The weather's perfect, your Auto Loan should be too.

Credit unions are known for offering competitive auto loan rates because they are Member-owned, not shareholder-owned. This structure often allows Wheelhouse Credit Union to return value to Members through lower auto loan rates, flexible financing options, and fewer fees. 

Yes. Auto loan pre-approval helps you understand your budget, estimated monthly payment, and available financing options before you visit a dealership. Many buyers find that getting pre-approved for a credit union auto loan gives them greater confidence and negotiating power during the car-buying process.

New Cars Inc. (NCI) is a personalized, concierge auto-buying and research service founded in 1986. Operating primarily in Southern California (e.g., San Diego), they act as your personal auto shopper to locate, negotiate, and deliver new and pre-owned vehicles without the hassle of visiting traditional dealerships.

As a partner of Wheelhouse Credit Union, Members can save on their auto rate when utilizing the NCI service.

Wheelhouse offers low credit union rates on auto loans and car loan refinancing for cars, trucks, motorcycles boats, and RVs.

E-bikes can be financed through their specialized "Life Loan" personal loans

The best auto loan rates typically depend on factors such as credit history, loan term, vehicle type, and relationship discounts that may be available through your credit union. Some Members may qualify for additional rate discounts by setting up automatic payments, opening a checking account, or taking advantage of special financing programs.