Government Shutdown Assistance: With the federal government currently shut down, existing eligible Wheelhouse Members who are federal employees currently furloughed by the government shutdown can now apply for a Relief Line of Credit. Complete this form and a Wheelhouse Representative will contact you.

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AUTO LOAN RATES AS LOW AS 4.74& APR* FOR 48 MONTHS(1)

DISCLOSURES

* APR = Annual Percentage Rate. Rates are effective as of 09/01/2025 and are subject to change without notice. Rates are valid for model years 2022 and newer.

¹ Discounted Rates stated include discounts for using Wheelhouse Credit Union’s auto buying service, New Cars Inc. (NCI), purchasing any two (2) ancillary products, and setting up loan autopay using your Inspired Checking Account. Internal refinances may not be eligible for all discounted rates. Subject to credit and collateral approval. Rates are determined based on creditworthiness and applicable discounts.

• To qualify for a discounted rate of 0.50% on terms up to 66 months or 0.25% on terms between 67-84 months, you must purchase a new or used vehicle using our auto buying service, NCI, and finance your purchase with Wheelhouse Credit Union.
• To qualify for a discounted rate of 0.25%, you must purchase any two (2) ancillary products.
• To qualify for a discounted rate of 0.25%, you must set up automatic loan payments from your Inspired Checking Account on new eligible loans.

For a $20,000 new car loan for a term of 48 months with a 4.74% APR, the monthly payment will be $458.23. For a $20,000 new car loan for a term of 48 months with an 5.74% APR payment will be $467.32.

For a $20,000 new car loan for a term of 66 months with an 4.99% APR, the monthly payment will be $460.50. For a $20,000 new car loan for a term of 66 months with an 5.99% APR payment will be $469.61.

Contact a Team Member for further information. Membership is required.

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How can I refinance my auto loan at a different institution with Wheelhouse?

Wheelhouse offers the most competitive rate options to help you refinance your auto loan from another financial institution. Simply contact us or complete a loan application through the website.

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