Finance the Ride. However You Roam.
Built for Every Adventure
Every vehicle loan shares the same member-first features, so you can borrow with confidence no matter what you drive, ride, or sail.
RV Loan Financing
Turn Every Weekend Into a Vacation
With terms up to 15 years and financing up to 90% MSRP** , you can get the same flexibility with your RV Loan that you will enjoy while you’re on the road. With Wheelhouse Credit Union, you can use your RV Loan to finance: Travel Trailers, Fifth Wheels, Class A/B/C Motorhomes
Ancillary Products
Guaranteed Asset Protection (GAP)
Guaranteed Asset Protection Advantage, or GAP Advantage, is a voluntary, non-insurance program offered as protection on financed vehicle to enhance any standard insurance coverage. It waives the difference between the primary insurance company’s settlement and the payoff of a loan balance up to a certain loan-to-value maximum.
Debt Protection Plan
Debt protection may cancel the outstanding loan balance or cancel the monthly payment without penalty or added interest if an unexpected, covered event were to happen to the borrower.
RV and Trailer Rates*
| Terms | Minimum Loan Amount | APR* as low as2 | Estimated Monthly payment per $1,000 | Maximum Discounted APR*1-3 As low as | Estimated monthly payment per $1,000 |
|---|---|---|---|---|---|
| Up to 66 months | $7,500 | 6.99% | $18.29 | 6.24% | $17.94 |
| 67 - 96 months | $25,000 | 7.49% | $13.88 | 6.74% | $13.50 |
| 97 - 144 months | $50,000 | 7.99% | $10.82 | 7.24% | $10.41 |
| 145 - 180 months | $50,000 | 8.74% | $9.99 | 7.99% | $9.55 |
*APR = Annual Percentage Rate. Rates are effective as of June 1, 2026 and are subject to change without notice.
*APR = Annual Percentage Rate. Rates are effective as of June 1, 2026 and are subject to change without notice.
1Rates as low as include the following discounts on new qualified loans: rate discount of 0.50% when two ancillary products (Debt Protection and GAP Protection) are purchased and get a rate discount of 0.25% for setting up automatic loan payments using your Inspired or Inspired Plus checking account. All loans subject to credit and collateral approval. Contact a Team Member for further information.
2For a $XX,XXX new RV, Trailer, or Boat loan for a term of xx months with a x.xx% APR, the monthly payment will be $xxx. For a $20,000 new RV, Trailer, or Boat loan for a term of xx months with a x.xx% APR, the monthly payment will be $xxx.
30.25% loan rate discount is only available on new eligible loans and require setting up automatic loan payments from an Inspired or Inspired Plus Checking account. One discount per qualifying loan.
Inspired Checking requires the following within 90 days of account opening: initial minimum deposit of $10, at least $450 in recurring monthly direct deposits, active digital banking registration, and enrollment in eStatements. Inspired Plus checking is subject to the same requirements as Inspired checking, plus a $9 monthly fee. If requirements are not met and maintained, the account will be converted to a Basic or Basic Plus Checking account, which may be subject to different terms and conditions and the auto pay discount will be removed. Access to Perks by Wheelhouse® will also be removed when applicable. Contact a Team Member for further information.
Motorcycle Loan Financing
Find Your Favorite Ride
Whether you’re looking to get your favorite motorcycle and explore the open road or simply want to lower your payments, a Motorcycle Loan from Wheelhouse CU can help you do that.
Protect Your Motorcycle and Loan
Enjoy a rate discount when you insure your motorcycle loan with one of the following products:
Guaranteed Asset Protection (GAP)
Guaranteed Asset Protection Advantage, or GAP Advantage, is a voluntary, non-insurance program offered as protection on financed vehicle to enhance any standard insurance coverage. It waives the difference between the primary insurance company’s settlement and the payoff of a loan balance up to a certain loan-to-value maximum.
Debt Protection Plan
Debt protection may cancel the outstanding loan balance or cancel the monthly payment without penalty or added interest if an unexpected, covered event were to happen to the borrower.
Mechanical Breakdown Protection
With Mechanical Breakdown Protection (MBP), you have protection against the increasingly high cost of repairs and associated labor costs for mechanical and electrical vehicle failures. In addition to repairs, MBP provides services such as rental car allowance, tire protection, roadside assistance, and 24/7 towing. MBP is available for both new and used vehicles. This coverage can protect your vehicle after the warranty has expired.
Motorcycle Loan Rates
| Terms | Minimum Loan Amount | APR* As low as | Estimated monthly payment per $1,000 | Maximum Discounted APR*† As low as | Estimated monthly payment per $1,000 |
|---|---|---|---|---|---|
| Up to 48 months | $5,000 | 6.99% | $23.94 | 6.49% | $23.71 |
| 49-66 months | $7,500 | 7.24% | $18.41 | 6.74% | $18.17 |
| 67-75 months | $10,000 | 8.24% | $17.10 | 7.74% | $16.86* |
*APR = Annual Percentage Rate. Rates are effective as of May 1, 2026 and are subject to change without notice.
