family looking at solar panels
SOLAR LOANS

SAN DIEGO'S #1 SOLAR FINANCING LENDER

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Monday - Friday:
8:00am to 6:00pm
Saturday:
9:00am to 2:00pm

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For further assistance, please email us. Do not include account information.

RESIDENTIAL SOLAR LOANS

We work directly with our valued partners, including over 100 installers across Southern California, so that switching to solar is easy. With low rates and loans up to $80,000, our goal is that solar doesn’t cost you money— now or later — but actually saves you money today and tomorrow. But that’s not all; here are a few more reasons to go solar:

rates as low as 4.49%

Why Consider Solar

 
INCREASE THE VALUE OF YOUR HOME

Installing solar adds significant value to your home and property, and can also offer tax benefits.

  HELP THE ENVIRONMENT

Solar energy is clean energy, decreasing dependence on fossil fuels and lowering your carbon footprint.

  SAVE MONEY ON YOUR ELECTRIC BILL

Your solar panels can reduce your electric bill to zero or near zero, and protects you against rising utility rates.

 
LAST CHANCE TO GET A 26% FEDERAL TAX CREDIT

When you buy a residential solar PV system, you may be eligible for a “Residential Renewable Energy” federal investment tax credit.

A federal tax credit of 26% of the total solar system cost is available for systems in place before 12/31/2020. This percentage drastically decreases in 2021 and beyond. Please consult your tax advisor.

Find out more about the cost of solar

  SELL YOUR EXTRA ENERGY WITH NET METERING

Use every kilowatt-hour your system produces! During the day, many solar owners generate more electricity than they consume. Net metering lets you feed that unused electricity back into the grid and credits your electric bill.

You can use that credit towards the electricity you use at night or on especially cloudy days when your system produces less.

Get additional information and resources at our new
Energy Efficient Resource Center

We Make Solar Easy

  • Streamlined Process

    Streamlined Process

  • Local Financing

    Local Financing

  • Expert Service

    Expert Service

  • Payment Deferral Options

    Payment Deferral Options

  • Streamlined Process

    Flexible Terms

  • Local Financing

    Extensive Network of Contractors

  • Expert Service

    Low Rates

  • Payment Deferral Options

    Easy Online Payments

Today’s Solar Loan Rates

Solar and Energy Efficient Loans

Terms

Maximum Loan Amount

APR*

Estimated monthly payment per $1,000

* APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are based on credit worthiness, payment method and loan term. Rates are effective June 1, 2020 and are subject to change without notice.

+ Payment may be deferred for up to 120 days from loan funding. Interest will accrue during the deferral period. Not all borrowers will qualify.
++ Payment may be deferred for up to 90 days from loan funding. Interest will accrue during the deferral period. Not all borrowers will qualify.

Energy Efficient Loans includes Water Conservation program.

Product Details for Solar Product Details for Energy Efficient

Terms

Up to 96 months

Maximum Loan Amount

$80,000

APR*

As low as 4.49%+

Estimated monthly payment per $1,000

$12.42 (at 96 months)

Terms

97 - 144 months

Maximum Loan Amount

$80,000

APR*

As low as 5.49%+

Estimated monthly payment per $1,000

$9.50 (at 144 months)

Terms

145 - 240 months

Maximum Loan Amount

$80,000

APR*

As low as 6.99%++

Estimated monthly payment per $1,000

$7.75 (at 240 months)

Calculate a Loan Payment

WORK WITH US

 
CONTRACTOR NETWORK
Our preferred solar partners are able to offer their customers streamlined financing, competitive rates and flexible loan terms. Ask your solar contractor to join our network today or call us for a list of approved contractors.
 
INTERESTED IN BECOMING A PREFERRED PARTNER?
We’re looking for partners who share our commitment for healthy communities, local economic vitality and preserving the natural environment. Preferred partners enjoy our:

  • Streamlined application process
  • Dedicated solar staff
  • 24/7 automated underwriting
  • Progress payment options
 
ALREADY A PREFERRED PARTNER?
We want to help you grow your business by providing low-cost solar and energy efficiency financing to your valued customers. Check out the partnership for success section.

Need to Make a Payment on an Existing Solar Loan?

For payments from a Wheelhouse account, simply log into Digital Banking and choose the transfer function or ‘Pay Loan’ from the Dashboard.

You can also set up recurring payments or make a one-time payment from an external account or debit card.

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