man sitting on couch using laptop

Energy Efficient
Resource Center

Apply Today

APPLY FOR A LOAN

Please choose one of the following options:

Reach us by phone

Contact Center Hours

Monday - Friday:
8:00am to 6:00pm
Saturday:
9:00am to 2:00pm

Email

For further assistance, please email us. Do not include account information.

Wheelhouse Credit Union has been serving San Diego for over 85 years and we are passionate about helping our Members and our beautiful City thrive.
Wheelhouse is proud to provide this Resource Center to help you learn about energy efficient options, their benefits, and our best offers to help you achieve your green energy goals.


FINANCE YOUR SOLAR LOAN WITH

San Diego’s #1 Solar Financing Lender

ENJOY OUR BEST OFFER
 
RATES AS LOW AS
4.49% APR*
  FOR UP TO
8 years
(96 months)
  FINANCE UP TO
$80,000
  NO PAYMENT FOR UP TO
120 Days+
(4 months)
 
Or Choose the Option That’s Best for You
 
Rates as low as 5.49% APR*
For up to 12 years (144 months)
Finance up to $80,000
No payment for up to 120 Days (4 months)+
  Rates as low as 6.99% APR*
For up to 20 years (240 months)
Finance up to $80,000
No payment for up to 90 Days (4 months)++

Solar and Energy Efficient Loans

Terms

Maximum Loan Amount

APR*

Estimated monthly payment per $1,000

* APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are based on credit worthiness, payment method and loan term. Rates are effective June 1, 2020 and are subject to change without notice.

+ Payment may be deferred for up to 120 days from loan funding. Interest will accrue during the deferral period. Not all borrowers will qualify.
++ Payment may be deferred for up to 90 days from loan funding. Interest will accrue during the deferral period. Not all borrowers will qualify.

Energy Efficient Loans includes Water Conservation program.

Product Details for Solar Product Details for Energy Efficient

Terms

Up to 96 months

Maximum Loan Amount

$80,000

APR*

As low as 4.49%+

Estimated monthly payment per $1,000

$12.42 (at 96 months)

Terms

97 - 144 months

Maximum Loan Amount

$80,000

APR*

As low as 5.49%+

Estimated monthly payment per $1,000

$9.50 (at 144 months)

Terms

145 - 240 months

Maximum Loan Amount

$80,000

APR*

As low as 6.99%++

Estimated monthly payment per $1,000

$7.75 (at 240 months)

Use Your Energy Efficient Loan For

  • A Solar System

    A Solar System

  • A Solar Battery System

    A Solar Battery System

  • Xeriscape Landscaping

    Xeriscape Landscaping

  • Heating & Air Conditioning

    Heating & Air Conditioning

  • A Solar System

    Energy-Efficient Windows

  • A Solar Battery System

    Roofing

  • Xeriscape Landscaping

    Energy-Efficient Appliances

  • Heating & Air Conditioning

    Car Charging Systems

Energy-Efficient Vehicles

Thinking about purchasing an energy-efficient vehicle? Save gas, reduce your carbon footprint, and get an energy-efficient discount when you finance through Wheelhouse Credit Union.

Right now, you can get your Auto Loan for as low as 2.99% APR* for 75 months1.

Apply Now
Man charging energy efficient car

Wheelhouse Makes It Easy

Simple Approval Process

Applying for an Energy-Efficient Loan is fast and easy. You’ll need:

  1. Driver’s License or other form of government issued identification
  2. Paystub or Gross Monthly Income
  3. Work Address and Telephone Number
  4. Mother’s Maiden Name
  5. A Personal Reference and their Telephone Number

If you have a joint applicant, the information above will be needed for both.

Easily Make Payments

Making payments is easy, especially when you set up automatic transfer from your Wheelhouse Checking or Savings Account.

Don’t have one yet? Open an Inspired Checking Account2 and earn up to 1.00% APY** on your balances.

Plus, with an Inspired Checking Account, you can enjoy:

  • No monthly service fee2
  • Earn reward points on your Visa® Debit Card
  • Free eStatements

OPEN AN ACCOUNT

Please choose one of the following options:

Reach us by phone

Contact Center Hours

Monday - Friday:
8:00am to 6:00pm
Saturday:
9:00am to 2:00pm

Email

For further assistance, please email us. Do not include account information.

Solar Benefits

Tax Credit

When you buy a residential solar PV system, you may be eligible for a “Residential Renewable Energy” federal investment tax credit. Please consult your tax advisor.

Sell Extra Energy

If you produce more electricity than you can consume, you can use net metering to feed it back into the grid for credit on your electric bill.

Go Green

Show our planet some love and support San Diego’s commitment to 100% clean energy.

Read More

 

Be Prepared to go Off the Grid

A Home Battery Storage System will allow you to never worry about when you might lose power. San Diego Gas & Electric (SDG&E) will occasionally turn off power in several communities around the County, and we want to make sure you are ready for it.

Learn More
Electricity Meter

Disclosures

* APR = Annual Percentage Rate
** APY = Annual Percentage Yield
+ Payment may be deferred for up to 120 days from loan funding. Interest will accrue during the deferral period. Not all borrowers will qualify.
++ Payment may be deferred for up to 90 days from loan funding. Interest will accrue during the deferral period. Not all borrowers will qualify.
1 Rates and terms are effective June 1, 2020 and are subject to change without notice. All loans are subject to credit approval. Internal refinances are not eligible. Rate stated, for up to 75 months, is valid for model years 2017 and newer. Based upon a 2.99% APR for 75 months, monthly payments would be $14.63 per $1,000 borrowed. Vehicles purchased through New Cars Inc. (NCI), are eligible for a rate discount. Other rates and terms available. Restrictions and conditions may apply.
2 Inspired Checking requires monthly direct deposit of $450 or more, an active online banking registration and eStatements within 90 days of account opening. Electronic deposits are defined as ACH or Automatic Clearing House deposits. If requirements are not met and maintained, account will be converted to a Basic Checking Account.

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