†0.25% loan rate discount is only available on new eligible loans and require setting up automatic loan payments from an Inspired or Inspired Plus Checking account. One discount per qualifying loan.
Inspired Checking requires the following within 90 days of account opening: initial minimum deposit of $10, at least $450 in recurring monthly direct deposits, active digital banking registration, and enrollment in eStatements. Inspired Plus checking is subject to the same requirements as Inspired checking, plus a $9 monthly fee. If requirements are not met and maintained, the account will be converted to a Basic or Basic Plus Checking account, which may be subject to different terms and conditions and the auto pay discount will be removed. Access to Perks by Wheelhouse® will also be removed when applicable. Contact a Team Member for further information.
Rates as low as are valid for model years 2021 [this date may change] and newer and include the following discounts on new qualified loans: get a rate discount of 0.50% on terms up to 66 months or 0.25% on terms between 67-84 months when you purchase a vehicle using our auto buying service, New Cars Inc. (NCI) and finance it with Wheelhouse® Credit Union; purchase any two (2) ancillary products to get a 0.25% discount on the rate; and set up automatic loan payments via your Inspired Checking Account and get a 0.25% discount. All loans subject to credit and collateral approval. Contact a Team Member for further information.
© 2026 Wheelhouse Credit Union | Federally Insured by NCUA
Based upon a X.XX% APR for XX months, monthly payments would be $XX.XX per $1,000 borrowed.
Boat Loans
Make Waves With A New Boat Loan
Get the Boat you want with payments you can feel good about.
Protection Beyond The Purchase
Add extra protection for your vehicle and enjoy even more savings. Purchase any two eligible protection products and receive an additional 0.25% APR* discount on your boat loan rate.
GAP Protection
Covers the difference between your vehicle’s value and what you owe if it’s totaled or stolen.
Debt Protection
Helps make your loan payments during unexpected life events like disability or job loss.
Mechanical Protection
Extended warranty coverage for repairs and maintenance after your manufacturer warranty expires.
Boat Loan Rates
Life’s adventures aren’t one-size-fits-all. Your financing shouldn’t be either.
| Terms | Minimum Loan Amount | APR* As low as | Estimated monthly payment per $1,000 | Maximum Discounted APR*† As low as | Estimated monthly payment per $1,000 |
|---|---|---|---|---|---|
| Up to 66 months | $7,500 | 10.24% | $19.88 | 9.49% | $19.51 |
| 67 - 96 months | $25,000 | 11.24% | $15.84 | 10.49% | $15.43 |
| 97 - 144 months | $50,000 | 12.24% | $13.28 | 11.49% | $12.83 |
*APR = Annual Percentage Rate. Rates are effective as of June 1, 2026 and are subject to change without notice.
†0.25% loan rate discount is only available on new eligible loans and require setting up automatic loan payments from an Inspired or Inspired Plus Checking account. One discount per qualifying loan.
Inspired Checking requires the following within 90 days of account opening: initial minimum deposit of $10, at least $450 in recurring monthly direct deposits, active digital banking registration, and enrollment in eStatements. Inspired Plus checking is subject to the same requirements as Inspired checking, plus a $9 monthly fee. If requirements are not met and maintained, the account will be converted to a Basic or Basic Plus Checking account, which may be subject to different terms and conditions and the auto pay discount will be removed. Access to Perks by Wheelhouse® will also be removed when applicable. Contact a Team Member for further information.
Rates as low as are valid for model years 2021 [this date may change] and newer and include the following discounts on new qualified loans: get a rate discount of 0.50% on terms up to 66 months or 0.25% on terms between 67-84 months when you purchase a vehicle using our auto buying service, New Cars Inc. (NCI) and finance it with Wheelhouse® Credit Union; purchase any two (2) ancillary products to get a 0.25% discount on the rate; and set up automatic loan payments via your Inspired Checking Account and get a 0.25% discount. All loans subject to credit and collateral approval. Contact a Team Member for further information.
© 2026 Wheelhouse Credit Union | Federally Insured by NCUA
Based upon a X.XX% APR for XX months, monthly payments would be $XX.XX per $1,000 borrowed.
Disclosures
*APR = Annual Percentage Rate. Rates effective as of 07/01/2026 and are subject to change without notice. Rates are based on creditworthiness. All loans subject to credit and collateral approval. Membership required.
160-Day Payment Deferral – Payment may be deferred for up to 60 days from loan funding. Interest will accrue during the deferral period. Not all borrowers will qualify.
**Loan to Value includes tax, title, license, and warranty.