Turn Every Weekend Into a Vacation
Finance up to 90% of MSRP with terms up to 15 years, giving you more flexibility for the adventures ahead.
Low Rates & Flexible Terms
Fast Approval
No Payments for up to 60 Days1
Easy Online Process
Flexibility to Fit Your Lifestyle
RV & Trailer Loan Features
Spend more time exploring and less time worrying.
(15 years)
MSRP/KBB/NADA (including tax, title, license) & any ancillary product
RV & Trailor Loan Rates
Life’s adventures aren’t one-size-fits-all. Your financing shouldn’t be either.
| Terms | Minimum Loan Amount | APR* as low as | Estimated Monthly payment per $1,000 | Maximum Discounted APR*1-2 As low as | Estimated monthly payment per $1,000 |
|---|---|---|---|---|---|
| Up to 66 months | $7,500 | 6.99% | $18.29 | 6.24% | $17.94 |
| 67 - 96 months | $25,000 | 7.49% | $13.88 | 6.74% | $13.50 |
| 97 - 144 months | $50,000 | 7.99% | $10.82 | 7.24% | $10.41 |
| 145 - 180 months | $50,000 | 8.74% | $9.99 | 7.99% | $9.55 |
*APR = Annual Percentage Rate. Rates are effective as of August 1, 2026 and are subject to change without notice.
1Rates as low as include the following discounts on new qualified loans: rate discount of 0.50% when two ancillary products (Debt Protection and GAP Protection) are purchased and get a rate discount of 0.25% for setting up automatic loan payments using your Inspired or Inspired Plus checking account. All loans subject to credit and collateral approval. Contact a Team Member for further information.
20.25% loan rate discount is only available on new eligible loans and require setting up automatic loan payments from an Inspired or Inspired Plus Checking account. One discount per qualifying loan.
Inspired Checking requires the following within 90 days of account opening: initial minimum deposit of $10, at least $450 in recurring monthly direct deposits, active digital banking registration, and enrollment in eStatements. Inspired Plus checking is subject to the same requirements as Inspired checking, plus a $9 monthly fee. If requirements are not met and maintained, the account will be converted to a Basic or Basic Plus Checking account, which may be subject to different terms and conditions and the auto pay discount will be removed. Access to Perks by Wheelhouse® will also be removed when applicable. Contact a Team Member for further information.
Protection Beyond The Purchase
Add extra protection for your vehicle and enjoy even more savings. Purchase any two eligible protection products and receive an additional 0.25% APR* discount on your auto loan rate.
GAP Protection
Covers the difference between your vehicle’s value and what you owe if it’s totaled or stolen.
Debt Protection
Helps make your loan payments during unexpected life events like disability or job loss.
Mechanical Protection
Extended warranty coverage for repairs and maintenance after your manufacturer warranty expires.
How it works
Getting your auto loan is simple and straightforward
Complete our simple online application in minutes from anywhere.
Receive a quick decision and know your approved amount.
Shop with confidence knowing you have financing ready.
Complete the paperwork and hit the road in your new vehicle.
Calculate your payment
See what your monthly payment could be with our RV and Trailer loan calculator.
Ready to get started?
Apply for your RV or Trailor loan today and experience the Wheelhouse difference. Fast approval, competitive rates, and exceptional service.
Frequently Asked Questions
Answers to your most common RV and Trailer Loan questions.
Wheelhouse Credit Union finances many types of recreational vehicles, including motorhomes, travel trailers, fifth wheels, and campers. Contact us if you have questions about a specific RV or trailer.
Yes. We offer financing for both new and used RVs and trailers, giving you more flexibility to find the right fit for your travel lifestyle and budget.
RV loan terms vary based on the vehicle, loan amount, and qualifications. Flexible repayment options can help you choose a monthly payment that works best for your budget.
Disclosures
*APR = Annual Percentage Rate. Rates effective as of 08/01/2026 and are subject to change without notice. Rates are based on creditworthiness. All loans subject to credit and collateral approval. Membership required.
1Payment may be deferred for up to 60 days from loan funding. Interest will continue to accrue during the deferral period.
2Rates as low as include the following discounts on new qualified loans: rate discount of 0.50% when two ancillary products (Debt Protection and GAP Protection) are purchased and get a rate discount of 0.25% for setting up automatic loan payments using your Inspired or Inspired Plus checking account. All loans subject to credit and collateral approval. Contact a Team Member for further information.
40.25% loan rate discount is only available on new eligible loans and require setting up automatic loan payments from an Inspired or Inspired Plus Checking account. One discount per qualifying loan.
Inspired Checking requires the following within 90 days of account opening: initial minimum deposit of $10, at least $450 in recurring monthly direct deposits, active digital banking registration, and enrollment in eStatements. Inspired Plus checking is subject to the same requirements as Inspired checking, plus a $9 monthly fee. If requirements are not met and maintained, the account will be converted to a Basic or Basic Plus Checking account, which may be subject to different terms and conditions and the auto pay discount will be removed. Access to Perks by Wheelhouse® will also be removed when applicable. Contact a Team Member for further information.