Credit Cards

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The best options in town designed just for you. Apply for a Credit Card

APPLY FOR A LOAN

Please choose one of the following options:

Reach us by phone

Phone Branch Hours

Monday - Friday: 8:00am to 6:00pm Saturday: 9:00am to 2:00pm

Email

For further assistance, please email us. Do not include account information.
Visa Credit Cards

Card

APR*

Rates as of September 21, 2022
*APR = Annual Percentage Rate

See full summary of rates and terms

See Product Details

Card

Visa® Platinum Credit Card

APR*

11.74% - 23.74% APR*

Card

Visa® Platinum Rewards Credit Card

APR*

12.50% - 24.50% APR*

Visa Platinum Credit Card

Our Visa Platinum Credit Card has no annual feez, a competitive interest rate based on your credit score, and security features that offer peace of mind.

  • Low rates: 11.74% - 23.74% APR*
  • No annual feez
  • Limits of up to $20,000
  • Compatible with Apple Pay, Google Pay, Samsung Pay, Fitbit PayTM and Garmin PayTM
APPLY FOR A NEW CARD
Wheelhouse Platinum Credit Card

Visa Platinum Rewards Credit Card

Our Visa Platinum Rewards Credit Card offers all the same great benefits as our Platinum Credit Card, while also earning you reward points for every dollar spent on purchases.

  • Low rates: 12.50% - 24.50% APR*
  • No annual feez
  • Limits of up to $20,000
  • Compatible with Apple Pay, Google Pay, Samsung Pay, Fitbit PayTM and Garmin PayTM
  • Earn rewards on signature-based transactions: $1 spent = 1 point
  • Receive $100 cash back for just 12,000 points!
APPLY FOR A CREDIT CARD
Wheelhouse Platinum Rewards Credit Card

EARN BONUS REWARDS

Earn 2x points1 on your monthly utility bills
See qualifying categories
Earn Cash Back
$50 per 7,000 points

Follow the below instructions to see more examples of potential bonus reward opportunities.

Get 5x points per $1 at some Blaze Pizza, Luna Grill and See’s Candies locations

Follow the below instructions to see more examples of potential bonus reward opportunities.

See offer details and more bonus reward opportunities here Select “View Sample Rewards” > “Earn more” > “Ampre”
Please note: Participating merchants can change, so search often.

Earning Points Doesn't Get Any Easier

Simply use your Wheelhouse Rewards cards for all of your everyday qualified purchases and earn points. From groceries to fuel to utility bills, your purchases will earn generous reward points. Discover and manage the many ways you can redeem your points.

  • Cash back
  • Travel
  • Gift cards: Dining, entertainment, fuel, salons, spas, and shopping
  • Tickets: Concerts, sports, theater, and theme parks
  • Green products
  • Charitable donations
Man Making Online Purchase

Digital Wallet

Enjoy the convenience of having your Wheelhouse Cards digitally stored on your mobile device. Simply add the Wheelhouse Visa Debit Card and Credit Card to any digital wallet app! Wheelhouse cards are compatible with:

  • Apple Pay
  • Google Pay
  • Samsung Pay
  • Fitbit Pay
  • Garmin Pay
Tap to Pay

Zero Liability Policy

The Visa Zero Liability Policy protects you if your card is lost, stolen, or if fraudulent activity occurs; powered by an anti-fraud artificial intelligence detection system.

Fraud Monitoring

Continuous fraud monitoring to detect suspicious activity on your credit or debit card.

Advanced Security

Advanced security for your online purchases. With Visa Secure, purchasing online is as fast and secure as buying in a store.

Debt and Credit Calculators

Ready to apply for a Wheelhouse Credit Card?

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OPEN AN ACCOUNT

Please choose one of the following options:

Reach us by phone

Phone Branch Hours

Monday - Friday: 8:00am to 6:00pm Saturday: 9:00am to 2:00pm

Email

For further assistance, please email us. Do not include account information.
Call Us
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Disclosures

*APR = Annual Percentage Rate. Rates are effective as of September 21, 2022 and are subject to change without notice. All loans are subject to credit approval. The APR will vary with the market based on the prime rate.

1Double reward points are earned on qualifying utility bills related transactions made on Visa Platinum Rewards Credit Cards. Promotion is subject to change at any time. Bonus points will be posted to your account within 2 billing cycles following the verification of qualifying transactions. For a complete list of qualifying categories, visit WheelhouseCU.com/bonusrewards. Rates and terms are subject to change without notice. All loans are subject to credit approval. The APR will vary with the market based on the Prime Rate. Membership is required.

Contact Cards & Operations at (619) 297-4835 with disputes regarding qualifying transactions.

Please Note: Verified by Visa enrollment is no longer required on Wheelhouse Credit Union cards, but rest assured that your Visa card transaction is still secure. Your security is important, and therefore we have deployed advanced risk detection technology to monitor transactions which removes the need for passwords, allowing you to shop without interruption.

Wheelhouse Card Rewards Program Terms and Conditions

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