RESIDENTIAL SOLAR LOANS
We work directly with our valued partners, including over 100 installers across Southern California, so that switching to solar is easy. With low rates and loans up to $80,000, our goal is that solar doesn’t cost you money— now or later — but actually saves you money today and tomorrow.
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Why Consider Solar
A federal tax credit of 26% of the total solar system cost has been extended to be available for systems in place before 12/31/2022. This percentage drastically decreases in 2023 and beyond. Please consult your tax advisor.
You can use that credit towards the electricity you use at night or on especially cloudy days when your system produces less.
Energy Efficient Resource Center
We Make Solar Easy
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Streamlined Process
Streamlined Process
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Local Financing
Local Financing
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Expert Service
Expert Service
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Payment Deferral Options
Payment Deferral Options
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Streamlined Process
Flexible Terms
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Local Financing
Extensive Network of Contractors
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Expert Service
Low Rates
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Payment Deferral Options
Easy Online Payments
Today’s Solar Loan Rates
|
Terms |
Maximum Loan Amount |
APR* |
Estimated monthly payment per $1,000 |
With Inspired Checking2 |
Estimated monthly payment per $1,000 |
|---|---|---|---|---|---|
|
* APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are based on credit worthiness, payment method and loan term. Rates are effective April 1, 2024 and are subject to change without notice. 1 Payment may be deferred for up to 90 days from loan funding. Interest will accrue during the deferral period. Not all borrowers will qualify. 2Inspired Checking Loan Discount – Take 0.25% APR off when you open an Inspired Checking account with a new eligible loan and set up automatic loan payments from the Inspired Checking account (per eligible loan). Inspired Checking is a variable rate account. Rates and APY are subject to change without notice. Inspired Checking requires monthly direct deposits totaling $450 or more, an active online banking registration and eStatements within 90 days of account opening. If requirements are not met and maintained, account will be converted to a Basic Checking Account. Other terms, conditions, services, and restrictions are subject to change without notice. Membership is required. Federally insured by NCUA. Energy Efficient Loans includes Water Conservation program. Product Details for Solar Product Details for Energy EfficientThe CA. SB2, Atkins. Building Homes and Job Act imposes a fee of $75. |
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Terms Up to 96 months1 |
Maximum Loan Amount $80,000 |
APR* 8.24% |
Estimated monthly payment per $1,000 $14.26 |
With Inspired Checking2 7.99% |
Estimated monthly payment per $1,000 $14.13 |
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Terms 97 - 144 months1 |
Maximum Loan Amount $80,000 |
APR* 9.24% |
Estimated monthly payment per $1,000 $11.52 |
With Inspired Checking2 8.99% |
Estimated monthly payment per $1,000 $11.37 |
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Terms 145 - 240 months1 |
Maximum Loan Amount $80,000 |
APR* 9.74% |
Estimated monthly payment per $1,000 $9.48 |
With Inspired Checking2 9.49% |
Estimated monthly payment per $1,000 $9.31 |
Calculate a Loan Payment
Work With Us
We’re looking for partners who share our commitment for healthy communities, local economic vitality and preserving the natural environment. Preferred partners enjoy our:
- Streamlined application process
- Dedicated solar staff
- 24/7 automated underwriting
- Progress payment options
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