IMPORTANT FRAUD ALERT: Fraudsters are impersonating Credit Union employees by text and phone, claiming suspicious account activity. Do not respond or share login credentials, security codes, or debit/credit card information. If you’re unsure, hang up and call 619-297-4835 during business hours or visit our Security Center for scam prevention tips.
Simple, flexible banking with no monthly fees and real support from people who know your community.
Simple, flexible banking with no monthly fees and real support from people who know your community.
Account options offer perks like rewards, low or no fees, and higher dividend opportunities. Earn 1 reward point for each $3 spent with your Wheelhouse Visa® Debit Card.
Members choose the combination of rates, perks, and requirements that best fit their financial goals and lifestyle.
Digital banking tools, mobile deposit, Zelle®, debit rewards, and fraud protection provide the same modern conveniences people expect from larger institutions.
Local teams bring a firsthand understanding of the community and the everyday financial realities of San Diegans.
Account options offer perks like rewards, low or no fees, and higher dividend opportunities. Earn 1 reward point for each $3 spent with your Wheelhouse Visa® Debit Card.
Members choose the combination of rates, perks, and requirements that best fit their financial goals and lifestyle.
Digital banking tools, mobile deposit, Zelle®, debit rewards, and fraud protection provide the same modern conveniences people expect from larger institutions.
Local teams bring a firsthand understanding of the community and the everyday financial realities of San Diegans.
Account options offer perks like rewards, low or no fees, and higher dividend opportunities. Earn 1 reward point for each $3 spent with your Wheelhouse Visa® Debit Card.
Members choose the combination of rates, perks, and requirements that best fit their financial goals and lifestyle.
Digital banking tools, mobile deposit, Zelle®, debit rewards, and fraud protection provide the same modern conveniences people expect from larger institutions.
Local teams bring a firsthand understanding of the community and the everyday financial realities of San Diegans.
Account options offer perks like rewards, low or no fees, and higher dividend opportunities. Earn 1 reward point for each $3 spent with your Wheelhouse Visa® Debit Card.
Members choose the combination of rates, perks, and requirements that best fit their financial goals and lifestyle.
Digital banking tools, mobile deposit, Zelle®, debit rewards, and fraud protection provide the same modern conveniences people expect from larger institutions.
Local teams bring a firsthand understanding of the community and the everyday financial realities of San Diegans.
See how we compare to big banks
*APR = Annual Percentage Rate. APY = Annual Percentage Yield. Rates subject to change.
Members Served
Years in Business
Assets Under Management
Local Branches
| Terms | APR* As low as | Estimated Monthly Payment per $1,000 | Discounted APR*1 As low as | Estimated Discounted Monthly Payment per $1,000 |
|---|---|---|---|---|
| Up to 48 mos | 5.24% | $23.14 | 4.24% | $22.69 |
| Up to 66 mos | 5.49% | $17.59 | 4.49% | $17.13 |
| 67 - 75 mos | 5.99% | $16.02 | 5.25% | $15.66 |
| 76 - 84 mos | 6.74% | $14.97 | 5.99% | $14.60 |
* APR = Annual Percentage Rate. Rates are effective as of 03/19/2026 and are subject to change without notice.
1 Discounted Rates stated include discounts for using Wheelhouse Credit Union’s auto buying service, New Cars Inc. (NCI), purchasing any two (2) ancillary products, and setting up loan auto-pay using your Inspired Checking Account. Internal refinances may not be eligible for all discounted rates. Subject to credit and collateral approval. Rates are determined based on credit-worthiness and applicable discounts.
Contact a Team Member for further information. Other terms, conditions, and restrictions may apply. Membership is required. Federally insured by NCUA.
| Type | Date | |
|---|---|---|
| Visa | March 19, 2026 | 03/19/2026 |
| Deposits | March 19, 2026 | 03/19/2026 |
| Loans | March 19, 2026 | 03/19/2026 |
| Fee Schedule | March 19, 2026 | 03/19/2026 |
| Mortgage | March 19, 2026 | 03/19/2026 |
| HELOC | March 19, 2026 | 03/19/2026 |
Dates effective as of right now.
| Header Column A | Header Col B |
|---|---|
| Value ABCDE | Value ABCDE |
| Value ABCDE | Value ABCDE |
Mon - Tue 9:00am - 5:00pm
Wed 10:00am - 5:00pm
Thur - Fri 9:00am - 5:00pm
Mon - Tue 8:30am - 4:00pm
Wed 10:00am - 4:00pm
Thur 8:30am - 4:00pm
Fri 8:30am - 5:00pm
Mon - Tue 9:00am - 5:00pm
Wed 10:00am - 5:00pm
Thur - Fri 9:00am - 5:00pm
Sat 9:00am - 2:00pm
Mon - Tue 9:00am - 5:00pm
Wed 10:00am - 5:00pm
Thur - Fri 9:00am - 5:00pm
*Rates effective as of 05/17/2026
