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SUSTAINABLE LIVING

A Better Future for You & our Planet

Apply online

APPLY FOR A LOAN

Please choose one of the following options:

Reach us by phone

Contact Center Hours

Monday - Friday:
8:00am to 6:00pm
Saturday:
9:00am to 2:00pm

Email

For further assistance, please email us. Do not include account information.

Go Green for a Sustainable Today and Tomorrow

Wheelhouse Credit Union has been serving San Diego for over 85 years. We are proud to provide energy efficient options to San Diegans and ultimately help our Members and our beautiful City thrive.

Use Your Energy Efficient Loan For

  • Solar & Solar Battery Systems

    Solar & Solar Battery Systems

  • Rainwater Harvesting Equipment

    Rainwater Harvesting Equipment

  • Xeriscape Landscaping

    Xeriscape Landscaping

  • Heating & Air Conditioning

    Heating & Air Conditioning

  • Solar & Solar Battery Systems

    Energy-Efficient Windows

  • Rainwater Harvesting Equipment

    Roofing & Insulation

  • Xeriscape Landscaping

    Energy-Efficient Appliances 

  • Heating & Air Conditioning

    Car Charging Systems

Today’s RATES

Solar and Energy Efficient Loans

Terms

Maximum Loan Amount

APR*

Estimated monthly payment per $1,000

* APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are based on credit worthiness, payment method and loan term. Rates are effective July 1, 2020 and are subject to change without notice.

+ Payment may be deferred for up to 120 days from loan funding. Interest will accrue during the deferral period. Not all borrowers will qualify.
++ Payment may be deferred for up to 90 days from loan funding. Interest will accrue during the deferral period. Not all borrowers will qualify.

Energy Efficient Loans includes Water Conservation program.

Product Details for Solar Product Details for Energy Efficient

Terms

Up to 96 months

Maximum Loan Amount

$80,000

APR*

As low as 4.49%+

Estimated monthly payment per $1,000

$12.42 (at 96 months)

Terms

97 - 144 months

Maximum Loan Amount

$80,000

APR*

As low as 5.49%+

Estimated monthly payment per $1,000

$9.50 (at 144 months)

Terms

145 - 240 months

Maximum Loan Amount

$80,000

APR*

As low as 6.99%++

Estimated monthly payment per $1,000

$7.75 (at 240 months)

Energy-Efficient Vehicles

Thinking about purchasing an energy-efficient vehicle? Save gas, reduce your carbon footprint, and get an energy-efficient discount when you finance through Wheelhouse Credit Union.

Right now, you can get your Auto Loan for as low as 2.99% APR* for 75 months1.

Apply Now
Man charging energy efficient car

Wheelhouse Makes It Easy

Simple Approval Process

Applying for an Energy-Efficient Loan is fast and easy. You’ll need:

  1. Driver’s License or other form of government issued identification
  2. Paystub or Gross Monthly Income
  3. Work Address and Telephone Number
  4. Mother’s Maiden Name
  5. A Personal Reference and their Telephone Number

If you have a joint applicant, the information above will be needed for both.

Easily Make Payments

Making payments is easy, especially when you set up automatic transfer from your Wheelhouse Checking or Savings Account.

Don’t have one yet? Open an Inspired Checking Account2 and earn up to .70% APY** on your balances.

Plus, with an Inspired Checking Account, you can enjoy:

  • No monthly service fee2
  • Earn reward points on your Visa® Debit Card
  • Free eStatements

OPEN AN ACCOUNT

Please choose one of the following options:

Reach us by phone

Contact Center Hours

Monday - Friday:
8:00am to 6:00pm
Saturday:
9:00am to 2:00pm

Email

For further assistance, please email us. Do not include account information.

Stop by one of our branches
Begin your application
Call us today

Disclosures

* APR = Annual Percentage Rate.
** APY = Annual Percentage Yield
Energy Efficient Loans: All loans are subject to credit approval. Other rates and terms are available. Restrictions and conditions may apply. Property must be single family home or multi-family property (1-4 units) owned by applicant. Membership is required.
1 Rates and terms are effective July 1, 2020 and are subject to change without notice. All loans are subject to credit approval. Internal refinances are not eligible. Rate stated, for up to 75 months, is valid for model years 2017 and newer. Based upon a 2.99% APR for 75 months, monthly payments would be $14.63 per $1,000 borrowed. Vehicles purchased through New Cars Inc. (NCI), are eligible for a rate discount. Other rates and terms available. Restrictions and conditions may apply.
2 Inspired Checking requires monthly direct deposit of $450 or more, an active online banking registration and eStatements within 90 days of account opening. Electronic deposits are defined as ACH or Automatic Clearing House deposits. If requirements are not met and maintained, account will be converted to a Basic Checking Account.

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