Discover the Outdoor Adventure

RV and Trailer Loans as low as 8.24% APR^*
for up to 66 months

APPLY FOR A LOAN

Please choose one of the following options:

Flexibility to Fit Your Lifestyle

With terms up to 15 years and financing up to 90% MSRP, you can get the same flexibility with your RV Loan that you will enjoy while you’re on the road.

Use My RV Loan to Finance

With Wheelhouse Credit Union, you can use your RV Loan to finance:

Travel Trailers
Fifth Wheels
Class A Motorhomes
Class B Motorhomes
Class C Motorhomes

RV Loan Features

Terms up to 180 months (15 years)
Financing up to 90% MSRP/KBB/NADA (including tax, title, license) & any ancillary product
up to 0.50% rate discount for purchase of an ancillary product
Fixed monthly payment
No prepayment penalty
Refinance a loan from an outside lender
No application fee on new loans
No payment for 60 days¹

Smooth Application Process

1. Apply Online
2. Receive an application decision
3. Finalize and fund your loan
4. Hit the road with your RV

Ancillary Products

GAP Protection

Protect your RV loan with Guaranteed Asset Protection (GAP). Should your car get stolen or totaled in an accident, GAP will help pay the difference between what you owe and the value of your RV.

Payment Protection

Enroll in Wheelhouse Payment Protection to get relief from the financial burden of delinquency, default, or foreclosure if death, disability or involuntary unemployment should unexpectedly happen to you. Payment Protection will pay your loan payments, relieving you and your family’s worries about paying loans during a time of reduced income.
To enroll, call us at 619‑297‑4835.

RV and Trailer (2021 and Newer)

Terms	Minimum Loan Amount	APR* As low as	Estimated monthly payment per $1,000	Maximum Discounted APR*³ As low as	Estimated monthly payment per $1,000
Rates effective March 1, 2024 * APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change without notice. ³Discounted Rate stated includes discounts for purchasing any ancillary product, and setting up loan autopay using your Inspired Checking Account. Subject to credit and collateral approval. Rates are determined based on creditworthiness and applicable discounts. • To qualify for a discounted rate of 0.25%, you must purchase a Payment Protection ancillary product. • To qualify for a discounted rate of 0.50%, you must purchase a GAP Protection ancillary product. • To qualify for a discounted rate of 0.25%, you must set up automatic loan payments from your Inspired Checking Account on new eligible loans. Contact a Team Member for further information. Other terms, conditions, and restrictions may apply. Inspired Checking is a variable rate account. Rates and APY are subject to change without notice. Inspired Checking requires monthly direct deposits totaling $450 or more, an active online banking registration and eStatements within 90 days of account opening. If requirements are not met and maintained, account will be converted to a Basic Checking Account. Other terms, conditions, services, and restrictions are subject to change without notice. Membership is required. Federally insured by NCUA. See Product Details
Terms Up to 66 months	Minimum Loan Amount $7,500	APR* As low as 8.74%	Estimated monthly payment per $1,000 $19.14	Maximum Discounted APR³ As low as 7.99%*	Estimated monthly payment per $1,000 $18.77
Terms 67 - 96 months	Minimum Loan Amount $25,000	APR* As low as 9.24%	Estimated monthly payment per $1,000 $14.78	Maximum Discounted APR³ As low as 8.49%*	Estimated monthly payment per $1,000 $14.39
Terms 97 - 144 months	Minimum Loan Amount $50,000	APR* As low as 9.74%	Estimated monthly payment per $1,000 $11.80	Maximum Discounted APR³ As low as 8.99%*	Estimated monthly payment per $1,000 $11.37
Terms 145 - 180 months	Minimum Loan Amount $50,000	APR* As low as 10.24%	Estimated monthly payment per $1,000 $10.89	Maximum Discounted APR³ As low as 9.49%*	Estimated monthly payment per $1,000 $10.44

RV and Trailer (2014 - 2020)

Terms	Minimum Loan Amount	APR* As low as	Estimated monthly payment per $1,000	Maximum Discounted APR*³ As low as	Estimated monthly payment per $1,000
Rates effective March 1, 2024 * APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Rates and terms are subject to change without notice. ³Discounted Rate stated includes discounts for purchasing any ancillary product, and setting up loan autopay using your Inspired Checking Account. Subject to credit and collateral approval. Rates are determined based on creditworthiness and applicable discounts. • To qualify for a discounted rate of 0.25%, you must purchase a Payment Protection ancillary product. • To qualify for a discounted rate of 0.50%, you must purchase a GAP Protection ancillary product. • To qualify for a discounted rate of 0.25%, you must set up automatic loan payments from your Inspired Checking Account on new eligible loans. Contact a Team Member for further information. Other terms, conditions, and restrictions may apply. Inspired Checking is a variable rate account. Rates and APY are subject to change without notice. Inspired Checking requires monthly direct deposits totaling $450 or more, an active online banking registration and eStatements within 90 days of account opening. If requirements are not met and maintained, account will be converted to a Basic Checking Account. Other terms, conditions, services, and restrictions are subject to change without notice. Membership is required. Federally insured by NCUA. See Product Details
Terms Up to 66 months	Minimum Loan Amount $7,500	APR* As low as 9.74%	Estimated monthly payment per $1,000 $19.63	Maximum Discounted APR³ As low as 9.24%*	Estimated monthly payment per $1,000 $19.38
Terms 67 - 96 months	Minimum Loan Amount $25,000	APR* As low as 10.24%	Estimated monthly payment per $1,000 $15.30	Maximum Discounted APR³ As low as 9.74%*	Estimated monthly payment per $1,000 $15.04
Terms 97 - 144 months	Minimum Loan Amount $50,000	APR* As low as 10.74%	Estimated monthly payment per $1,000 $12.38	Maximum Discounted APR³ As low as 10.24%*	Estimated monthly payment per $1,000 $12.09
Terms 145 - 180 months	Minimum Loan Amount $50,000	APR* As low as 11.24%	Estimated monthly payment per $1,000 $11.52	Maximum Discounted APR³ As low as 10.74%*	Estimated monthly payment per $1,000 $11.20

Disclosures

¹60-Day Payment Deferral – Payment may be deferred for up to 60 days from loan funding. Interest will accrue during the deferral period. Not all borrowers will qualify.