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NEW Inspired Checking Helps You Earn More

Get where you want to be tomorrow by starting with the right partner today. With Inspired Checking from Wheelhouse, you can earn money when you are not using it. With over 30,000 ATMs nationwide including 45 in Downtown, East County and the South Bay, and local branches run by your neighbors, we'll always be here for you.

  • Earn dividends on balances
  • No Monthly Fees with minimum requirements (See requirements in Checking Overview)
  • Free Digital Banking Access
  • Free Electronic Statements
  • Earn Points with VISA Debit Card

NOT YET a member? Click here to open a membership and select Inspired Checking!

Already a member? Open an Inspired Checking today by clicking here.  


ACCOUNT TYPE Average Daily Balance Dividend Rate APY
Inspired Checking <$10,000.00 .50% .50%
  $10,000.00+ 1.00% 1.00%
Dividend Checking $2,500 and above .05% .05%


Checking   Monthly Service Charge Benefits  
Inspired Checking Earn dividends. No monthly fees. Inspired Checking was built to reward members who maintain a monthly minimum electronic deposit of $450 or more, enrolled in digital banking and e-statements. Account will revert to Basic Checking if these eligibility requirements are not met.


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Basic Checking Just the essentials. None with electronic deposit or $1,500 average daily balance (ADB)

$5.00 otherwise

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Access Checking For members ages 16-22. None
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Access Checking is part of our special Smart-Start Program - accounts developed especially for members ages 16-22. Please ask us for details.

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