RESIDENTIAL SOLAR LOANS
We work directly with our valued partners, including over 100 installers across Southern California, so that switching to solar is easy. With low rates and loans up to $80,000, our goal is that solar doesn’t cost you money— now or later — but actually saves you money today and tomorrow.
| Refinancing Your Mortgage? Request a Subordination |
Why Consider Solar |
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| INCREASE THE VALUE OF YOUR HOME
Installing solar adds significant value to your home and property, and can also offer tax benefits. |
HELP THE ENVIRONMENT
Solar energy is clean energy, decreasing dependence on fossil fuels and lowering your carbon footprint. |
SAVE MONEY ON YOUR ELECTRIC BILL
Your solar panels can reduce your electric bill to zero or near zero, and protects you against rising utility rates. |
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| LAST CHANCE TO GET A 26% FEDERAL TAX CREDIT
When you buy a residential solar PV system, you may be eligible for a “Residential Renewable Energy” federal investment tax credit. A federal tax credit of 26% of the total solar system cost has been extended to be available for systems in place before 12/31/2022. This percentage drastically decreases in 2023 and beyond. Please consult your tax advisor. |
SELL YOUR EXTRA ENERGY WITH NET METERING
Use every kilowatt-hour your system produces! During the day, many solar owners generate more electricity than they consume. Net metering lets you feed that unused electricity back into the grid and credits your electric bill. You can use that credit towards the electricity you use at night or on especially cloudy days when your system produces less. |
| Get additional information and resources at our new Energy Efficient Resource Center |
We Make Solar Easy
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Streamlined Process
Streamlined Process
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Local Financing
Local Financing
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Expert Service
Expert Service
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Payment Deferral Options
Payment Deferral Options
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Streamlined Process
Flexible Terms
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Local Financing
Extensive Network of Contractors
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Expert Service
Low Rates
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Payment Deferral Options
Easy Online Payments
Today’s Solar Loan Rates
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Terms |
Maximum Loan Amount |
APR* |
Estimated monthly payment per $1,000 |
With Inspired Checking |
Estimated monthly payment per $1,000 |
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* APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are based on credit worthiness, payment method and loan term. Rates are effective March 01, 2021 and are subject to change without notice. UCC-1 lien will be recorded on property. + Payment may be deferred for up to 90 days from loan funding. Interest will accrue during the deferral period. Not all borrowers will qualify. t .25% Inspired Checking rate discount. Requires monthly direct deposit of $450 or more, an active online banking registration and eStatements within 90 days of account opening. Electronic deposits are defined as ACH or Automatic Clearing House deposits. If requirements are not met and maintained, account will be converted to a Basic Checking Account and the Inspired Checking loan rate discount will be removed. Energy Efficient Loans includes Water Conservation program. Product Details for Solar Product Details for Energy Efficient |
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Terms Up to 96 months |
Maximum Loan Amount $80,000 |
APR* As low as 4.49%+ |
Estimated monthly payment per $1,000 $12.42 (at 96 months) |
With Inspired Checking As low as 4.24%t |
Estimated monthly payment per $1,000 $12.30 (at 96 months) |
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Terms 97 - 144 months |
Maximum Loan Amount $80,000 |
APR* As low as 5.49%+ |
Estimated monthly payment per $1,000 $9.50 (at 144 months) |
With Inspired Checking As low as 5.24%t |
Estimated monthly payment per $1,000 $9.37 (at 144 months) |
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Terms 145 - 240 months |
Maximum Loan Amount $80,000 |
APR* As low as 6.99%+ |
Estimated monthly payment per $1,000 $7.75 (at 240 months) |
With Inspired Checking As low as 6.74%t |
Estimated monthly payment per $1,000 $7.60 (at 240 months) |
Calculate a Loan Payment
WORK WITH US |
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CONTRACTOR NETWORK
Our preferred solar partners are able to offer their customers streamlined financing, competitive rates and flexible loan terms. Ask your solar contractor to join our network today or call us for a list of approved contractors.
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INTERESTED IN BECOMING A PREFERRED PARTNER?
We’re looking for partners who share our commitment for healthy communities, local economic vitality and preserving the natural environment. Preferred partners enjoy our:
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ALREADY A PREFERRED PARTNER?
We want to help you grow your business by providing low-cost solar and energy efficiency financing to your valued customers. Check out the partnership for success section.
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