High-Yield Liquid Savings
MAXIMIZE
EVERY DOLLAR
Earn up to 3.75% APY* with no hidden fees!
All Wheelhouse Savings Accounts Include
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Do it all with 24/7 Digital Banking
Free online and mobile banking, access your accounts online, 24/7, 365 days a year.
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Debit Rewards2
With our rewards program, you can earn points each time you use your Wheelhouse Visa® Debit Card. Earn 1 point for every $3 spent on signature-based transactions.
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Security You Can Count On
Use multi-factor authentication and integrated device security such as fingerprint and facial recognition to access your accounts.
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Over 30,000 surcharge free ATMs
You’ll have access to a large network of surcharge-free ATMs nationwide.
How does your Bank Compare?
It’s time to unlock the full potential of your money, compare the cost of banking somewhere else.
Rates effective as of 09/09/2024 and are subject to change without notice. Sources include Bank of America, Citibank, Chase and Wells Fargo.
The Wheelhouse Difference
Wheelhouse Credit Union has been serving San Diegans since 1934 providing value, convenience and highly personalized service to Members living and working in our community. With a bold commitment to sustainability and dedication to causes that improve the life of all San Diegans, our team is committed to leaving San Diego better than we found it.
No terms,
no tiers,
no worries.
Get your account up and running in minutes.
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1
Tell us about yourself.
Answer a few quick questions to get you started. -
2
Add money to your account.
As soon as you deposit or transfer funds you’ll earn interest. -
3
Enjoy our streamlined experience.
We take pride in putting our Members first. We have all the resources and experts you need to help you meet your financial goals.
Wheelhouse® is Committed To Giving Back
Our team is actively involved in the community throughout the year, and we’re proud to support a wide variety of organizations and efforts that have a positive impact on our beautiful City.
Frequently Asked Questions
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Q: Does Inspired Checking accounts have fees?
No. Wheelhouse account holders don’t pay any overdraft fees, minimum balance fees, monthly service fees, or ATM fees.
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Q: What is the APY on Wheelhouse Inspired Checking account?
Wheelhouse Inspired Checking account holders can currently earn up to 3.00% APY* on their checking balance, which is 30x the national average checking rate.
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Q: How do I withdraw money from my Wheelhouse checking account?
You can use any one of the 30,000+ CoOp ATMs to withdraw money from your Wheelhouse checking account, fee-free. You can also visit any of our four conveniently located branches in San Diego County, or access over 5,600 Shared Branch locations throughout the United States.
Ready to open a Wheelhouse Account?
Disclosures
* APY = Annual Percentage Yield. Rates effective as of 09/04/2024 and are subject to change without notice. Membership required.
1 High-Yield Savings accounts require an active digital banking registration and enrollment to eStatements. For primary High-Yield Savings accounts, an initial opening deposit of $5 is required. To avoid account closure, you must maintain a minimum balance of $1 at all times. Non-Primary High Yield Savings Accounts require a $5 opening deposit, but have no minimum balance requirements. High-Yield Savings accounts are variable rate accounts. The APY may change after account opening. Fees could reduce earnings on the account. Dividends will be compounded and credited on a monthly basis. See account disclosure for full details or contact a Team Member for further information.
2 Earn Debit Rewards Points each time you use your Wheelhouse® Visa® debit card on qualifying non-PIN based point-of-sale (POS) transactions. Qualifying non-PIN based POS transactions include debit transactions, contactless payments, card swipes, and signature-based transactions. Cash advances and ATM transactions are not considered qualifying transactions. All reward points will post to your account once qualifying transactions are verified. For every verified $3.00 spent using your Wheelhouse® Visa® debit card, you will earn one reward point. Plus, earn additional points throughout the year on qualifying categories.
Log in to digital banking to view and redeem points. For a complete list of qualifying categories, visit WheelhouseCU.com/BonusRewards. Contact the Cards & Operations Department at (619) 297-4835 with questions or disputes regarding qualifying transactions.