mother working from home with daughters e-learning
Set Up Your

Home Office
& Classroom

with a Life Loan as low as
7.49% APR*
Apply now

APPLY FOR A LOAN

Please choose one of the following options:

Reach us by phone

Contact Center Hours

Monday - Friday:
8:00am to 6:00pm
Saturday:
9:00am to 2:00pm

Email

For further assistance, please email us. Do not include account information.

Loans for Whatever Life Brings Your Way

Whether you’re looking to pay for small expenses that really add up, costly unexpected repairs, or need some extra cash in your pocket, Wheelhouse Personal Loans offer flexible terms and competitive interest rates.

Flexible Terms   Low Minimum Loan Amount   No Prepayment Penalties
 
Easy Online Payments   No Fees   Low Rates
Personal Loans

Loan Type

Terms

Minimum Loan Amount

APR*

Estimated monthly payment per $1,000

Rates effective October 1, 2020

* APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Other terms and conditions may apply. Additional rate discounts may be available. Please ask a representative for details.

**Rates stated include a discount of 0.25% APR with the purchase of an ancillary product.

1 No additional discounts apply. Rates are determined based on savings or certificate rate plus a 3% margin. Certificate Secured loans are due and payable upon maturity of the certificate account.

See Product Details

Loan Type

Life Loan

Terms

Up to 60 months

Minimum Loan Amount

$500

APR*

As low as 7.49%**

Estimated monthly payment per $1,000

$20.03 (at 60 months)

Loan Type

Bill Consolidation Loan

Terms

Up to 60 months

Minimum Loan Amount

$500

APR*

As low as 14.24%**

Estimated monthly payment per $1,000

$23.39 (at 60 months)

Loan Type

Shared Secured1

Terms

Up to 120 months

Minimum Loan Amount

$100

APR*

Savings rate + 3% APR

Estimated monthly payment per $1,000

Loan Type

Certificate Secured1

Terms

60 months or up to certificate term

Minimum Loan Amount

$500

APR*

Certificate rate + 3% APR

Estimated monthly payment per $1,000

Line of Credit

Loan Type

Maximum Loan Amount

APR*

Rates effective October 1, 2020

* APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Other terms and conditions may apply.

** Rate stated include a discount of 0.25% APR with the purchase of an ancillary product.

tRates are effective 08/01/2020 and are subject to change without notice. 2.99% introductory APR through December 31, 2020. After that, standard APR as low as 12.49% APR, based on credit-worthiness. Other terms and conditions may apply.

Loan Type

Relief Loan (New limited-time offer)

Maximum Loan Amount

$5,000

APR*

As low as 2.99%t

Loan Type

1010 Police Department Loan

Maximum Loan Amount

$2,500

APR*

As low as 9.11%

Loan Type

Money on Request

Maximum Loan Amount

$15,000

APR*

As low as 12.49%**

How to Fund and Set Up a Home Office and Classroom

Many of us have found ourselves in a new reality this year, one that comes with new work patterns, school environments and more. As our Stay-at-Home efforts continue, we thought it would be helpful to provide some insight into how to fund and set up a functioning home office, one that can be used for telecommuting and/or academics.

Read More
woman on laptop
  • Best if you want:

    Best if you want:

  • Loan amount

    Loan amount

  • Details

    Details

Life Loan

  • Best if you want:

    A multi-purpose personal loan with low interest and flexible terms.

  • Loan amount

    up to $25,000

  • Details

    Provides back-up cash for whatever life throws at you—from car repairs to braces.

Bill Consolidation Loan

  • Best if you want:

    To consolidate multiple bills into one monthly payment.

  • Loan amount

    up to $20,000

  • Details

    A convenient way to consolidate your high-interest credit cards or other unsecured debt.

Savings Secured Loan

  • Best if you want:

    A low interest loan, secured by your savings or certificate account.

  • Loan amount

    Minimum of $100

  • Details

    Enjoy a low interest rate, just 3% higher than the dividends earned on your savings or certificate account.

Personal Loan Calculators

Protect Your Loan with Payment Protection

Enroll in Wheelhouse Payment Protection to get relief from the financial burden of delinquency, default, or foreclosure if death, disability or involuntary unemployment should unexpectedly happen to you. Debt Protection will cancel or waive your loan payments, relieving you and your family’s worries about paying loans during a time of reduced income. To enroll, call us at 619-297-4835.

Make Your Loan Payments Online

We make it super easy for you to pay your personal loan online. Say goodbye to paper statements and envelopes, and say hello to online convenience.

Make a loan payment
Stop by one of our branches
Begin your application
Call us today
Up Arrow Back to Top

Disclosures

All loans are subject to credit approval. Other restrictions and conditions may apply. Rates and terms are subject to change without notice. Rate discounts may apply.

You are leaving Wheelhouse Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products and services accessed through this link are not provided or guaranteed by Wheelhouse Credit Union. The site you are about to visit may have a privacy policy that is different than Wheelhouse Credit Union’s. Please review their privacy policy. Wheelhouse Credit Union does not endorse the content contained in these sites, nor the organizations publishing those sites, and hereby disclaims any responsibility for such content.

Cancel Accept