Limited-Time Only Certificate Promotions
Earn 2.05% APY* on an 33-Month Certificate
For a limited-time, you can earn up to 2.05% APY* on an 33-Month Certificate. Promotion requires a deposit of new money. $250,000 maximum deposit.
Not a member yet? JOIN Wheelhouse and add the Certificate now.
Earn 1.90% APY* on a 22-Month Certificate
Earn More. Earn Today. Receive 1.90% APY* on a 22-Month Certificate when you open with new money. $250,000 maximum deposit.
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Today’s Rates
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Term/Months |
Average Daily Balance |
Dividend Rate |
APY* |
|---|---|---|---|
|
Rates effective as of January 17, 2020 *APY = Annual Percentage Yield. Rate is valid as of January 17, 2020 and is a limited-time offer. New money only. May not be combined with funds already on deposit at Wheelhouse Credit Union. A minimum $1,000 opening deposit and balance is required to earn the stated rate. The APY for Certificates assumes principal and dividends paid quarterly remain on deposit until maturity. If the dividends are withdrawn prior to maturity, the APY will be lower. A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings on the account. Upon maturing, a 33-month certificate will automatically rollover to a 36-month certificate and a 22-month certificate to a 24-month certificate at the rate in effect at that time. Certificate APYs, conditions and terms are subject to change without notice. † 22 and 33 Month Certificates – Earn the stated rate when opened with outside funds. See Product Details |
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|
Term/Months 22 months |
Average Daily Balance New money†. Minimum opening balance $1,000. |
Dividend Rate 1.89% |
APY* 1.90% |
|
Term/Months 33 months |
Average Daily Balance New money†. Minimum opening balance $1,000. |
Dividend Rate 2.03% |
APY* 2.05% |
How Much Can My Certificate Earn?
Find the High-Yield Savings That Fits You Best
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Best if you want:
Best if you want:
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Minimum opening balance
Minimum opening balance
Promotional Certificates
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Best if you want:
To earn higher dividends without immediate access to your funds
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Minimum opening balance
$1,000
Certificates
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Best if you want:
To earn higher dividends without immediate access to your funds
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Minimum opening balance
$500
Money Market
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Best if you want:
Easy access to your funds
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Minimum opening balance
$1,000
IRA
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Best if you want:
To save for retirement
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Minimum opening balance
$25 in a Daily IRA, or $500 with a term IRA
Certificates
Our certificates allow you to invest money at a higher rate than a regular savings account. Whether your certificate matures in 3 months or 5 years, you’ll enjoy a good return on your investment.
- Terms from 91 days to 5 years, for greater flexibility and management of your funds
- Tiered accounts ($500, $10,000 and $90,000) let you earn greater dividends with higher balance
- Dividends calculated daily, compounded and paid quarterly
- A penalty may be imposed for early withdrawals
Money Market Account
Earn higher dividends and gain flexibility. Our money market account combines easy access to your funds with the added bonus of earning higher dividends.
- Unlimited deposits and up to six withdrawals of $500 or more each month
- Tiered accounts ($1,000, $10,000, $25,000, $50,000 and $90,000) let you earn greater dividends with higher balance
- No monthly service charges
- Dividends are calculated daily, compounded and paid monthly
Traditional IRA
Individual Retirement Accounts are a great way to save money for retirement. With a traditional IRA, your contributions are often tax-deductible and you accumulate earnings tax-deferred.
- Set up automatic deposits for a convenient way to set aside retirement funds
- Daily account or terms ranging 26 weeks to five years
- Tiered accounts let you earn greater dividends with higher balance
- Earnings grow tax-deferred until withdrawn, and your contributions may be tax deductible
Roth IRA
Enjoy financial flexibility and tax-free income in your retirement. Your contributions to a Roth IRA are never tax-deductible, but your money can be withdrawn tax-free.
- Set up automatic deposits for a convenient way to set aside retirement funds
- Daily account or terms ranging 26 weeks to five years
- Tiered accounts let you earn greater dividends with higher balance
- Continue making deposits after age 70 ½
- Enjoy tax-deferred earnings and withdrawals if the account is open for 5 tax years and withdrawals are made for a qualified reason
Ready to open a Wheelhouse Certificate or Money Market Account?
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Disclosures
Wheelhouse reserves the right to make changes any time without notice as a result of change in policy, law or regulation. For additional rates and tiers, click here.
IRA deposits are federally insured to at least $250,000 by the NCUA, a U.S. Government agency. Please consult your tax advisor regarding any IRA account.