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ENERGY EFFICIENT LOANS

Reduce Grid Reliance with a Financed Home Battery System

Apply online

APPLY FOR A LOAN

Please choose one of the following options:

Reach us by phone

Phone Branch Hours

Monday - Friday: 8:00am to 6:00pm Saturday: 9:00am to 2:00pm

Email

For further assistance, please email us. Do not include account information.

Home Battery Financing Solutions

Worried about blackouts? As a first step in securing a Home Battery System, an Energy Efficient Loan will get you started on a path to protect your family and your assets. We work with over 100 renewable energy installers to make the process seamless for you.

Blackout Protection

A Home Battery Storage System will allow you to never worry about when you might lose power.

Safeguard Against High Rates

Store the solar energy you produce during the day and use it at night to safeguard you from grid rate hikes.

Tax Credit

Federal solar tax credit savings can apply to your battery storage system and solar energy system.

Use Your Energy Efficient Loan For

  • Solar & Solar Battery Systems

    Solar & Solar Battery Systems

  • Rainwater Harvesting Equipment

    Rainwater Harvesting Equipment

  • Xeriscape Landscaping

    Xeriscape Landscaping

  • Heating & Air Conditioning

    Heating & Air Conditioning

  • Solar & Solar Battery Systems

    Energy-Efficient Windows

  • Rainwater Harvesting Equipment

    Roofing & Insulation

  • Xeriscape Landscaping

    Energy-Efficient Appliances 

  • Heating & Air Conditioning

    Car Charging Systems

Today’s RATES

Solar and Energy Efficient Loans

Terms

Maximum Loan Amount

APR*
As low as

Estimated monthly payment per $1,000

With Inspired Checking2
As low as

Estimated monthly payment per $1,000

* APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are based on credit worthiness, payment method and loan term. Rates are effective April 1, 2024 and are subject to change without notice.

1 Payment may be deferred for up to 90 days from loan funding. Interest will accrue during the deferral period. Not all borrowers will qualify.

2Inspired Checking Loan Discount – Take 0.25% APR off when you open an Inspired Checking account with a new eligible loan and set up automatic loan payments from the Inspired Checking account (per eligible loan).

Inspired Checking is a variable rate account. Rates and APY are subject to change without notice. Inspired Checking requires monthly direct deposits totaling $450 or more, an active online banking registration and eStatements within 90 days of account opening. If requirements are not met and maintained, account will be converted to a Basic Checking Account. Other terms, conditions, services, and restrictions are subject to change without notice. Membership is required. Federally insured by NCUA.

Energy Efficient Loans includes Water Conservation program.

Product Details for Solar Product Details for Energy Efficient

The CA. SB2, Atkins. Building Homes and Job Act imposes a fee of $75.
UCC-1 filing is required.

Terms

Up to 96 months1

Maximum Loan Amount

$80,000

APR*
As low as

8.24%

Estimated monthly payment per $1,000

$14.26

With Inspired Checking2
As low as

7.99%

Estimated monthly payment per $1,000

$14.13

Terms

97 - 144 months1

Maximum Loan Amount

$80,000

APR*
As low as

9.24%

Estimated monthly payment per $1,000

$11.52

With Inspired Checking2
As low as

8.99%

Estimated monthly payment per $1,000

$11.37

Terms

145 - 240 months1

Maximum Loan Amount

$80,000

APR*
As low as

9.74%

Estimated monthly payment per $1,000

$9.48

With Inspired Checking2
As low as

9.49%

Estimated monthly payment per $1,000

$9.31

Energy Efficient Resource Center

Visit our Energy Efficient Resource Center to learn more about energy efficient options, their benefits, and our best offers to help you achieve your green energy goals.

Visit Resource Center
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Wheelhouse Makes It Easy

Simple Approval Process

Applying for an Energy Efficient Loan is fast and easy. You’ll need:

  1. Driver’s License or other form of government issued identification
  2. Paystub or Gross Monthly Income
  3. Work Address and Telephone Number
  4. Mother’s Maiden Name
  5. A Personal Reference and their Telephone Number

If you have a joint applicant, the information above will be needed for both.

Easily Make Payments

Making payments is easy, especially when you set up automatic transfer from your Wheelhouse Checking or Savings Account.

Don’t have one yet? Open an Inspired Checking Account2 and earn high-yield dividends on your balances.

Plus, with an Inspired Checking Account, you can enjoy:

  • No monthly service fee2
  • Earn reward points on your Visa® Debit Card
  • Free eStatements

OPEN AN ACCOUNT

Please choose one of the following options:

Reach us by phone

Phone Branch Hours

Monday - Friday: 8:00am to 6:00pm Saturday: 9:00am to 2:00pm

Email

For further assistance, please email us. Do not include account information.
Stop by one of our branches
Begin your application
Call us today

Disclosures

* APR = Annual Percentage Rate.
** APY = Annual Percentage Yield
Energy Efficient Loans: All loans are subject to credit approval. Other rates and terms are available. Restrictions and conditions may apply. Property must be single family home or multi-family property (1-4 units) owned by applicant. Membership is required.

2 Inspired Checking requires monthly direct deposit of $450 or more, an active online banking registration and eStatements within 90 days of account opening. Electronic deposits are defined as ACH or Automatic Clearing House deposits. If requirements are not met and maintained, account will be converted to a Basic Checking Account.

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