Personalized Auto
Buying Experience
Rates as low as 4.74% APR* for up to 48 months
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Hassle-free purchase experience without stepping into a dealership
New Cars Inc. (NCI) is a trusted partner of Wheelhouse Credit Union; saving Members time and money by providing a hassle-free and safe auto buying experience. With an Auto Loan from Wheelhouse Credit Union, you can start shopping through NCI and enjoy a rate discount of up to 0.50% off our Auto Loan rates.
4.99% APR*for up to 66 months
2022 & Newer Vehicles
5.74% APR*for up to 75 months
2022 & Newer Vehicles
5.99% APR*for up to 66 months
2021 to 2018
6.74% APR*for up to 75 months
2021 to 2018
Personalized, Hassle-Free and Convenient Experience
Shop safely from home
Browse the NCI inventory or talk to an NCI representative about the right vehicle for you. Representatives are available to talk or video conference with you during the process. 
Hassle-free experience
Experienced NCI representatives will search through thousands of available makes and models to find the best vehicle within your budget.
Call 800-748-5747 or Click to Dial
NCI will clean and deliver the vehicle right to your door. Test drive before you sign documents.| Call 800-748-5747 to talk to an NCI Representative |
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Disclosures
*APR = Annual Percentage Rate. Rates and terms are effective 07/01/2025 and are subject to change without notice. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates stated includes a discount for purchasing two Ancillary Products and using the Wheelhouse Credit Union Auto Buying Service, New Cars Inc. (NCI) and is valid for model years 2018 and newer. To qualify for a discount offer, you must purchase a new vehicle from New Cars Inc., and finance your purchase with Wheelhouse Credit Union. Other rates and terms are available. Additional discounts may apply. Ask a Representative for details.
Based upon a 4.99% APR for Up to 66 mos, monthly payments would be $17.36 per $1,000 borrowed.
Based upon a 5.74% APR for 67 - 75 mos, monthly payments would be $15.90 per $1,000 borrowed.
Based upon a 5.99% APR for Up to 66 mos, monthly payments would be $17.82 per $1,000 borrowed.
Based upon a 6.74% APR for 67 - 75 mos, monthly payments would be $16.38 per $1,000 borrowed.