Non-Sufficient Funds (ACH/Check/EFT)

  • We will charge you a fee of $10 each time we return a NSF
  • Maximum three (3) fees per day*
  • We will not charge on NSF transactions of $10 or less per item

* Maximum three (3) Bounce Guard Courtesy Overdraft and NSF fees per day

Fee

$10/ea.

Service

Fee

Service

OTHER CHECKING & SAVINGS CHARGES

Fee

Service

Overdraft Protection Transfer

Fee

FREE

Service

Check Copy

Fee

$3/ea.

Service

Check Printing

Fee

Varies by check design

Service

Stop Payment (ACH/Check/EFT)

Fee

$29/ea.

Service

Temporary Checks (per sheet of 4 checks)

Fee

$5/ea.

Service

Fee

Service

ATM/DEBIT CARD SERVICES

Fee

Service

ATM/Debit Card Replacement

Fee

$5/ea.

Service

ATM Withdrawal (CO-OP)

Fee

FREE

Service

ATM Withdrawal (Non CO-OP)

Fee

$2/ea.

Service

Debit Card Foreign Transaction Fee

Fee

1% of ea. tran.

Service

Shared Branch/ATM Deposit Adjustment

Fee

$5/ea.

Service

Fee

Service

ADDITIONAL SERVICES & CHARGES

Fee

Service

Account Reconciliation 

Fee

$25/hr.

Service

Backup Federal Withholding Set Up

Fee

$25/ea.

Service

Cashier's Check (1 per day)

Fee

FREE

Service

Cashier's Checks (2 or more per day)

Fee

$5/ea.

Service

Cashier's Check Stop Payment

Fee

$29/ea.

Service

Check Collection Item

Fee

$20/ea.

Service

Escheat Notice

Fee

$2/ea.

Service

Inactive Savings Account (12 months inactivity)

Fee

$15/qtr.

Service

IRA Transfer

Fee

$30/ea.

Service

Legal Process

Fee

$75/ea.

Service

Notary Service (per signature)

Fee

$15/ea.

Service

Outgoing Domestic Wire

Fee

$25/ea.

Service

Outgoing Foreign Wire

Fee

$50/ea.

Service

Reg D Excessive Withdrawal

Fee

$10/ea.

Service

Research

Fee

$30/hr.

Service

Returned Deposit Item

Fee

$0/ea.

Service

Returned Loan Payment (ACH/Check)

Fee

$15/ea.

Service

Returned Mail Handling

Fee

$10/ea.

Service

Rolled Coin Acceptance (first 5 rolls per day)

Fee

FREE

Service

Rolled Coin Acceptance (6 or more per day)

Fee

$0.25/ea.

Service

Statement/Account History Printout/Document Copy

Fee

$5/ea.

Service

Verification of Deposit

Fee

$10/ea.

Service

VISA® Gift Card

Fee

$5/ea.

Service

Fee

Service

ONLINE BILL PAYMENT

Fee

Service

BillPay Enrollment

Fee

FREE

Service

BillPay Insufficient Funds

Fee

$10/ea.

Service

BillPay Monthly Service Charge

Fee

FREE

Service

BillPay Stop Payment

Fee

$29/ea.

Service

Fee

Service

NON-MEMBER SERVICES

Fee

Service

Cashier's Check

Fee

$10/ea.

Service

Check Cashing

Fee

$5/ea.

Service

Fee

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