Personalized Auto
Buying Experience
Rates as low as 3.99% APR* for up to 48 months
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Hassle-free purchase experience without stepping into a dealership
New Cars Inc. (NCI) is a trusted partner of Wheelhouse Credit Union; saving Members time and money by providing a hassle-free and safe auto buying experience. With an Auto Loan from Wheelhouse Credit Union, you can start shopping through NCI and enjoy a rate discount of up to 0.50% off our Auto Loan rates.
Personalized, Hassle-Free and Convenient Experience
Shop safely from home
Browse the NCI inventory or talk to an NCI representative about the right vehicle for you. Representatives are available to talk or video conference with you during the process. 
Hassle-free experience
Experienced NCI representatives will search through thousands of available makes and models to find the best vehicle within your budget.
Call 800-748-5747 or Click to Dial
NCI will clean and deliver the vehicle right to your door. Test drive before you sign documents.| Call 800-748-5747 to talk to an NCI Representative |
| SHOP WITH NCI |
Disclosures
*APR = Annual Percentage Rate. Rates are effective as of 02/05/2026 and are subject to change without notice. Rates are valid for model years 2023 and newer.
¹Discounted Rates stated include discounts for using Wheelhouse Credit Union’s auto buying service, New Cars Inc. (NCI), purchasing any two (2) ancillary products, and setting up loan autopay using your Inspired Checking Account. Internal refinances may not be eligible for all discounted rates. Subject to credit and collateral approval. Rates are determined based on creditworthiness and applicable discounts.
• To qualify for a discounted rate of 0.50% on terms up to 66 months or 0.25% on terms between 67-84 months, you must purchase a new or used vehicle using our auto buying service, NCI, and finance your purchase with Wheelhouse Credit Union.
• To qualify for a discounted rate of 0.25%, you must purchase any two (2) ancillary products.
• To qualify for a discounted rate of 0.25%, you must set up automatic loan payments from your Inspired Checking Account on new eligible loans.
For a new car loan for a term of 48 months with a 3.99% APR, the monthly payment will be $22.57 per $1,000 borrowed. For a used car loan for a term of 48 months with a 4.99% APR, the monthly payment will be $23.02 per $1,000 borrowed.
Contact a Team Member for further information. Other terms, conditions, and restrictions may apply. Membership is required. Federally insured by NCUA © 2026 Wheelhouse Credit Union