IMPORTANT FRAUD ALERT: Fraudsters are impersonating Credit Union employees by text and phone, claiming suspicious account activity. Do not respond or share login credentials, security codes, or debit/credit card information. If you’re unsure, hang up and call 619-297-4835 during business hours or visit our Security Center for scam prevention tips.

The Wheelhouse® Difference

Wheelhouse® Credit Union has been serving San Diegans since 1934 providing value, convenience and highly personalized service to Members living and working in our community. With a bold commitment to sustainability and dedication to causes that improve the life of all San Diegans, our team is committed to leaving San Diego better than we found it.

Member-Owned

You’re not just a customer. For more than 90 years, Members have helped shape how we operate.

Local San Diego Focus

Local since 1934, committed to the people and communities we call home.

Better Rates, Fewer Fees

Because we’re not-for-profit, every decision is made with Member value in mind.

Personalized Service

Personalized service from people who know the community and the people in it.

Why a Credit Union is Different

See how we compare to traditional banks

Wheelhouse Credit Union

Traditional Banks

Ownership

Member-owned cooperative

Ownership

Shareholder-owned corporation

Fees

Lower fees, member-focused

Fees

Higher fees to maximize profit

Rates

Better savings rates, lower loan rates

Rates

Better savings rates, lower loan rates

Who Benefits

Members and community

Who Benefits

Shareholders and executives

Wheelhouse Credit Union
Traditional Banks
Ownership
Member-owned cooperative
Shareholder-owned corporation
Fees
Lower fees, Member-focused
Higher fees to maximize profit
Rates
Better savings rates, lower loan rates
Rates favor bank profits
Who Benefits
Members and community
Shareholders and executives
Become a Member

Started Here.
Serving it Ever Since.

In 1934, our Credit Union was formed by a group of City of San Diego employees determined to provide reliable, convenient and cost effective financial services to those who serve our community. We are San Diego Made®. Now 90+ years later, we continue to be an integral part of the San Diego ecosystem.

As one of the oldest Credit Unions in San Diego, we have grown with our City, and are dedicated to positively impact our Members, our employees, our community, and our planet.

Giving Back in in our Wheelhouse

Our team is actively involved in the community throughout the year, and we’re proud to support a wide variety of organizations and efforts that have a positive impact on our beautiful City.

Our Purpose

To empower our Members and strengthen our community through transparent, Member-focused financial services that prioritize people over profits.

Community

We invest in the neighborhoods and people we serve.

Service

Every interaction is an opportunity to make a difference.

Trust

Transparency and integrity guide everything we do.

Empowerment

We help Members achieve their financial goals.

A Legacy of Local Impact

We’re proud to help our community thrive through local partnerships, volunteerism, and a long-standing commitment to giving back.

24

Community Partner Organizations

$45M

Invested Locally

90+

Years Serving San Diego

IMPACT REPORT

Progress with Purpose

The Wheelhouse Credit Union Annual Report highlights a year of meaningful progress, community impact, and our continued commitment to putting Members first.

Making An Impact With Every Step

Wheelhouse Credit Union has been the exclusive presenting sponsor of the Trailblaze Challenge San Diego since 2020 supporting the event through donations, fundraising, and volunteers.

Join 32,000+ Members

Ready to make the switch?

Switching takes 7 minutes. Keeping more of your money is forever.