Fee Schedule

Effective December 1, 2022

MEMBERSHIP

Membership Deposit

$1.00

CHECKING ACCOUNTS

Inspired Checking

Requires eStatements, monthly ACH electronic deposits $450+

& active online banking

Free

Basic Checking

With monthly electronic deposit or enrollment in eStatements

Free

Without minimum requirements

$5.00/mo.

Dividend Checking

With $2,500 average daily balance

Free

Without minimum requirements

$10.00/mo.

Rewards Checking

With $10,000 average daily balance

Free

Without minimum requirements

$15.00/mo.

Access Checking

16-25 years of age

Free

OTHER CHARGES

Stop Payment (check/ACH/EFT)

$29.00

Check Printing

At Cost

Check Copy

$3.00

Account Reconciliation (hourly rate)

$25.00

NON-MEMBER

Cashier's Check

$10.00

Check Cashing

$5.00

GENERAL 

Cashier's Check (after 1 free per day)

$5.00

Cashier's Check Stop Payment

$29.00

Insufficient/Uncollected Funds

    • Paid or returned
    • Maximum 5 per day
    • No charge if overdrawn amount does not exceed $5

$29.00

Bounce Guard Courtesy Overdraft

$29.00

Overdraft Protection Transfer

$5.00

Returned Deposit Item

$20.00

Reg D Excessive Withdrawal

$10.00

Inactive Savings Account (quarterly fee)

$15.00

(180 days inactivity)

Returned Mail Handling

$5.00

Collection Items

$20.00

Outgoing Domestic Wire

$25.00

Outgoing Foreign Wire

$35.00

Returned Loan Payment (check/ACH)

$15.00

Statement/Account History Printout/Document Copy

$5.00

Verification of Mortgage

$20.00

Vehicle Internal Refinance

$100.00

Escheat Notice

$2.00

Research (hourly rate)

$25.00

Legal Process

$50.00

IRA Transfer

$20.00

Verification of Deposit

$10.00

Notary Service (per signature)

$10.00

Backup Federal Withholding Set Up

$25.00

Rolled Coin Acceptance (first 5 free)

$.25 per roll

Coupon Book

$10.00

ONLINE BILL PAYMENT

BillPay Enrollment

Free

BillPay Monthly Service Charge

Free

BillPay Insufficient Funds

$29.00

BillPay Stop Payment

$29.00

ATM/DEBIT CARD SERVICES

ATM/Debit Card Replacement

$5.00

ATM Withdrawal (CO-OP)

Free

ATM Withdrawal (Non CO-OP)

$2.00

Share Branch/ATM Deposit Adjustment

$5.00

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