Personalized Auto
Buying Experience
Rates as low as 1.74% APR* for up to 66 months
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Hassle-free purchase experience without stepping into a dealership
New Cars Inc. (NCI) is a trusted partner of Wheelhouse Credit Union; saving Members time and money by providing a hassle-free and safe auto buying experience. With an Auto Loan from Wheelhouse Credit Union, you can start shopping through NCI and enjoy a rate discount of up to 0.50% off our Auto Loan rates.
1.74% APR*for up to 66 months
2019 & Newer Vehicles
2.49% APR*for up to 75 months
2019 & Newer Vehicles
2.49% APR*for up to 66 months
2018 & Older Vehicles
3.24% APR*for up to 75 months
2018 & Older Vehicles
Personalized, Hassle-Free and Convenient Experience
Shop safely from home
Browse the NCI inventory or talk to an NCI representative about the right vehicle for you. Representatives are available to talk or video conference with you during the process. 
Hassle-free experience
Experienced NCI representatives will search through thousands of available makes and models to find the best vehicle within your budget.
Talk to NCI
NCI will clean and deliver the vehicle right to your door. Test drive before you sign documents through a contactless social distancing process.| Call 800-748-5747 to talk to an NCI Representative |
| SHOP WITH NCI |
Disclosures
*APR = Annual Percentage Rate. Rates and terms are effective June 1, 2022 and are subject to change without notice. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates stated include a discount for using the Wheelhouse Credit Union Auto Buying Service, New Cars Inc. (NCI) and is valid for model years 2014 and newer and may not be combined with any other discount. Internal refinances are not eligible for the promotional rates. To qualify for a discount offer, you must purchase a new vehicle from New Cars Inc., and finance your purchase with Wheelhouse Credit Union. Discount is 0.50% off of the approved interest rate for loan terms up to 66 months and discount is 0.25% off of the approved interest rate for loan terms of 67 to 84 months. Other rates and terms are available. Other terms and conditions may apply.
Based upon a 1.74% APR for 66 months, monthly payments would be $15.90 per $1,000 borrowed.
Based upon a 2.49% APR for 75 months, monthly payments would be $14.41 per $1,000 borrowed.
Based upon a 2.49% APR for 66 months, monthly payments would be $16.23 per $1,000 borrowed.
Based upon a 3.24% APR for 75 months, monthly payments would be $14.75 per $1,000 borrowed.