Fee Schedule
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Effective September 1, 2022 |
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MEMBERSHIP |
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Membership Deposit |
$1.00 |
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CHECKING ACCOUNTS |
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Inspired Checking |
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Requires eStatements, monthly ACH electronic deposits $450+ |
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& active online banking |
Free |
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Basic Checking |
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With monthly electronic deposit or enrollment in eStatements |
Free |
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Without minimum requirements |
$5.00/mo. |
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Dividend Checking |
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With $2,500 average daily balance |
Free |
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Without minimum requirements |
$10.00/mo. |
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Rewards Checking |
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With $10,000 average daily balance |
Free |
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Without minimum requirements |
$15.00/mo. |
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Access Checking |
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16-25 years of age |
Free |
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OTHER CHARGES |
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Stop Payment (check/ACH/EFT) |
$29.00 |
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Check Printing |
At Cost |
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Check Copy |
$3.00 |
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Account Reconciliation (hourly rate) |
$25.00 |
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NON-MEMBER |
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Cashier's Check |
$10.00 |
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Check Cashing |
$5.00 |
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GENERAL |
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Cashier's Check (after 1 free per day) |
$5.00 |
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Cashier's Check Stop Payment |
$29.00 |
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Insufficient/Uncollected Funds (paid or returned) |
$29.00 |
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Bounce Guard Courtesy Overdraft |
$29.00 |
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Overdraft Protection Transfer |
$5.00 |
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Returned Deposit Item |
$20.00 |
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Reg D Excessive Withdrawal |
$10.00 |
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Inactive Savings Account (quarterly fee) |
$15.00 |
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(180 days inactivity) |
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Returned Mail Handling |
$5.00 |
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Collection Items |
$20.00 |
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Outgoing Domestic Wire |
$25.00 |
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Outgoing Foreign Wire |
$35.00 |
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Returned Loan Payment (check/ACH) |
$15.00 |
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Statement/Account History Printout/Document Copy |
$5.00 |
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Verification of Mortgage |
$20.00 |
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Vehicle Internal Refinance |
$100.00 |
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Escheat Notice |
$2.00 |
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Research (hourly rate) |
$25.00 |
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Legal Process |
$50.00 |
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IRA Transfer |
$20.00 |
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Verification of Deposit |
$10.00 |
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Notary Service (per signature) |
$10.00 |
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Backup Federal Withholding Set Up |
$25.00 |
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Rolled Coin Acceptance (first 5 free) |
$.25 per roll |
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Coupon Book |
$10.00 |
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ONLINE BILL PAYMENT |
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BillPay Enrollment |
Free |
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BillPay Monthly Service Charge |
Free |
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BillPay Insufficient Funds |
$29.00 |
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BillPay Stop Payment |
$29.00 |
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ATM/DEBIT CARD SERVICES |
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ATM/Debit Card Replacement |
$5.00 |
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ATM Withdrawal (CO-OP) |
Free |
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ATM Withdrawal (Non CO-OP) |
$2.00 |
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Share Branch/ATM Deposit Adjustment |
$5.00 |