

Discover the Outdoor Adventure
RV and Trailer Loans as low as 7.99% APR*for up to 66 months Apply Now
Flexibility to Fit Your Lifestyle
With terms up to 15 years and financing up to 90% MSRP, you can get the same flexibility with your RV Loan that you will enjoy while you’re on the road.
Use My RV Loan to Finance
With Wheelhouse Credit Union, you can use your RV Loan to finance:
- Travel Trailers
- Fifth Wheels
- Class A Motorhomes
- Class B Motorhomes
- Class C Motorhomes
RV Loan Features
- Terms up to 180 months (15 years)
- Financing up to 90% MSRP/KBB/NADA (including tax, title, license) & any ancillary product
- Rate discount for purchase of an ancillary product
- Rate discount for Inspired and Inspired Plus Checking
- Fixed monthly payment
- No prepayment penalty
- Refinance a loan from an outside lender
- No application fee on new loans
- No payment for 60 days1
Smooth Application Process
1. Apply Online
2. Receive an application decision
3. Finalize and fund your loan
4. Hit the road with your RV

Ancillary Products
GAP Protection
Payment Protection
To enroll, call us at 619‑297‑4835.
Terms |
Minimum Loan Amount |
APR* |
Estimated monthly payment |
Maximum Discounted APR*3 |
Estimated monthly payment |
---|---|---|---|---|---|
*APR = Annual Percentage Rate. Rates are effective as of February 01, 2025 and are subject to change without notice. 3Discounted Rate stated includes discounts for purchasing any ancillary product, and setting up loan autopay using your Inspired Checking Account. Subject to credit and collateral approval. Rates are determined based on creditworthiness and applicable discounts. • To qualify for a discounted rate of 0.25%, you must purchase a Payment Protection ancillary product. Contact a Team Member for further information. Other terms, conditions, and restrictions may apply. Inspired Checking is a variable rate account. Inspired Checking requires monthly direct deposits totaling $450 or more, an active online banking registration and eStatements within 90 days of account opening. If requirements are not met and maintained, account will be converted to a Basic Checking Account. Other terms, conditions, services, and restrictions are subject to change without notice. Membership is required. Federally insured by NCUA. See Product Details |
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Terms Up to 66 months |
Minimum Loan Amount $7,500 |
APR* 8.74% |
Estimated monthly payment $19.14 |
Maximum Discounted APR*3 7.99% |
Estimated monthly payment $18.77 |
Terms 67 - 96 months |
Minimum Loan Amount $25,000 |
APR* 9.24% |
Estimated monthly payment $14.78 |
Maximum Discounted APR*3 8.49% |
Estimated monthly payment $14.39 |
Terms 97 - 144 months |
Minimum Loan Amount $50,000 |
APR* 9.74% |
Estimated monthly payment $11.80 |
Maximum Discounted APR*3 8.99% |
Estimated monthly payment $11.37 |
Terms 145 - 180 months |
Minimum Loan Amount $50,000 |
APR* 10.24% |
Estimated monthly payment $10.89 |
Maximum Discounted APR*3 9.49% |
Estimated monthly payment $10.44 |
Terms |
Minimum Loan Amount |
APR* |
Estimated monthly payment |
Maximum Discounted APR*3 |
Estimated monthly payment |
---|---|---|---|---|---|
*APR = Annual Percentage Rate. Rates are effective as of February 01, 2025 and are subject to change without notice. 3Discounted Rate stated includes discounts for purchasing any ancillary product, and setting up loan autopay using your Inspired Checking Account. Subject to credit and collateral approval. Rates are determined based on creditworthiness and applicable discounts. • To qualify for a discounted rate of 0.25%, you must purchase a Payment Protection ancillary product. Contact a Team Member for further information. Other terms, conditions, and restrictions may apply. Inspired Checking is a variable rate account. Inspired Checking requires monthly direct deposits totaling $450 or more, an active online banking registration and eStatements within 90 days of account opening. If requirements are not met and maintained, account will be converted to a Basic Checking Account. Other terms, conditions, services, and restrictions are subject to change without notice. Membership is required. Federally insured by NCUA. See Product Details |
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Terms Up to 66 months |
Minimum Loan Amount $7,500 |
APR* 9.74% |
Estimated monthly payment $19.63 |
Maximum Discounted APR*3 9.24% |
Estimated monthly payment $19.38 |
Terms 67 - 96 months |
Minimum Loan Amount $25,000 |
APR* 10.24% |
Estimated monthly payment $15.30 |
Maximum Discounted APR*3 9.74% |
Estimated monthly payment $15.04 |
Terms 97 - 144 months |
Minimum Loan Amount $50,000 |
APR* 10.74% |
Estimated monthly payment $12.38 |
Maximum Discounted APR*3 10.24% |
Estimated monthly payment $12.09 |
Terms 145 - 180 months |
Minimum Loan Amount $50,000 |
APR* 11.24% |
Estimated monthly payment $11.52 |
Maximum Discounted APR*3 10.74% |
Estimated monthly payment $11.20 |
Disclosures
160-Day Payment Deferral – Payment may be deferred for up to 60 days from loan funding. Interest will accrue during the deferral period. Not all borrowers will qualify.