An Account That
PAYS & SAVES

Disclosures

* APY = Annual Percentage Yield. Rates are effective as of 05/17/2024 and are subject to change without notice.

¹ To receive the APY of 3.00%, you must make a minimum of 20 qualifying purchase transactions using your Wheelhouse^® Visa^® Debit Card associated with an Inspired Plus Checking account per calendar month and/or maintain an average daily balance of $75,000 or higher. No minimum balance is required to earn dividends. Inspired Plus Checking is a variable rate account. The APY may change after account opening. APY is accurate as of the last dividend declaration date. Fees could reduce earnings on the account. Inspired Plus Checking requires an initial minimum deposit of $10, monthly direct deposits totaling $450 or more, an active digital banking registration, and eStatements within 90 days of account opening, plus a monthly fee of $9 (nine dollars). If requirements are not met and maintained, the account will be converted to a Basic Checking Account which may be subject to different terms, conditions, and restrictions and access to BaZing^® will be removed.

² Earn Debit Reward points each time you use your Wheelhouse Visa^® debit card on qualifying Non-PIN based point-of-sale (POS) transactions. Qualifying Non-PIN based POS transactions include debit transactions, contactless payments, card swipes, and signature-based transactions. Cash advances and ATM transactions are not considered qualifying transactions. All reward points will post to your account upon verification of qualifying transactions. For every qualified three dollars ($3.00) charged to the cardholder’s enrolled debit card, you will earn one (1) reward point. Log in to Digital Banking to view and redeem points. For a complete list of qualifying categories, visit WheelhouseCU.com/BonusRewards. Contact the Cards & Operations Department at (619) 297-4835 with disputes regarding qualifying transactions.

³ Subject to the terms and conditions detailed in the Guide to Benefits.

⁴ Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.

⁵ Billshark®, identity monitoring, and credit monitoring each require additional activation to begin.

⁶ You’ll receive a one-time activation reward of $0.10 per gallon when you activate BaZing^® Fuel. You’ll earn a monthly reward of $0.10 per gallon each month when you have 15 eligible debit card transactions post and settle during the Monthly Qualification Cycle (MQC), which is defined as the first day of the month through the last day of the month. Only transactions posted during the MQC will count towards the monthly reward for that MQC. The following activities do not count toward earning BaZing^® Fuel: ATM withdrawals, transfers between accounts, deposit or refund transactions. Transactions posted during the MQC greater than the monthly reward requirement will be stored to count towards a bonus reward of $0.10 per gallon. When you have 50 stored bonus transactions you will earn the bonus reward. You will continue to earn bonus rewards for every 50 stored bonus transactions accrued. If the required monthly reward transaction count is not met during the MQC, no transactions are counted for any reward during that MQC or the bonus reward. BaZing^® Fuel is limited to 20 gallons of fuel per purchase, per vehicle, or fraud limits placed by Shell^® and/or limits placed on your payment card by your financial institution, each of which may be lower. Refer to the BaZing^® Fuel Terms and Conditions for full disclosures. BaZing^® Fuel offer may be changed at any time and without notice.

⁷ Rewards Points are earned each time you use your Wheelhouse Visa^® Debit Card and/or Visa^® Platinum Rewards Credit Card on qualifying Non-PIN based point-of-sale (POS) transactions. Qualifying Non-PIN based POS transactions include debit transactions, contactless payments, card swipes, and signature-based transactions. Cash advances and ATM transactions are not considered qualifying transactions. All reward points will post to your account upon verification of qualifying transactions. Earn one (1) reward point for every qualified dollar ($1) charged to the cardholder’s enrolled Wheelhouse Visa^® Platinum Rewards Credit Card and (1) reward point for every qualified three dollars ($3.00) spent using the cardholder’s enrolled Wheelhouse Visa^® Debit Card. Plus, earn additional points throughout the year on qualifying categories. Log in to Digital Banking to view and redeem points. For a complete list of qualifying categories, visit WheelhouseCU.com/BonusRewards. Contact the Cards & Operations Department at (619) 297-4835 with disputes regarding qualifying transactions.

Other restrictions, terms, and conditions may apply. Membership required.