Two cards.
Two approaches.
No Annual Fee1.
Choose the card that best matches your spending habits, with no annual fee either way.
Cash Back & Rewards
Low Rates
Build Credit
Fraud Protection
Low rates. No hidden fees.
Wheelhouse Visa® Credit Cards include everything you need without the pesky fees.
Visa® Zero Liability Policy protects you if your card is lost, stolen, or if fraudulent activity occurs.
Visa® Platinum Rewards Credit Card
Maximize everyday spending with generous cash back rewards and valuable perks.
Low rates: 13.75% - 25.75% APR*
No annual fee
Earn rewards on signature-based transactions: $1 spent = 1 point 2
Receive $100 cash back for just 12,000 points
Visa® Platinum Credit Card
For those looking to save on interest with our lowest rate and special balance transfer offers.
Low rates: 12.99% - 24.99% APR*
No balance transfer fees
Competitive ongoing rate after intro period
No annual fee
All cards include
Essential features that come standard with every Wheelhouse Visa Credit Card
Zero liability for unauthorized purchases
Tap to pay for faster, secure
transactions
Apple Pay, Google Pay, and Samsung Pay ready
Consolidate debt and save on interest
Stay informed about every transaction
Lock and unlock your card instantly
Use your card abroad without extra changes
Member service always available
Pay your way
Add your Wheelhouse Visa Credit Card to your favorite digital wallet for fast, secure payments.
Use with iPhone, iPad, Apple Watch, and Mac
Compatible with Android devices and Chrome
Works with Samsung Galaxy devices
Manage your card directly from the Wheelhouse mobile app
Frequently Asked Questions
Everything you need to know about our credit cards.
Credit union credit cards often offer competitive interest rates, fewer fees, and Member-focused benefits compared to many traditional bank credit cards. Depending on the card you choose, you may also enjoy rewards on top of fraud protection, digital wallet compatibility, and convenient account management tools.
You can earn bonus reward with The Visa Platinum Rewards Credit Card from Wheelhouse. Earn points on qualifying purchases.
Yes. Credit union credit cards issued through major payment networks such as Visa® are accepted at millions of merchants worldwide, both in-store and online.
The best credit card depends on your goals. If you want to earn rewards on everyday purchases, a rewards credit card may be a good fit. If you prefer a straightforward card with a competitive rate and no-frills simplicity, a basic credit card may better match your needs. The advantage of a credit union is having options designed around different lifestyles and spending habits.
No, there are no Annual Fees with Wheelhouse Visa Credit Cards.
Apply Today
Ready to get started?
Choose the credit card that fits your lifestyle and start enjoying the benefits today.
Disclosures
*APR = Annual Percentage Rate. Rates effective as of 07/01/2026 and are subject to change without notice. Rates are based on creditworthiness. All loans subject to credit and collateral approval. Membership required.
1See the Visa Credit Card Rates and Terms for details.
2Earn Visa® Rewards Points each time you use your Wheelhouse® Visa® Platinum Rewards credit card on qualifying non-PIN based point-of-sale (POS) transactions. Qualifying non-PIN based POS transactions include contactless payments, card swipes, and signature-based transactions. Cash advances and ATM transactions are not considered qualifying transactions. All reward points will post to your account once qualifying transactions are verified. For every verified $1.00 charged to your Wheelhouse® Visa® Platinum Rewards credit card, you will earn one reward point. Plus, earn additional points throughout the year on qualifying categories.
Log in to digital banking to view and redeem points. For a complete list of qualifying categories, visit WheelhouseCU.com/BonusRewards. Contact the Cards & Operations Department at (619) 297-4835 with questions or disputes regarding qualifying transactions.