Wheelhouse Credit Union has been serving San Diego for over 90 years and we are passionate about helping our Members and our beautiful City thrive.
Wheelhouse is proud to provide this Resource Center to help you learn about energy efficient options, their benefits, and our best offers to help you achieve your green energy goals.
San Diego’s #1 Solar Financing Lender
7.24% APR*
8 Years(96 months)
$80,000
90 Days+(3 months)
For up to 12 years (144 months)
Finance up to $80,000
No payment for up to 90 Days+ (3 months)
For up to 20 years (240 months)
Finance up to $80,000
No payment for up to 90 Days+ (3 months)
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Terms |
Maximum Loan Amount |
APR* |
Estimated monthly payment per $1,000 |
With Inspired Checking2 |
Estimated monthly payment per $1,000 |
|---|---|---|---|---|---|
|
* APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are based on credit worthiness, payment method and loan term. Rates are effective October 1, 2024 and are subject to change without notice. 1 Payment may be deferred for up to 90 days from loan funding. Interest will accrue during the deferral period. Not all borrowers will qualify. 2Inspired Checking Loan Discount – Take 0.25% APR off when you open an Inspired Checking account with a new eligible loan and set up automatic loan payments from the Inspired Checking account (per eligible loan). Inspired Checking is a variable rate account. Inspired Checking requires monthly direct deposits totaling $450 or more, an active online banking registration and eStatements within 90 days of account opening. If requirements are not met and maintained, account will be converted to a Basic Checking Account. Other terms, conditions, services, and restrictions are subject to change without notice. Membership is required. Federally insured by NCUA. Energy Efficient Loans includes Water Conservation program. Product Details for Solar Product Details for Energy EfficientThe CA. SB2, Atkins. Building Homes and Job Act imposes a fee of $75. |
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Terms Up to 96 months1 |
Maximum Loan Amount $80,000 |
APR* 7.24% |
Estimated monthly payment per $1,000 $13.75 |
With Inspired Checking2 6.99% |
Estimated monthly payment per $1,000 $13.63 |
|
Terms 97 - 144 months1 |
Maximum Loan Amount $80,000 |
APR* 8.24% |
Estimated monthly payment per $1,000 $10.96 |
With Inspired Checking2 7.99% |
Estimated monthly payment per $1,000 $10.82 |
|
Terms 145 - 240 months1 |
Maximum Loan Amount $80,000 |
APR* 8.74% |
Estimated monthly payment per $1,000 $8.83 |
With Inspired Checking2 8.49% |
Estimated monthly payment per $1,000 $8.67 |
Use Your Energy Efficient Loan For
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A Solar Power System
A Solar Power System
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Home Battery Energy System
Home Battery Energy System
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Xeriscape Landscaping
Xeriscape Landscaping
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Heating & Air Conditioning
Heating & Air Conditioning
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A Solar Power System
Energy-Efficient Windows
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Home Battery Energy System
Roof Repair or Replacement
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Xeriscape Landscaping
Energy-Efficient Appliances
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Heating & Air Conditioning
Car Charging Systems
Wheelhouse Makes It Easy
Simple Approval Process
Applying for an Energy Efficient Loan is fast and easy. You’ll need:
- Driver’s License or other form of government issued identification
- Paystub or Gross Monthly Income
- Work Address and Telephone Number
- Mother’s Maiden Name
- A Personal Reference and their Telephone Number
If you have a joint applicant, the information above will be needed for both.
Easily Make Payments
Making payments is easy, especially when you set up automatic transfer from your Wheelhouse Checking or Savings Account.
Don’t have one yet? Open an Inspired Checking Account1 and earn high-yield dividends on your balances.
Plus, with an Inspired Checking Account, you can enjoy:
- No monthly service fee1
- Earn reward points on your Visa® Debit Card
- Free eStatements
Solar Benefits
Tax Credit
When you buy a residential solar power system, you may be eligible for a “Residential Renewable Energy” federal investment tax credit. Please consult your tax advisor.
Sell Extra Energy
If you produce more electricity than you can consume, you can use net metering to feed it back into the grid for credit on your electric bill.
Go Green
Show our planet some love and support San Diego’s commitment to 100% clean energy.
Be Prepared to go Off the Grid
A Home Battery Storage System will allow you to never worry about when you might lose power. San Diego Gas & Electric (SDG&E) will occasionally turn off power in several communities around the County, and we want to make sure you are ready for it.
Learn More
Disclosures
* APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are based on credit worthiness, payment method and loan term. Rates are effective October 1, 2024 and are subject to change without notice. UCC-1 lien may be recorded on the property.
+ Payment may be deferred for up to 90 days from loan funding. Interest will accrue during the deferral period. Not all borrowers will qualify.
1 Inspired Checking requires monthly direct deposit of $450 or more, an active online banking registration and eStatements within 90 days of account opening. Electronic deposits are defined as ACH or Automatic Clearing House deposits. If requirements are not met and maintained, account will be converted to a Basic Checking Account.