Truck pulling RV

RV Loans

Hitch Your Ride and Hit the Road Apply Now

APPLY FOR A LOAN

Please choose one of the following options:

Reach us by phone

Contact Center Hours

Monday - Friday:
8:00am to 6:00pm
Saturday:
9:00am to 2:00pm

Email

For further assistance, please email us. Do not include account information.

Flexibility to Fit Your Lifestyle

With terms up to 12 years and financing up to 90% MSRP, you can get the same flexibility with your RV Loan that you will enjoy while you’re on the road.

Use My RV Loan to Finance

With Wheelhouse Credit Union, you can use your RV Loan to finance:

  • Travel Trailers
  • Fifth Wheels
  • Class A Motorhomes
  • Class B Motorhomes
  • Class C Motorhomes

RV Loan Features

  • Terms up to 144 months (12 years)
  • Financing up to 90% MSRP/KBB/NADA (including tax, title, license) & any ancillary product
  • up to 0.50% rate discount for purchase of an ancillary product
  • Fixed monthly payment
  • No prepayment penalty
  • Refinance a loan from an outside lender
  • No application fee on new loans
  • No payment for 60 days2

Smooth Application Process

1. Apply Online
2. Receive an application decision
3. Finalize and fund your loan
4. Hit the road with your RV

Apply Now
adult couple on computer

Ancillary Products

GAP Protection

Protect your RV loan with Guaranteed Asset Protection (GAP). Should your car get stolen or totaled in an accident, GAP will help pay the difference between what you owe and the value of your RV.

Payment Protection

Enroll in Wheelhouse Payment Protection to get relief from the financial burden of delinquency, default, or foreclosure if death, disability or involuntary unemployment should unexpectedly happen to you. Payment Protection will pay your loan payments, relieving you and your family’s worries about paying loans during a time of reduced income.
To enroll, call us at 619‑297‑4835.
Recreational Vehicles (2017 and Newer)

Terms

Minimum Loan Amount

APR*

Estimated monthly payment
per $1,000

With Insurance APR*

Estimated monthly payment
per $1,000

Rates effective July 1, 2020

* APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Rate discounts may be available. Ask a representative for details. Other terms and conditions may apply.

1Subject to credit and collateral approval. Rates and terms are effective July 1, 2020 and are subject to change without notice. Rates stated include a 0.50% discount for purchasing Guaranteed Asset Protection (GAP) insurance from Wheelhouse Credit Union. Please ask a representative for details.

Rate discount of 0.25% is available when purchasing Payment Protection insurance from Wheelhouse Credit Union. Maximum discount cannot exceed 0.50%.
See Product Details

Terms

Up to 66 months

Minimum Loan Amount

$7,500

APR*

As low as 6.49%

Estimated monthly payment
per $1,000

$18.06 (at 66 months)

With Insurance APR*

As low as 5.99%1

Estimated monthly payment
per $1,000

$17.82 (at 66 months)

Terms

67 - 96 months

Minimum Loan Amount

$25,000

APR*

As low as 7.49%

Estimated monthly payment
per $1,000

$13.88 (at 96 months)

With Insurance APR*

As low as 6.99%1

Estimated monthly payment
per $1,000

$13.63 (at 96 months)

Terms

97 - 144 months

Minimum Loan Amount

$50,000

APR*

As low as 8.49%

Estimated monthly payment
per $1,000

$11.09 (at 144 months)

With Insurance APR*

As low as 7.99%1

Estimated monthly payment
per $1,000

$10.82 (at 144 months)

Recreational Vehicles (2010 - 2016)

Terms

Minimum Loan Amount

APR*

Estimated monthly payment
per $1,000

With Insurance APR*

Estimated monthly payment
per $1,000

Rates effective July 1, 2020

* APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Rate discounts may be available. Ask a representative for details. Other terms and conditions may apply.

1Subject to credit and collateral approval. Rates and terms are effective July 1, 2020 and are subject to change without notice. Rates stated include a 0.50% discount for purchasing Guaranteed Asset Protection (GAP) insurance from Wheelhouse Credit Union. Please ask a representative for details.

Rate discount of 0.25% is available when purchasing Payment Protection insurance from Wheelhouse Credit Union. Maximum discount cannot exceed 0.50%.

See Product Details

Terms

Up to 66 months

Minimum Loan Amount

$7,500

APR*

As low as 7.49%

Estimated monthly payment
per $1,000

$18.53 (at 66 months)

With Insurance APR*

As low as 6.99%1

Estimated monthly payment
per $1,000

$18.29 (at 66 months)

Terms

67 - 96 months

Minimum Loan Amount

$25,000

APR*

As low as 8.49%

Estimated monthly payment
per $1,000

$14.39 (at 96 months)

With Insurance APR*

As low as 7.99%1

Estimated monthly payment
per $1,000

$14.13 (at 96 months)

Terms

97 - 144 months

Minimum Loan Amount

$50,000

APR*

As low as 9.49%

Estimated monthly payment
per $1,000

$11.66 (at 144 months)

With Insurance APR*

As low as 8.99%1

Estimated monthly payment
per $1,000

$11.37 (at 144 months)

Disclosures

260-Day Payment Deferral – Payment may be deferred for up to 60 days from loan funding. Interest will accrue during the deferral period. Not all borrowers will qualify.

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