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Your low-rate Credit Card is an acceptance away Accept Offer

This Holiday Season, Earn More

It’s hard to find a low-rate credit card that earns rewards on every purchase. Luckily, a credit card from Wheelhouse do just that. Our Rewards Credit Card comes with a low rate, no annual feez and earns points for every qualifying purchase. Prefer to keep it simple with an even lower rate? Our Platinum Credit Card is the card for you. With this pre-approval, the choice is yours. Accept your offer today!

Wheelhouse Credit Cards



Rates as of November 21, 2021
*APR = Annual Percentage Rate

See full summary of rates and terms

See Product Details


Visa® Platinum Credit Card


9.49% - 21.49% APR*


Visa® Platinum Rewards Credit Card


10.25% - 22.25% APR*


Earn 25,000 Bonus Points1

Earn 25,000 bonus points on a new Rewards Credit Cards when you spend $2,500 in purchases within the first 90 days of account opening.

Redeem points for cash back, gift cards, merchandise, travel & more.

Earn Triple Points on Holiday Shopping2

Earn 3x the points on qualifying online and in–store retail purchases through December 31, 2021. See qualifying categories here.

Choose From

Platinum Visa Credit Card

Our Platinum Visa Credit Card has no annual fee, a competitive interest rate based on your credit score, and security features that offer peace of mind.

  • Low rates: 9.49% – 21.49% APR*
  • No annual feez
  • Limits of up to $20,000
  • Compatible with Apple Pay, Google Pay, Samsung Pay, Fitbit PayTM and Garmin PayTM

Rewards Visa Credit Card

Our Rewards Visa Credit Card offers all the same great benefits as our Platinum Credit Card, while also earning you reward points for every dollar spent on purchases.

  • Low rates: 10.25% – 22.25% APR*
  • No annual feez
  • Limits of up to $20,000
  • Compatible with Apple Pay, Google Pay, Samsung Pay, Fitbit PayTM and Garmin PayTM
  • Earn rewards on signature-based transactions: $1 spent = 1 point

Accept Online

  1. Click Accept Offer
  2. Log in to Digital Banking with your credentials
  3. Click Launch Application Center
  4. Select Credit Cards to complete the verification process
  5. Click Submit

Pre-Approval Offer is good through December 31, 2021.

Accept Online
wheelhouse credit cards


Enjoy the convenience of having your Wheelhouse Cards digitally stored on your mobile device. Simply add the Wheelhouse Visa® Debit Card and Credit Card to any digital wallet app! Wheelhouse cards are compatible with:
Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay.


The Visa Zero Liability Policy protects you if your card is lost or stolen and fraudulent activity occurs, powered by an anti-fraud artificial intelligence detection system.


Continuous fraud monitoring to detect suspicious activity on your credit or debit card.


Advanced security for your online purchases. With Visa Secure, purchasing online is as fast and secure as buying in a store.


Pre-Approval Offer is good through December 31, 2021.

You can choose to stop receiving “prescreened” offers of credit from this and other companies by calling toll-free 1-888-567-8688. See PRESCREEN & OPT-OUT NOTICE below for more information about prescreened offers.

This pre-approved offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria, including providing acceptable property as collateral. If you do not want to receive pre-approved offers of credit from Wheelhouse Credit Union or any other company, call Experian toll-free at 1-888-5OPTOUT, or write: Experian Opt Out, P.O. Box 919, Allen, TX 75013-0919.


  1. This offer may be used once only by the name herein and is not transferable.
  2. The name herein will sign all necessary and appropriate documents required by the Credit Union.
  3. By accepting this offer, you represent that you have the ability and intent to repay this loan. Further there are no undisclosed facts or circumstances concerning your finances which would affect your ability or intent to repay this loan. Offer dependent on the verification of employment and income. Your monthly income is at least $2,500.
  4. If you wish to be pre-approved for any amount greater than that shown on the certificate, or to apply with a co-applicant, additional information may be required.
  5. Offer valid for new Wheelhouse Credit Union cardholders only. Not available for current cardholders.

1Bonus offer valid for new credit card cardholders on Visa Platinum Rewards Credit Cards opened by 12/31/21. Bonus points are earned when you spend $2,500 on qualifying purchases within 90 days of account opening. Qualifying transactions exclude cash advances, overdraft protection advances, fees and ATM transactions. Bonus points will post to your account in April 2022.

2Triple reward points are earned on qualifying retail purchases made on Visa Platinum Rewards Credit Cards between 10/1/21 and 12/31/21. Bonus points will post to your account within 2 billing cycles following the end of the promotion. For a complete list of qualifying categories, visit WheelhouseCU.com/bonusrewards.

You are leaving Wheelhouse Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products and services accessed through this link are not provided or guaranteed by Wheelhouse Credit Union. The site you are about to visit may have a privacy policy that is different than Wheelhouse Credit Union’s. Please review their privacy policy. Wheelhouse Credit Union does not endorse the content contained in these sites, nor the organizations publishing those sites, and hereby disclaims any responsibility for such content.

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