Flexibility to Fit Your Lifestyle
With terms up to 15 years and financing up to 90% MSRP, you can get the same flexibility with your RV Loan that you will enjoy while you’re on the road.
Use My RV Loan to Finance
With Wheelhouse Credit Union, you can use your RV Loan to finance:
- Travel Trailers
- Fifth Wheels
- Class A Motorhomes
- Class B Motorhomes
- Class C Motorhomes
RV Loan Features
- Terms up to 180 months (15 years)
- Financing up to 90% MSRP/KBB/NADA (including tax, title, license) & any ancillary product
- up to 0.50% rate discount for purchase of an ancillary product
- Fixed monthly payment
- No prepayment penalty
- Refinance a loan from an outside lender
- No application fee on new loans
- No payment for 60 days1
Smooth Application Process
1. Apply Online
2. Receive an application decision
3. Finalize and fund your loan
4. Hit the road with your RV

Ancillary Products
GAP Protection
Payment Protection
To enroll, call us at 619‑297‑4835.
Terms |
Minimum Loan Amount |
APR* |
Estimated monthly payment |
With Ancillary Product Purchase APR*3 |
Estimated monthly payment |
---|---|---|---|---|---|
Rates effective September 1, 2023 * APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Rate discounts may be available. Ask a representative for details. Other terms and conditions may apply. 3Subject to credit and collateral approval. Rates and terms are effective September 1, 2023 and are subject to change without notice. Rates stated includes a 0.50% discount for purchasing Guaranteed Asset Protection (GAP) from Wheelhouse Credit Union. Please ask a representative for details. Rate discount of 0.25% is available when purchasing Payment Protection from Wheelhouse Credit Union. Maximum discount cannot exceed 0.50%. |
|||||
Terms Up to 66 months |
Minimum Loan Amount $7,500 |
APR* 8.74% |
Estimated monthly payment $19.14 |
With Ancillary Product Purchase APR*3 8.24% |
Estimated monthly payment $18.89 |
Terms 67 - 96 months |
Minimum Loan Amount $25,000 |
APR* 9.24% |
Estimated monthly payment $14.78 |
With Ancillary Product Purchase APR*3 8.74% |
Estimated monthly payment $14.52 |
Terms 97 - 144 months |
Minimum Loan Amount $50,000 |
APR* 9.74% |
Estimated monthly payment $11.80 |
With Ancillary Product Purchase APR*3 9.24% |
Estimated monthly payment $11.52 |
Terms 145 - 180 months |
Minimum Loan Amount $50,000 |
APR* 10.24% |
Estimated monthly payment $10.89 |
With Ancillary Product Purchase APR*3 9.74% |
Estimated monthly payment $10.59 |
Terms |
Minimum Loan Amount |
APR* |
Estimated monthly payment |
With Ancillary Product Purchase APR*3 |
Estimated monthly payment |
---|---|---|---|---|---|
Rates effective September 1, 2023 * APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change. Rate discounts may be available. Ask a representative for details. Other terms and conditions may apply. 3Subject to credit and collateral approval. Rates and terms are effective September 1, 2023 and are subject to change without notice. Rates stated includes a 0.50% discount for purchasing Guaranteed Asset Protection (GAP) from Wheelhouse Credit Union. Please ask a representative for details. Rate discount of 0.25% is available when purchasing Payment Protection from Wheelhouse Credit Union. Maximum discount cannot exceed 0.50%. See Product Details |
|||||
Terms Up to 66 months |
Minimum Loan Amount $7,500 |
APR* 9.74% |
Estimated monthly payment $19.63 |
With Ancillary Product Purchase APR*3 9.24% |
Estimated monthly payment $19.38 |
Terms 67 - 96 months |
Minimum Loan Amount $25,000 |
APR* 10.24% |
Estimated monthly payment $15.30 |
With Ancillary Product Purchase APR*3 9.74% |
Estimated monthly payment $15.04 |
Terms 97 - 144 months |
Minimum Loan Amount $50,000 |
APR* 10.74% |
Estimated monthly payment $12.38 |
With Ancillary Product Purchase APR*3 10.24% |
Estimated monthly payment $12.09 |
Terms 145 - 180 months |
Minimum Loan Amount $50,000 |
APR* 11.24% |
Estimated monthly payment $11.52 |
With Ancillary Product Purchase APR*3 10.74% |
Estimated monthly payment $11.20 |
Disclosures
160-Day Payment Deferral – Payment may be deferred for up to 60 days from loan funding. Interest will accrue during the deferral period. Not all borrowers will qualify.