Fee Schedule

Effective January 1, 2024

MEMBERSHIP

New Membership

$1

CHECKING ACCOUNTS

Inspired Checking

With eStatements, monthly ACH direct deposits $450+,

and active online banking

Free

Basic Checking

With monthly ACH direct deposits or enrollment in eStatements

Waived

Without minimum requirements

$5/mo.

Access Checking

For 16-25 years of age

Free

OTHER CHECKING & SAVINGS CHARGES

Bounce Guard Courtesy Overdraft (ACH/Check/EFT)

  • We will charge you a fee of $15 each time we pay an overdraft
  • Maximum three (3) fees per day*
  • We will not charge on overdrawn transactions of $15 or less per item
  • We will not charge if the amount of a negative available balance is less than $15

* Maximum three (3) Bounce Guard Courtesy Overdraft and NSF fees per day

$15/ea.

Non-Sufficient Funds (ACH/Check/EFT)

  • We will charge you a fee of $10 each time we return a NSF
  • Maximum three (3) fees per day*
  • We will not charge on NSF transactions of $10 or less per item

* Maximum three (3) Bounce Guard Courtesy Overdraft and NSF fees per day

$10/ea.

Overdraft Protection Transfer

$0/ea.

Check Copy

$3/ea.

Check Printing

Varies by check design

Stop Payment (ACH/Check/EFT)

$29/ea.

Temporary Checks (per sheet of 4 checks)

$5/ea.

ATM/DEBIT CARD SERVICES

ATM/Debit Card Replacement

$5/ea.

ATM Withdrawal (CO-OP)

Free

ATM Withdrawal (Non CO-OP)

$2/ea.

Debit Card Foreign Transaction Fee

1% of ea. tran.

Shared Branch/ATM Deposit Adjustment

$5/ea.

ADDITIONAL SERVICES & CHARGES

Account Reconciliation 

$25/hr.

Backup Federal Withholding Set Up

$25/ea.

Cashier's Check (1 per day)

Free

Cashier's Checks (2 or more per day)

$5/ea.

Cashier's Check Stop Payment

$29/ea.

Check Collection Item

$20/ea.

Escheat Notice

$2/ea.

Inactive Savings Account (12 months inactivity)

$15/qtr.

IRA Transfer

$30/ea.

Legal Process

$75/ea.

Notary Service (per signature)

$15/ea.

Outgoing Domestic Wire

$25/ea.

Outgoing Foreign Wire

$50/ea.

Reg D Excessive Withdrawal

$10/ea.

Research

$30/hr.

Returned Deposit Item

$0/ea.

Returned Loan Payment (ACH/Check)

$15/ea.

Returned Mail Handling

$10/ea.

Rolled Coin Acceptance (first 5 rolls per day)

Free

Rolled Coin Acceptance (6 or more per day)

$0.25/ea.

Statement/Account History Printout/Document Copy

$5/ea.

Verification of Deposit

$10/ea.

VISA® Gift Card

$5/ea.

ONLINE BILL PAYMENT

BillPay Enrollment

Free

BillPay Insufficient Funds

$10/ea.

BillPay Monthly Service Charge

Free

BillPay Stop Payment

$29/ea.

NON-MEMBER SERVICES

Cashier's Check

$10/ea.

Check Cashing

$5/ea.

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