More Reasons to Join
Banking with Wheelhouse means more than great rates. Enjoy exclusive discounts, rewards, protection benefits, and local perks designed to help you save money every day.
Wheelhouse Card Rewards Program
Earn points each time you use your Wheelhouse Visa® Debit and Credit Cards. Earn 1 point for every $1 spent with our Visa Platinum Rewards Credit Card and 1 point for every $3 spent using the Wheelhouse Visa Debit Card on qualifying transactions. Plus, earn additional points throughout the year on qualifying categories.
DOUBLE REWARDS1
CATEGORY: Travel
*Cards: Wheelhouse Visa Debit Card and Visa Platinum Rewards Credit Card.
Promotional Period: June 1 to August 31
- Airlines, Cruise Lines, Bus Lines and Railways
- Car Rentals
- Travel Agencies and Tour Operators
- Lodging such as Hotels, Resorts, Inns
DOUBLE REWARDS1
CATEGORY: Retail
*Cards: Wheelhouse Visa Debit Card and Visa Platinum Rewards Credit Card.
Promotional Period: October 1 to December 31
- Automotive Supplies
- Office Supplies, Computers and Equipment
- Household Supplies, Plumbing and Electrical Equipment
- Men’s, Women’s and Children’s Uniforms and Commercial Clothing
- Florists Supplies, Nursery Stock and Flowers
- Lawn and Garden Supply Stores
- Wholesale Clubs, Grocery Stores, Supermarkets and Department Stores
- Men’s and Boys’ Clothing and Accessories Stores
- Women’s Accessory and Specialty Stores
- Sports Apparel, and Riding Apparel Stores
- Equipment, Furniture and Home Furnishings Stores (except Appliances)
- Sporting Goods Stores
Featured Benefits
Value built into your Membership from day one.
Travel Discounts
Save on popular hotels worldwide with Credit Union Travel, available only for Wheelhouse Members.
Wills & Trusts Planning
Automotive Museum Benefits
Purchase Membership to the San Diego Automotive Museum. Benefits include unlimited visits to the museum, 10% off museum shop purchases, and more.
Debit Card Rewards
Turn everyday purchases into points.
Earn 2X Points
Travel: Airlines, Car Rentals, Hotels, Cruise Lines and more
Retail: Telephone, Cable and other pay television, Electric, Gas and Water
Earn 5X Points
Get 5x points per $1 Spent
Earn bonus points from national, regional and local Restaurants, and Retailers.
Cash Back Offers
Get $9.99 – $25 back on your next purchase at select Sam’s Clubs, Dropbox, Grubhub, and more in-store and online retailers.
Love My Credit Union® Rewards
Access valuable discounts through trusted partners.
Members get exclusive savings of 20% off any estate plan with Trust & Will.
Member, you can save big on tax prep with exclusive member discounts.
Get a free, no obligation quote to learn more about your coverage options and the savings and benefits.
Protect What Matters Most
As a Member of Wheelhouse, you are eligible for $2,000 of free Accidental Death & Dismemberment Coverage.
Our TruStage Auto & Home Insurance program offers you lower rates on auto insurance. Combine home and auto coverage and save up to $509 a year1.
Life insurance can help you protect your family, so we make getting a policy simple and affordable. With TruStage, you can compare options and get instant online quotes.
Inspired Plus Protection Benefits
When you open an Inspired Plus Checking account, you unlock benefits that go far beyond everyday banking.
Cell Phone Protection
Coverage for damage or theft of your cell phone when you pay your monthly bill with your Inspired Plus account.
Identity Theft Assistance
Expert assistance to help resolve identity theft issues and restore your good name quickly.
Roadside Assistance
24/7 roadside anywhere in the U.S. including towing, flat tire changes, jump starts, and lockout service.
Bill Negotiation
Professional negotiators work on your behalf to lower your monthly bills — cable, internet, and more.
Health Savings
Discounts on prescriptions, vision, dental, and telehealth services to help reduce your healthcare costs.
Fuel Savings
Save cents per gallon at participating gas stations nationwide with your Inspired Plus membership.
Credit Monitoring
Stay on top of your credit score with real-time alerts and monthly credit monitoring reports.
Buyer Protection
Extended warranty and purchase protection on eligible items bought with your Inspired Plus debit card.
Local Deals & Discounts
Access hundreds of local deals and discounts from restaurants, entertainment, and services in your area.
Why Members Love Wheelhouse
Need help? We’re here.
Multiple ways to connect with us, whenever you need support.
Call Us
Speak with a member service representative
619-297-4835Mon-Fri: 8am-5pm
Sat: 9am-2pm
Contact Us
Reach out and a team member will follow up
Visit a Branch
Stop by one of our 4 San Diego locations
Disclosures
1 Trust & Will Planning is an online service providing legal forms and information and is an exclusive partner of Love My Credit Union® Rewards.
2 Valid for all movies and showtimes except for special events or private screenings, and will not be replaced if lost or stolen, are non-refundable and carry no expiration date. Subject to surcharge at IMAX, Large Format or 3-D and Premium Locations. Must be redeemed at box office. Tickets can be used at Regal, Edwards and United Artists Theaters.
3 Earn Debit Reward points each time you use your Wheelhouse Visa® debit card on qualifying Non-PIN based point-of-sale (POS) transactions. Qualifying Non-PIN based POS transactions include debit transactions, contactless payments, card swipes, and signature-based transactions. Cash advances and ATM transactions are not considered qualifying transactions. All reward points will post to your account upon verification of qualifying transactions. For every qualified three dollars ($3.00) charged to the cardholder’s enrolled debit card, you will earn one (1) reward point. Log in to Digital Banking to view and redeem points. For a complete list of qualifying categories, visit WheelhouseCU.com/BonusRewards. Contact the Cards & Operations Department at (619) 297-4835 with disputes regarding qualifying transactions.
4 This protection is provided to our Members over the age of 18 at no charge to the Member. You can also purchase additional coverage to protect against accidental loss of life or covered injuries. Wheelhouse Credit Union provides Auto and Home Insurance, Health Insurance, and Life Insurance in agreement with TruStage™.
5 Subject to the terms and conditions detailed in the Guide to Benefits.
6 Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.
7 Billshark®, identity monitoring, and credit monitoring each require additional activation to begin.
8 You’ll receive a one-time activation reward of $0.10 per gallon when you activate BaZing® Fuel. You’ll earn a monthly reward of $0.10 per gallon each month when you have 15 eligible debit card transactions post and settle during the Monthly Qualification Cycle (MQC), which is defined as the first day of the month through the last day of the month. Only transactions posted during the MQC will count towards the monthly reward for that MQC. The following activities do not count toward earning BaZing® Fuel: ATM withdrawals, transfers between accounts, deposit or refund transactions. Transactions posted during the MQC greater than the monthly reward requirement will be stored to count towards a bonus reward of $0.10 per gallon. When you have 50 stored bonus transactions you will earn the bonus reward. You will continue to earn bonus rewards for every 50 stored bonus transactions accrued. If the required monthly reward transaction count is not met during the MQC, no transactions are counted for any reward during that MQC or the bonus reward. BaZing® Fuel is limited to 20 gallons of fuel per purchase, per vehicle, or fraud limits placed by Shell® and/or limits placed on your payment card by your financial institution, each of which may be lower. Refer to the BaZing® Fuel Terms and Conditions for full disclosures. BaZing® Fuel offer may be changed at any time and without notice.
Other restrictions, terms, and conditions may apply. Membership is required.