IMPORTANT FRAUD ALERT: Fraudsters are impersonating Credit Union employees by text and phone, claiming suspicious account activity. Do not respond or share login credentials, security codes, or debit/credit card information. If you’re unsure, hang up and call 619-297-4835 during business hours or visit our Security Center for scam prevention tips.

Good Banking Shouldn’t Be A Premium Add-On

Every Wheelhouse Checking Account Includes:

Online & Mobile Banking

Pay bills, deposit checks, send money, and manage your digital wallet all in the Wheelhouse app.

Overdraft Protection Options

Automatic transfer of funds from your designated account(s) if you don't have sufficient funds.

Debit Rewards

Everyday purchases become everyday value with simple rewards designed for real life.

Person-to-Person Payments

Use Zelle® for a fast, safe, and easy way to pay your friends and family.

Easy Access with Direct Deposit

Your paycheck, tax refund, or government benefits are deposited straight into your account.

Photograph of San Diego at golden hour

Access Checking

From school to first apartment. Access Checking helps teens and young adults learn real-world money management while parents can still stay connected and informed.

No monthly fees (ages 13-25)

A good first step towards smart banking habits

Budgeting tools

Built-in mobile app features

Bill Pay (for 18+)

Free resources and workshops

Wheelhouse Visa® Debit Card

Earn Debit Rewards points for all those taps and swipes.

Parental Access Option

You can monitor and help them build money management skills

Photograph of San Diego at golden hour
Photograph of San Diego at golden hour

Inspired Plus Checking

A checking account packed with benefits that can help you save money and cancel a few monthly subscriptions along the way.

Premium Benefits

Money saving and protection benefits that help to make your life easier and potentially save you over $1,000/year

3.00% APY*

Let your money work while it waits with rates that can outpace many traditional banks and credit unions

Enhanced Overdraft Protection

Extra safety net for life's happy accidents

Priority Support

Dedicated service team

All inspired Features

Plus everything from Inspired Checking