Are Virtual Seminars Worth My Time?

Virtual events have been more popular due to the current Coronavirus pandemic because they can be easily attended from home. Amongst these virtual events are seminars/webinars. These kinds of virtual events are educational and may be worth your time. Here a few reasons why we like virtual seminars and why we think you should attend one:

1. Safe for You and The Environment

A virtual seminar allows you to attend from the safety of your home. You can join through your smartphone, laptop, or tablet – so you can walk, camp, or sit at home and listen in. Virtual webinars, unlike in-person seminars, mean no travel-related waste, such as CO2 emissions, plastic coffee cups or snack wrappers; plus, no paper waste like printed brochures and flyers.

2. Flexibility

Virtual seminars give you the flexibility to choose what dates and times work best for you. Sometimes seminars will cover the same topic at separate times so that you can attend the session that best suits your schedule. Plus, virtual webinars will often allow you to access the recording and materials after the session; meaning if you miss the live session, you can go back and listen at your leisure.

3. Variety of Topics

With so many topics to choose from, you are pretty much guaranteed that there will be a seminar that matches your interest. Virtual seminars are often timely, providing relevant information that allows attendees to learn something current and new in any environment.

If you’re interested in retirement or investment topics, check out the upcoming virtual seminars, offered through CUNA Mutual Group, in our Retirement & Investment Resource Center.

 

Are Credit Unions Better than Banks?

You may be wondering how credit unions and banks are similar and how they differ. You may be wondering if one is better than the other. Well, the answer to that really comes down to what you are looking for. Here are some considerations to help you decide what’s best for you:

Customer Service
Credit Union Bank
Tends to provide a deeper level of customer service that is rooted in care for their community and the people in it. Tends to be more hit or miss with customer service as they serve a larger population and are not necessarily deeply committed to the local community.
 
Rates & Fees
Credit Union Bank
Are able to offer lower interest rates on loans and higher savings rates because they are owned by members. For this same reason, credit unions tend to have lower and/or less fees. Have higher interest rates on loans and lower savings rates as they are owned by investors and must make a profit for them. Banks tend to have higher fees and/or more fees to help meet this goal.
 
Accessibility
Credit Union Bank
Have fewer branches as they are local to the area they serve. However, they may be a part of the Shared Branch network which allows members access to more than 5,600 branches nationwide. They also tend to offer access to more than 30,000 ATMs nationwide. Typically have more branches nationwide, although may have less locally. Are not part of a Shared Branch network and therefore can provide direct service to customers, but only at their own location.
 
Insurance
Credit Union Bank
Deposit accounts are insured by the NCUA up to $250,000 per account. Deposit accounts are insured by the FDIC up to $250,000 per account.
 
Products & Services
Credit Union Bank
May be a full-service financial institution. Tend to offer auto, home, personal and investment products and services, and may offer business products and services too. Tend to be full-service financial institutions, offering auto, home, personal, business, investments and more.
 

Interested in joining a local San Diego credit union? Check out how Wheelhouse can serve you: explore our website.

 

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