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Discover the Outdoor Adventure

RV and Trailer Loans as low as 8.24% APR*
for up to 66 months
Apply Now

APPLY FOR A LOAN

Please choose one of the following options:

Reach us by phone

Phone Branch Hours

Monday - Friday: 8:00am to 6:00pm Saturday: 9:00am to 2:00pm

Email

For further assistance, please email us. Do not include account information.

Flexibility to Fit Your Lifestyle

With terms up to 15 years and financing up to 90% MSRP, you can get the same flexibility with your RV Loan that you will enjoy while you’re on the road.

Use My RV Loan to Finance

With Wheelhouse Credit Union, you can use your RV Loan to finance:

  • Travel Trailers
  • Fifth Wheels
  • Class A Motorhomes
  • Class B Motorhomes
  • Class C Motorhomes

RV Loan Features

  • Terms up to 180 months (15 years)
  • Financing up to 90% MSRP/KBB/NADA (including tax, title, license) & any ancillary product
  • up to 0.50% rate discount for purchase of an ancillary product
  • Fixed monthly payment
  • No prepayment penalty
  • Refinance a loan from an outside lender
  • No application fee on new loans
  • No payment for 60 days1

Smooth Application Process

1. Apply Online
2. Receive an application decision
3. Finalize and fund your loan
4. Hit the road with your RV

Apply Now
adult couple on computer

Ancillary Products

GAP Protection

Protect your RV loan with Guaranteed Asset Protection (GAP). Should your car get stolen or totaled in an accident, GAP will help pay the difference between what you owe and the value of your RV.

Payment Protection

Enroll in Wheelhouse Payment Protection to get relief from the financial burden of delinquency, default, or foreclosure if death, disability or involuntary unemployment should unexpectedly happen to you. Payment Protection will pay your loan payments, relieving you and your family’s worries about paying loans during a time of reduced income.
To enroll, call us at 619‑297‑4835.
RV and Trailer (2021 and Newer)

Terms

Minimum Loan Amount

APR*
As low as

Estimated monthly payment
per $1,000

Maximum Discounted APR*3
As low as

Estimated monthly payment
per $1,000

Rates effective May 20, 2024

* APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change without notice.

3Discounted Rate stated includes discounts for purchasing any ancillary product, and setting up loan autopay using your Inspired Checking Account. Subject to credit and collateral approval. Rates are determined based on creditworthiness and applicable discounts.

• To qualify for a discounted rate of 0.25%, you must purchase a Payment Protection ancillary product.
• To qualify for a discounted rate of 0.50%, you must purchase a GAP Protection ancillary product.
• To qualify for a discounted rate of 0.25%, you must set up automatic loan payments from your Inspired Checking Account on new eligible loans.

Contact a Team Member for further information. Other terms, conditions, and restrictions may apply.

Inspired Checking is a variable rate account. Rates and APY are subject to change without notice. Inspired Checking requires monthly direct deposits totaling $450 or more, an active online banking registration and eStatements within 90 days of account opening. If requirements are not met and maintained, account will be converted to a Basic Checking Account. Other terms, conditions, services, and restrictions are subject to change without notice. Membership is required. Federally insured by NCUA.

See Product Details

Terms

Up to 66 months

Minimum Loan Amount

$7,500

APR*
As low as

8.74%

Estimated monthly payment
per $1,000

$19.14

Maximum Discounted APR*3
As low as

7.99%

Estimated monthly payment
per $1,000

$18.77

Terms

67 - 96 months

Minimum Loan Amount

$25,000

APR*
As low as

9.24%

Estimated monthly payment
per $1,000

$14.78

Maximum Discounted APR*3
As low as

8.49%

Estimated monthly payment
per $1,000

$14.39

Terms

97 - 144 months

Minimum Loan Amount

$50,000

APR*
As low as

9.74%

Estimated monthly payment
per $1,000

$11.80

Maximum Discounted APR*3
As low as

8.99%

Estimated monthly payment
per $1,000

$11.37

Terms

145 - 180 months

Minimum Loan Amount

$50,000

APR*
As low as

10.24%

Estimated monthly payment
per $1,000

$10.89

Maximum Discounted APR*3
As low as

9.49%

Estimated monthly payment
per $1,000

$10.44

RV and Trailer (2014 - 2020)

Terms

Minimum Loan Amount

APR*
As low as

Estimated monthly payment
per $1,000

Maximum Discounted APR*3
As low as

Estimated monthly payment
per $1,000

Rates effective May 20, 2024

* APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change without notice.

3Discounted Rate stated includes discounts for purchasing any ancillary product, and setting up loan autopay using your Inspired Checking Account. Subject to credit and collateral approval. Rates are determined based on creditworthiness and applicable discounts.

• To qualify for a discounted rate of 0.25%, you must purchase a Payment Protection ancillary product.
• To qualify for a discounted rate of 0.50%, you must purchase a GAP Protection ancillary product.
• To qualify for a discounted rate of 0.25%, you must set up automatic loan payments from your Inspired Checking Account on new eligible loans.

Contact a Team Member for further information. Other terms, conditions, and restrictions may apply.

Inspired Checking is a variable rate account. Rates and APY are subject to change without notice. Inspired Checking requires monthly direct deposits totaling $450 or more, an active online banking registration and eStatements within 90 days of account opening. If requirements are not met and maintained, account will be converted to a Basic Checking Account. Other terms, conditions, services, and restrictions are subject to change without notice. Membership is required. Federally insured by NCUA.

See Product Details

Terms

Up to 66 months

Minimum Loan Amount

$7,500

APR*
As low as

9.74%

Estimated monthly payment
per $1,000

$19.63

Maximum Discounted APR*3
As low as

9.24%

Estimated monthly payment
per $1,000

$19.38

Terms

67 - 96 months

Minimum Loan Amount

$25,000

APR*
As low as

10.24%

Estimated monthly payment
per $1,000

$15.30

Maximum Discounted APR*3
As low as

9.74%

Estimated monthly payment
per $1,000

$15.04

Terms

97 - 144 months

Minimum Loan Amount

$50,000

APR*
As low as

10.74%

Estimated monthly payment
per $1,000

$12.38

Maximum Discounted APR*3
As low as

10.24%

Estimated monthly payment
per $1,000

$12.09

Terms

145 - 180 months

Minimum Loan Amount

$50,000

APR*
As low as

11.24%

Estimated monthly payment
per $1,000

$11.52

Maximum Discounted APR*3
As low as

10.74%

Estimated monthly payment
per $1,000

$11.20

Disclosures

160-Day Payment Deferral – Payment may be deferred for up to 60 days from loan funding. Interest will accrue during the deferral period. Not all borrowers will qualify.

You are leaving Wheelhouse® Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products and services accessed through this link are not provided or guaranteed by Wheelhouse® Credit Union. The site you are about to visit may have a privacy policy that is different than Wheelhouse® Credit Union’s. Please review their privacy policy. Wheelhouse® Credit Union does not endorse the content contained in these sites, nor the organizations publishing those sites, and hereby disclaims any responsibility for such content.

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