Workplace Benefits Banking
A program designed to provide exclusive discounts and services to the employees of our most trusted partners.
Up to $300* can be yours!
As an employee of one of our valued partners, we are proud to offer you exclusive discounts and promotions to help you achieve financial success. As your primary financial institution, you are qualified to receive our exclusive Benefits Banking Package which includes products and services like Inspired Checking, Low Rate Auto Loans, Visa® Credit Cards, High-Yield Term and IRA Certificates and more.
When opening your account(s), be sure to select “I am employed by one of Wheelhouse’s partner employers” in Step 1.
The Wheelhouse® Difference
Wheelhouse® Credit Union has been serving San Diegans since 1934 providing value, convenience and highly personalized service to Members living and working in our community. With a bold commitment to sustainability and dedication to causes that improve the life of all San Diegans, our team is committed to leaving San Diego better than we found it.
Inspired Checking
High yield checking with no monthly minimum balance
Earn up to 3.00% APY* on your everyday Inspired Checking account balance by simply making 20 Debit Card purchase transactions per month, which means your deposits grow over time. Qualifying transactions can be made online, in-person, and more – an easy way to put your money to work with no extra effort. Plus, Wheelhouse debit cards earn Debit Rewards on every signature-based transaction! Redeem your reward points for CASH BACK, gift cards, travel, etc.
Auto Loans
Be in the driver’s seat
We’ll make it easy for you to buy a car or refinance an existing loan at a lower rate. Wheelhouse Credit Union is known for our great rates. We offer flexible terms and a smooth and easy process, so you can get off the lot and out on the road as quickly as possible.
- Competitive rates
- Easy pre-approval process
- No payments for 90 days
- Easy online payments
- Generous loan amounts and flexible terms
- Quick refinancing of an existing auto loan at a lower rate
Credit Cards
Visa® Platinum Credit Card
Our Visa® Platinum Credit Card has no annual fee, a competitive interest rate based on your credit score, and security features that offer peace of mind.
Visa® Platinum Rewards Credit Card
Our Visa® Platinum Rewards Credit Card offers all of the same great benefits as our Platinum Credit Card, and you’ll also earn reward points for every dollar spent on purchases. Redeem them online for hundreds of amazing rewards, including:
- Merchandise
- Travel and experiences
- Live concerts, theme parks and sports events
- Gift cards
- Cash back
- Charitable donations
Employee Advantages
Employees in the program enjoy better rates and lower fees compared to other banking options for checking accounts, auto loans, and credit cards, along with personalized products and services.
Certificates
Our Certificates are the perfect way to encourage savings while earning a higher rate than a Regular Savings Account. Whether 3-month or 5-year Certificate, or something in between, you’re employees will enjoy an impressive return on their investment.
HELOCs
A Home Equity Line of Credit (HELOC) allows employees to use the equity in their home to pay for home renovations, kitchen remodels and other large purchases. Help unlock their dream home with a Wheelhouse HELOC.
Financial Education
Offer on-site or virtual workshops on a variety of topics hosted by a dedicated representative. Additionally, access a huge library of free learning tools covering topics ranging from budgeting, savings, debt management and more.
Bank anywhere
Our award-winning mobile app puts your credit union in your pocket.
Deposit checks instantly with your phone
Send money to friends and family.
Lock or unlock your card instantly.
Track spending and set savings goals.
Featured Benefits
Value built into your Membership from day one.
Local Partner Attractions
As a partner, Wheelhouse Members get discounts on tickets to both the San Diego Zoo and Safari Park. Use promo code 18046.
Discounted Movie Tickets
Members receive access to discounted Regal movie tickets. Tickets available in Wheelhouse branches, while supplies last.
Credit Union Travel
Members get free access to unbeatable rates at 1.2 million hotels worldwide, enjoy flexible bookings, and earn rewards when using your Wheelhouse Visa® Debit Credit Card to book.
Love My Credit Union® Rewards
Access valuable discounts through trusted partners.
Members get exclusive savings of 20% off any estate plan with Trust & Will.
Member, you can save big on tax prep with exclusive member discounts.
Get a free, no obligation quote to learn more about your coverage options and the savings and benefits.
Why Members Love Wheelhouse
Wheelhouse is Committed To Giving Back
Our team is actively involved in the community throughout the year, and we’re proud to support a wide variety of organizations and efforts that have a positive impact on our beautiful City.
Disclosures
*Get up to $300 when you open and maintain an Inspired or Inspired Plus checking account, purchase or refinance an Auto Loan, and open and use a Visa® Credit Card at Wheelhouse Credit Union. Product eligibility is subject to additional qualifications and requirements. All accounts and loans are subject to approval. Rates are determined based on creditworthiness. Offer valid only for current employees of Wheelhouse participating partners; current paystub is required to be eligibile. Limit one banking incentive offer per eligible employee. Subject to change without notice. Once an active partner, informational materials will be provided by your company's HR department. Contact a Team Member for further information. Other terms and conditions may apply.
1$100 will be credited to your new Wheelhouse Credit Union Inspired Checking Account after all requirements have been met and account has been active for 120 days from account opening.
2$100 will be credited to your Wheelhouse Credit Union Savings Account 120 days from account opening with no missed payments on your new or refinanced auto loan. Loan must be booked within six months of new membership.
3$100 will be credited to your Wheelhouse Credit Union Savings Account 120 days from account opening and verification that a minimum $1,000 in transactions have been conducted within 90 days of your new Visa® credit card opening.
*APY = Annual Percentage Yield. Rates effective as of 04/17/2026 and are subject to change without notice. Membership required.