Access Checking
Perfect for ages 13–25. Access Checking* is designed for younger Members just getting started — no monthly fees, no minimum balance, and all the digital tools you need.
Free Digital Banking
No Monthly Fees
Debit Rewards1
Free Debit Card
Banking built for the next generation.
Access Checking gives Members ages 13–25 all the essentials with no extra cost or complexity. We have all the resources and experts you need to help Members meet their financial goals.
Requirements & Rates
Other Checking Accounts
Disclosures
*Access checking is designed exclusively for members ages 16 to 25 and requires an initial minimum deposit of $25. Members under the age of 18, must have an adult as a joint accountholder on the account. Upon turning age 26, the Access Checking account will automatically convert to a Basic Checking account. Contact a Wheelhouse representative for more information.
Other terms and conditions may apply.
Membership required. Federally Insured by NCUA. ©2026 Wheelhouse Credit Union
1Earn Visa® Rewards Points each time you use your Wheelhouse® Visa® Platinum Rewards credit card on qualifying non-PIN based point-of-sale (POS) transactions. Qualifying non-PIN based POS transactions include contactless payments, card swipes, and signature-based transactions. Cash advances and ATM transactions are not considered qualifying transactions. All reward points will post to your account once qualifying transactions are verified. For every verified $1.00 charged to your Wheelhouse® Visa® Platinum Rewards credit card, you will earn one reward point. Plus, earn additional points throughout the year on qualifying categories.
Log in to digital banking to view and redeem points. For a complete list of qualifying categories, visit WheelhouseCU.com/BonusRewards. Contact the Cards & Operations Department at (619) 297-4835 with questions or disputes regarding qualifying transactions.