Family at the fair

0% APR* Balance Transfer

Request a Transfer


Transfer your credit card balances to a Wheelhouse Credit Card and enjoy 0% introductory APR for up to 12 months with a low balance transfer fee. 0% APR through the February 2021 billing cycle on transfers posted by May 29, 2020. After that, standard APR will be what is reflected in the rate table below, based on credit worthiness and card type.

VISA® Platinum Credit Card

Platinum MediumOur Visa® Platinum Credit Card has no annual fee, a competitive interest rate based on your credit score, and security features that offer peace of mind.



Please choose one of the following options:

Reach us by phone

Contact Center Hours

Monday - Friday:
8:00am to 6:00pm
9:00am to 2:00pm


For further assistance, please email us. Do not include account information.

VISA® Platinum Rewards Credit Card

Rewards MediumOur VISA® Platinum Rewards Credit Card offers all of the same great benefits as our Platinum Credit Card, but you’ll also earn rewards points for every dollar spent on purchases.


Today’s Credit Card Rates

Wheelhouse Credit Cards



Rates as of March 21, 2020

See full summary of rates and terms

See Product Details


Visa® Platinum Credit Card


10.99% - 22.99% APR*


Visa® Platinum Rewards Credit Card


11.75% - 23.75% APR*

Maximize Point Redemption Value

Combine your Credit Card Reward Points with your Debit Card Reward Points to maximize their redemption value. Redeem for amazing rewards, including:

  • Merchandise
  • Travel and experiences
  • Live concerts, theme parks and sports events
  • Gift cards or cash back
  • Charitable donations
debit and rewards card

Earn Rewards

Earn rewards when you use your Visa Platinum Rewards Credit Card or your Debit Rewards Card. When making purchases, be sure it’s a signature-based transaction instead of a PIN transaction. View sample rewards at the Card Rewards site.

Digital Wallet

Enjoy the convenience of digital payments! All Wheelhouse Cards are compatible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay (please visit your device manufacturer for a full list of compatible devices). Digital Wallet

Free Online and Mobile Access

Access your cards online, 24/7, 365 days a year through the Wheelhouse Cards App. Manage alerts, suspend if lost or stolen and many more features.
Wheelhouse Card App

Credit Cards Made Easy

Our Credit Cards come with competitive interest rates, no annual fee, and limits of up to $20,000.

Generous Grace Period

We offer a generous grace period on purchases, so you have more time to pay your bill before incurring interest.

Balance Transfers

With our low 1% balance transfer fee, it’s easy to transfer high interest balances to your lower rate Wheelhouse Credit Card.

Debt and Credit Calculators

Give us a call at 1-844-484-0045 right away and we’ll help you.

Give us a call at 1-844-484-0045 right away and we’ll help you get your card activated.

If you have an open credit card with us, you can request a copy of your individual credit card agreement by completing and submitting the electronic form on this page or by calling the credit union at 619-297-4835. When we receive your request, we will mail you a copy of your agreement.

Ready to apply for a Wheelhouse Credit Card?

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*APR = Annual Percentage Rate. Rates are effective as of 2/21/2020 and are subject to change without notice. All loans are subject to credit approval. The APR will vary with the market based on the prime rate. 0% introductory APR balance transfer offer is valid for up to 12 months and is good through the February 2021 billing cycle on transfers posted by May 29, 2020. After that, standard APR will be what is reflected in the rate table above, based on credit worthiness and card type. Balance transfer fee of $5.00 or 1%, whichever is greater.

Please Note: Verified by Visa enrollment is no longer required on Wheelhouse Credit Union cards, but rest assured that your Visa card transaction is still secure. Your security is important, and therefore we have deployed advanced risk detection technology to monitor transactions which removes the need for passwords, allowing you to shop without interruption.

Wheelhouse Card Rewards Program Terms and Conditions

You are leaving Wheelhouse Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products and services accessed through this link are not provided or guaranteed by Wheelhouse Credit Union. The site you are about to visit may have a privacy policy that is different than Wheelhouse Credit Union’s. Please review their privacy policy. Wheelhouse Credit Union does not endorse the content contained in these sites, nor the organizations publishing those sites, and hereby disclaims any responsibility for such content.

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