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Give your spending power a lift. Both of our Wheelhouse Credit Union Visa® Platinum Credit Cards offer competitive rates and worldwide purchasing power, and when you opt for our Rewards Card you earn rewards points for every dollar spent on purchases.

Bonus Point Offer*



  • after making $1,000 in qualifying purchases within the first 90 days.

    after making $1,000 in qualifying purchases within the first 90 days.

This is a limited time offer. See below for details.


    - OR - 

  • after making $1,000 in qualifying purchases within the first 90 days.



  • after making $1,000 in qualifying purchases within the first 90 days.

    after making $2,000 in qualifying purchases within the first 90 days.

Earn Rewards

Earn rewards when you use your Visa Debit Card or Visa Platinum Rewards Credit Card. When making purchases, be sure it’s a signature-based transaction instead of a PIN transaction.

Digital Wallet

Enjoy the convenience of digital payments! All Wheelhouse Cards are compatible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay (please visit your device manufacturer for a full list of compatible devices). Digital Wallet

Free Online and Mobile Access

Access your cards online, 24/7, 365 days a year through the Wheelhouse Cards App. Manage alerts, suspend if lost or stolen and many more features.
Wheelhouse Card App

Competitive Rates and No Annual Fee

We offer competitive interest rates, based on your credit score.

Generous Grace Period

We offer a generous grace period on purchases, so you have more time to pay your bill before incurring interest.

Balance Transfers

With our low 1% balance transfer fee, it’s easy to transfer your high interest balances to your lower rate Wheelhouse Visa Credit Card.

Generous Credit Limit

Both of our Visa credit cards have limits up to $20,000

Today’s Credit Card Rates

Wheelhouse Credit Cards



Rates are as of October 21, 2019

See full summary of rates and terms

See Product Details


Visa® Platinum Credit Card


11.24% - 23.24% APR*


Visa® Platinum Rewards Credit Card


12.00% - 24.00% APR*

VISA® Platinum Credit Card

Platinum MediumOur Visa® Platinum Credit Card has no annual fee, a competitive interest rate based on your credit score, and security features that offer peace of mind.

Apply Now

VISA® Platinum Rewards Credit Card

Rewards MediumOur VISA® Platinum Rewards Credit Card offers all of the same great benefits as our Platinum Credit Card, but you’ll also earn rewards points for every dollar spent on purchases.

Apply Now

Earn big rewards with our VISA® Platinum Rewards Credit Card

Earn points when you use your VISA® Platinum Credit Card to make purchases. Easy! Then redeem your points online for hundreds of amazing different rewards, including:

  • Merchandise (e.g. appliances, electronics and jewelry)
  • Travel and experiences
  • Live concerts, theme parks and sports events
  • Gift cards
  • Cash back
  • Charitable donations

Explore our Rewards site

Rewards Card

Debt and Credit Calculators

Give us a call at 1-844-484-0045 right away and we’ll help you.

Give us a call at 1-844-484-0045 right away and we’ll help you get your card activated.

If you have an open credit card with us, you can request a copy of your individual credit card agreement by completing and submitting the electronic form on this page or by calling the credit union at 619-297-4835. When we receive your request, we will mail you a copy of your agreement.

Ready to apply for a Wheelhouse Credit Card?

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Please Note: Verified by Visa enrollment is no longer required on Wheelhouse Credit Union cards, but rest assured that your Visa card transaction is still secure. Your security is important, and therefore we have deployed advanced risk detection technology to monitor transactions which removes the need for passwords, allowing you to shop without interruption.

* Bonus Point Offer available on new Platinum Rewards Credit Card accounts only. Limit one Bonus Point Offer per member. Accounts must be opened by October 31, 2019 to be eligible. Qualifying purchases must be made within 90 days of account opening. Cash advances, balance transfers, and returns do not qualify. Visa Platinum Rewards cardholders will have 10,000 or 20,000 bonus reward points added to their existing reward point balance once qualifications have been met. Bonus Points will post on the 15th of the month following the end of the initial 90 day period.

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