woman phone
woman phone
High-Yield Checking

Earn Dividends on Your
Account Balance

with an Inspired Checking Account Learn More

Checking Accounts With Perks Come Standard

Our Inspired Checking Account is the local leader in offering dividends as high as 3.00% APY*! Plus, all Wheelhouse checking accounts come with Debit Rewards, earning points you can redeem for cash back and more.

Secure Online and Mobile Banking

Access your accounts online, 24/7, 365 days a year.

Thousands of Free ATMs

You’ll have access to a large network of over 30,000 surcharge-free CO-OP ATMs nationwide.

Free eStatements

Say goodbye to paper and access your statements securely online instead.

Debit Rewards

Earn 1 reward point for each $3 spent with your Visa Debit Card.

Earn Dividends

You can earn dividends as high as 3.00% APY* on your checking account balance with our Inspired Checking.

Visa Debit Card

Enjoy the worldwide purchasing power of a credit card plus the convenience of an ATM card.


Get Up to $50 Back
on your next purchase at select Arlo products, Costco and more in-store and online retailers.

Earn Double Reward1For every qualifying signature-based transaction made, you’ll earn 1 point for every three dollars ($3) spent.
See qualifying categories

Get 5x points per $1 at
some Denny’s locations, Long Island Mike’s Pizza, Filippi’s Pizza Grotto and more retail stores.

See offer details and more bonus reward opportunities here. Click on VIEW SAMPLE REWARDS. Go to EARN MORE > AMPRE. Search for rewards by Category, Key Words or Zip Code.
Please note: Participating merchants can change, so search often.

Enroll in eStatements

Let’s face it—eStatements are safer, greener, and more convenient than receiving paper statements by mail. Switch today for free and experience the benefits:

  • Get eStatements quicker than mailed statements
  • Have access to the past three years of statements—view, print or save to your computer for offline access
  • Receive alerts when new statements are available
  • Added security—access them securely online, without risk of lost or stolen mail
  • Save trees and paper, and reduce clutter

Log in to Digital Banking to enroll in eStatements

Overdraft Services

Our overdraft service options help give you peace of mind and confidence your transactions will be paid. We offer two kinds of protection:

  • Overdraft by Transfer: At our discretion, we may authorize funds to be transferred from your designated account(s) if you don’t have sufficient funds in your checking account.
  • Bounce Guard Courtesy Pay: For qualified members, we will, at our discretion, cover payment for checks, automatic withdrawals and recurring debit transactions that may overdraw your account. Fees apply.3

Courtesy Pay Authorization Form
See below for additional disclosures for Bounce Guard.

Visa Debit Card

Debit_Card_SmallEnjoy the benefits of a Visa Debit Card with your Wheelhouse Checking account:

  • Easy, safe and convenient—can be used anywhere Visa is accepted
  • No annual fee
  • Compatible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay (consult your device manufacturer for a full list of compatible devices)
  • Provides 100% protection against unauthorized purchases**
  • Get a new/replacement card and change your PIN at any Wheelhouse branch (fees may apply)
  • Earn 1 point for every $3 spent

Debit Rewards Program

With our rewards program, you can earn points each time you use your Wheelhouse Debit Card. Earn 1 point for every $3 spent on signature-based transactions. Redeem your points online for hundreds of amazing different rewards, including:

  • Merchandise (e.g. appliances, electronics and jewelry)
  • Travel and experiences
  • Live concerts, theme parks and sports events
  • Gift cards
  • Cash back
  • Charitable donations

Explore our Rewards site
Log in to Digital Banking to view and redeem rewards

Easily order checks through Deluxe Personal Check Reorder. You can order checks online, by phone at 619-297-4835, or by using our mobile banking app.

You can deposit checks at a deposit-taking CO-OP® ATM, Wheelhouse Branch or remotely through the Mobile App. Be sure to endorse the check before depositing. To do so, turn the check over and sign your name on the back in the designated space.

Ready to open a Wheelhouse Checking Account?

Join Online
Open an Account


Please choose one of the following options:

Reach us by phone

Phone Branch Hours

Monday - Friday: 8:00am to 6:00pm Saturday: 9:00am to 2:00pm


For further assistance, please email us. Do not include account information.
Call Us
Visit Us
Up Arrow Back to Top

You are leaving Wheelhouse® Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products and services accessed through this link are not provided or guaranteed by Wheelhouse® Credit Union. The site you are about to visit may have a privacy policy that is different than Wheelhouse® Credit Union’s. Please review their privacy policy. Wheelhouse® Credit Union does not endorse the content contained in these sites, nor the organizations publishing those sites, and hereby disclaims any responsibility for such content.

Cancel Accept