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A FRESH START

PERSONAL LOANS WITH FIXED MONTHLY PAYMENTS

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Loans for Whatever Life Brings Your Way

Whether you’re looking to consolidate high-interest debt, establish or reestablish your credit, or pay for unexpected repairs or an upcoming vacation, Wheelhouse Personal Loans offer flexible terms and competitive interest rates.

Flexible Terms

Up to 60 months

No Prepayment Penalties

Partially or fully prepay your loan without penalties or fees

Easy Online Payments

Make convenient payments by automatic transfer from your Wheelhouse account

No Fees

No origination or annual fees

Reasonable Rates

Enjoy competitive interest rates

  • Best if you want:

    Best if you want:

  • Loan amount

    Loan amount

  • Details

    Details

Life Loan

  • Best if you want:

    A multi-purpose personal loan with low interest and flexible terms.

  • Loan amount

    $2,500 - $20,000

  • Details

    Provides back-up cash for whatever life throws at you—from car repairs to braces.

Bill Consolidation Loan

  • Best if you want:

    To consolidate multiple bills into one monthly payment.

  • Loan amount

    $2,500 - $20,000

  • Details

    A convenient way to consolidate your high-interest credit cards or other unsecured debt.

Savings Secured Loan

  • Best if you want:

    To establish your credit with a low interest loan, secured by your savings or certificate account.

  • Loan amount

    Minimum of $100

  • Details

    Enjoy a low interest rate, just 3% higher than the dividends earned on your savings or certificate account.

Today’s Personal Loan Rates

Personal Loans

Loan Type

Terms

Minimum Loan Amount

APR*

Estimated monthly payment per $1,000

Rates effective July 1, 2019
* APR = Annual Percentage Rate. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Other terms and conditions may apply. Additional rate discounts may be available. Please ask a representative for details.

1 No additional discounts apply. Rates are determined based on savings or certificate rate plus a 3% margin. Certificate Secured loans are due and payable upon maturity of the certificate account.

See Product Details

Loan Type

Life Loan

Terms

Up to 60 months

Minimum Loan Amount

$2,500

APR*

As low as 9.49%

Estimated monthly payment per $1,000

$21.00 (at 60 months)

Loan Type

Bill Consolidation Loan

Terms

Up to 60 months

Minimum Loan Amount

$2,500

APR*

As low as 14.49%

Estimated monthly payment per $1,000

$23.52 (at 60 months)

Loan Type

Shared Secured1

Terms

Up to 120 months

Minimum Loan Amount

$100

APR*

Savings rate + 3% APR

Estimated monthly payment per $1,000

Loan Type

Certificate Secured1

Terms

60 months or up to certificate term

Minimum Loan Amount

$500

APR*

Certificate rate + 3% APR

Estimated monthly payment per $1,000

Personal Loan Calculators

Protect Your Loan with Debt Protection

Enroll in Wheelhouse Debt Protection to get relief from the financial burden of delinquency, default, or foreclosure if death, disability or involuntary unemployment should unexpectedly happen to you. Debt Protection will cancel or waive your loan payments, relieving you and your family’s worries about paying loans during a time of reduced income. To enroll, call us at 619-297-4835.

Make Your Loan Payments Online

We make it super easy for you to pay your personal loan online. Say goodbye to paper statements and envelopes, and say hello to online convenience.

Make a loan payment
Stop by one of our branches
Begin your application
Call us today
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Disclosures

All loans are subject to credit approval. Other restrictions and conditions may apply. Rates and terms are subject to change without notice. Rate discounts may apply.

You are leaving Wheelhouse Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products and services accessed through this link are not provided or guaranteed by Wheelhouse Credit Union. The site you are about to visit may have a privacy policy that is different than Wheelhouse Credit Union’s. Please review their privacy policy. Wheelhouse Credit Union does not endorse the content contained in these sites, nor the organizations publishing those sites, and hereby disclaims any responsibility for such content.

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