Fee Schedule
Fees happen
We know. We don’t like fees either so we’ll keep these as low as possible. If you have any questions, call us any time. We might be able to help you save money with products and service options that best fits you.
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Effective August 1, 2019 |
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MEMBERSHIP |
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Membership Deposit |
$10.00 |
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CHECKING ACCOUNTS |
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Inspired Checking |
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Requires eStatements, monthly ACH electronic deposits $450+ |
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& active online banking |
Free |
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Basic Checking |
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With monthly electronic deposit or enrollment in eStatements |
Free |
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Without minimum requirements |
$5.00/mo. |
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Dividend Checking |
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With $2,500 average daily balance |
Free |
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Without minimum requirements |
$10.00/mo. |
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Rewards Checking |
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With $10,000 average daily balance |
Free |
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Without minimum requirements |
$15.00/mo. |
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Access Checking |
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16-25 years of age |
Free |
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OTHER CHARGES |
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Stop Payment (check/ACH/EFT) |
$29.00 |
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Overdraft Protection Transfer |
$5.00 |
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Check Printing |
At Cost |
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Check Copy |
$3.00 |
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Account Reconciliation (hourly rate) |
$25.00 |
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NON-MEMBER |
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Cashier's Check |
$10.00 |
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Check Cashing |
$5.00 |
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GENERAL |
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Cashier's Check (after 1 free per day) |
$5.00 |
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Cashier's Check Stop Payment |
$29.00 |
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Insufficient/Uncollected Funds (paid or returned) |
$29.00 |
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Bounce Guard Courtesy Overdraft |
$29.00 |
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Returned Deposit Item |
$20.00 |
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Reg D Excessive Withdrawal |
$10.00 |
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Inactive Savings Account (quarterly fee) |
$15.00 |
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(180 days inactivity) |
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Returned Mail Handling |
$5.00 |
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Collection Items |
$20.00 |
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Outgoing Domestic Wire |
$25.00 |
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Outgoing Foreign Wire |
$35.00 |
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Returned Loan Payment (check/ACH) |
$15.00 |
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Statement/Account History Printout/Document Copy |
$5.00 |
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Verification of Mortgage |
$20.00 |
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Vehicle Internal Refinance |
$100.00 |
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Escheat Notice |
$5.00 |
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Research (hourly rate) |
$25.00 |
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Legal Process |
$50.00 |
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IRA Transfer |
$20.00 |
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Verification of Deposit |
$10.00 |
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Notary Service (per signature) |
$10.00 |
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Backup Federal Withholding Set Up |
$25.00 |
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Rolled Coin Acceptance (first 5 free) |
$.25 per roll |
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Coupon Book |
$10.00 |
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ONLINE BILL PAYMENT |
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BillPay Enrollment |
Free |
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BillPay Monthly Service Charge |
Free |
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BillPay Insufficient Funds |
$29.00 |
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BillPay Stop Payment |
$29.00 |
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ATM/DEBIT CARD SERVICES |
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ATM/Debit Card Replacement |
$5.00 |
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ATM Withdrawal (CO-OP) |
Free |
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ATM Withdrawal (Non CO-OP) |
$2.00 |
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Share Branch/ATM Deposit Adjustment |
$5.00 |