Securing your tomorrow starts today.

A savings account at Wheelhouse provides a safe place to grow your money while earning dividends. Because Wheelhouse and other credit unions are Member-owned, they often offer competitive savings rates, lower fees, and a more personalized banking experience than many traditional banks.

Yes. Deposits at federally insured credit unions are protected by the National Credit Union Administration (NCUA) for up to $250,000 per depositor, per ownership category, similar to FDIC insurance at banks.

Most savings accounts allow you to access your funds through online banking, mobile banking, transfers, and branch visits. Savings accounts are designed to keep your money available while helping it grow over time.

While rates vary by institution, Wheelhouse Credit Union is known for offering competitive savings, money market, and Certificate rates because we return value to Members instead of outside shareholders. Typically, these rates are higher than traditional national banks.

A savings account offers easy access to your funds and steady growth. A money market account may offer higher earnings on larger balances while maintaining accessibility. A Certificate typically provides a fixed rate for a set term in exchange for keeping funds on deposit until maturity.

Keeping your savings at Wheelhouse helps support local lending, strengthens the community, and allows your money to stay invested in the people, businesses, and organizations that make your community thrive.

The best savings account depends on how you plan to use your money. Basic savings accounts are ideal for emergency funds and everyday goals, money market accounts can provide higher earning potential with accessibility, and Certificates may be a good choice for long-term savings with guaranteed rates.