Discover the Outdoor Adventure

RV Loans as low as 8.24% APR*
for up to 66 months
Apply Now

APPLY FOR A LOAN

Please choose one of the following options:

Reach us by phone

Phone Branch Hours

Monday - Friday: 8:00am to 6:00pm Saturday: 9:00am to 2:00pm

Email

For further assistance, please email us. Do not include account information.

Flexibility to Fit Your Lifestyle

With terms up to 15 years and financing up to 90% MSRP, you can get the same flexibility with your RV Loan that you will enjoy while you’re on the road.

Use My RV Loan to Finance

With Wheelhouse Credit Union, you can use your RV Loan to finance:

  • Travel Trailers
  • Fifth Wheels
  • Class A Motorhomes
  • Class B Motorhomes
  • Class C Motorhomes

RV Loan Features

  • Terms up to 180 months (15 years)
  • Financing up to 90% MSRP/KBB/NADA (including tax, title, license) & any ancillary product
  • up to 0.50% rate discount for purchase of an ancillary product
  • Fixed monthly payment
  • No prepayment penalty
  • Refinance a loan from an outside lender
  • No application fee on new loans
  • No payment for 60 days1

Smooth Application Process

1. Apply Online
2. Receive an application decision
3. Finalize and fund your loan
4. Hit the road with your RV

Apply Now
adult couple on computer

Ancillary Products

GAP Protection

Protect your RV loan with Guaranteed Asset Protection (GAP). Should your car get stolen or totaled in an accident, GAP will help pay the difference between what you owe and the value of your RV.

Payment Protection

Enroll in Wheelhouse Payment Protection to get relief from the financial burden of delinquency, default, or foreclosure if death, disability or involuntary unemployment should unexpectedly happen to you. Payment Protection will pay your loan payments, relieving you and your family’s worries about paying loans during a time of reduced income.
To enroll, call us at 619‑297‑4835.
Recreational Vehicles (2020 and Newer)

Terms

Minimum Loan Amount

APR*
As low as

Estimated monthly payment
per $1,000

With Ancillary Product Purchase APR*3
As low as

Estimated monthly payment
per $1,000

Rates effective September 1, 2023

* APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Rate discounts may be available. Ask a representative for details. Other terms and conditions may apply.

3Subject to credit and collateral approval. Rates and terms are effective September 1, 2023 and are subject to change without notice. Rates stated includes a 0.50% discount for purchasing Guaranteed Asset Protection (GAP) from Wheelhouse Credit Union. Please ask a representative for details.

Rate discount of 0.25% is available when purchasing Payment Protection from Wheelhouse Credit Union. Maximum discount cannot exceed 0.50%.
See Product Details

Terms

Up to 66 months

Minimum Loan Amount

$7,500

APR*
As low as

8.74%

Estimated monthly payment
per $1,000

$19.14

With Ancillary Product Purchase APR*3
As low as

8.24%

Estimated monthly payment
per $1,000

$18.89

Terms

67 - 96 months

Minimum Loan Amount

$25,000

APR*
As low as

9.24%

Estimated monthly payment
per $1,000

$14.78

With Ancillary Product Purchase APR*3
As low as

8.74%

Estimated monthly payment
per $1,000

$14.52

Terms

97 - 144 months

Minimum Loan Amount

$50,000

APR*
As low as

9.74%

Estimated monthly payment
per $1,000

$11.80

With Ancillary Product Purchase APR*3
As low as

9.24%

Estimated monthly payment
per $1,000

$11.52

Terms

145 - 180 months

Minimum Loan Amount

$50,000

APR*
As low as

10.24%

Estimated monthly payment
per $1,000

$10.89

With Ancillary Product Purchase APR*3
As low as

9.74%

Estimated monthly payment
per $1,000

$10.59

Recreational Vehicles (2013 - 2019)

Terms

Minimum Loan Amount

APR*
As low as

Estimated monthly payment
per $1,000

With Ancillary Product Purchase APR*3
As low as

Estimated monthly payment
per $1,000

Rates effective September 1, 2023

* APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Rate discounts may be available. Ask a representative for details. Other terms and conditions may apply.

3Subject to credit and collateral approval. Rates and terms are effective September 1, 2023 and are subject to change without notice. Rates stated includes a 0.50% discount for purchasing Guaranteed Asset Protection (GAP) from Wheelhouse Credit Union. Please ask a representative for details.

Rate discount of 0.25% is available when purchasing Payment Protection from Wheelhouse Credit Union. Maximum discount cannot exceed 0.50%.

See Product Details

Terms

Up to 66 months

Minimum Loan Amount

$7,500

APR*
As low as

9.74%

Estimated monthly payment
per $1,000

$19.63

With Ancillary Product Purchase APR*3
As low as

9.24%

Estimated monthly payment
per $1,000

$19.38

Terms

67 - 96 months

Minimum Loan Amount

$25,000

APR*
As low as

10.24%

Estimated monthly payment
per $1,000

$15.30

With Ancillary Product Purchase APR*3
As low as

9.74%

Estimated monthly payment
per $1,000

$15.04

Terms

97 - 144 months

Minimum Loan Amount

$50,000

APR*
As low as

10.74%

Estimated monthly payment
per $1,000

$12.38

With Ancillary Product Purchase APR*3
As low as

10.24%

Estimated monthly payment
per $1,000

$12.09

Terms

145 - 180 months

Minimum Loan Amount

$50,000

APR*
As low as

11.24%

Estimated monthly payment
per $1,000

$11.52

With Ancillary Product Purchase APR*3
As low as

10.74%

Estimated monthly payment
per $1,000

$11.20

Disclosures

160-Day Payment Deferral – Payment may be deferred for up to 60 days from loan funding. Interest will accrue during the deferral period. Not all borrowers will qualify.

You are leaving Wheelhouse Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products and services accessed through this link are not provided or guaranteed by Wheelhouse Credit Union. The site you are about to visit may have a privacy policy that is different than Wheelhouse Credit Union’s. Please review their privacy policy. Wheelhouse Credit Union does not endorse the content contained in these sites, nor the organizations publishing those sites, and hereby disclaims any responsibility for such content.

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