You're pre-approved for a low-rate credit card Accept Offer

Freedom From High Interest Rate Credit Cards

Freedom from high interest rate credit cards is at your fingertips. Our Visa Credit Cards always have low rates and right now, you can transfer your balances and enjoy a 0% introductory APR*. You’re pre-approved and accepting is easy. The only question is, what’ll it be: Platinum or Rewards?

Visa Credit Cards



Rates as of April 21, 2023
*APR = Annual Percentage Rate

See full summary of rates and terms

See Product Details


Visa® Platinum Credit Card


14.24% - 26.24% APR*


Visa® Platinum Rewards Credit Card


15.00% - 27.00% APR*


Choose From

Platinum Visa Credit Card

Our Platinum Visa Credit Card has no annual fee, a competitive interest rate based on your credit score, and security features that offer peace of mind.

  • Low rates: 11.74% – 23.74% APR*
  • No annual feez
  • Limits of up to $20,000
  • Compatible with Apple Pay, Google Pay, Samsung Pay, Fitbit PayTM and Garmin PayTM

Rewards Visa Credit Card

Our Rewards Visa Credit Card offers all the same great benefits as our Platinum Credit Card, while also earning you reward points for every dollar spent on purchases.

  • Low rates: 12.50% – 24.50% APR*
  • No annual feez
  • Limits of up to $20,000
  • Compatible with Apple Pay, Google Pay, Samsung Pay, Fitbit PayTM and Garmin PayTM
  • Earn rewards on signature-based transactions: $1 spent = 1 point

Accept Online

  1. Click Accept Offer
  2. Log in to Digital Banking with your credentials
  3. Click Launch Application Center
  4. Select Credit Cards to complete the verification process
  5. Click Submit

Pre-Approval Offer is good through December 31, 2022.

Accept Online
wheelhouse credit cards


Enjoy the convenience of having your Wheelhouse Cards digitally stored on your mobile device. Simply add the Wheelhouse Visa® Debit Card and Credit Card to any digital wallet app! Wheelhouse cards are compatible with:
Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay.


The Visa Zero Liability Policy protects you if your card is lost or stolen and fraudulent activity occurs, powered by an anti-fraud artificial intelligence detection system.


Continuous fraud monitoring to detect suspicious activity on your credit or debit card.


Advanced security for your online purchases. With Visa Secure, purchasing online is as fast and secure as buying in a store.


Pre-Approval Offer is good through December 31, 2022.

You can choose to stop receiving “prescreened” offers of credit from this and other companies by calling toll-free 1-888-567-8688. See PRESCREEN & OPT-OUT NOTICE below for more information about prescreened offers.

This pre-approved offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria, including providing acceptable property as collateral. If you do not want to receive pre-approved offers of credit from Wheelhouse Credit Union or any other company, call Experian toll-free at 1-888-5OPTOUT, or write: Experian Opt Out, P.O. Box 919, Allen, TX 75013-0919.


  1. This offer may be used once only by the name herein and is not transferable.
  2. The name herein will sign all necessary and appropriate documents required by the Credit Union.
  3. By accepting this offer, you represent that you have the ability and intent to repay this loan. Further there are no undisclosed facts or circumstances concerning your finances which would affect your ability or intent to repay this loan. Verification of employment and income may be required to accept this offer. Your monthly income is at least $2,500.
  4. If you wish to be pre-approved for any amount greater than that shown on the certificate, or to apply with a co-applicant, additional information may be required.
  5. Offer valid for new Wheelhouse Credit Union cardholders only. Not available for current cardholders.

You are leaving Wheelhouse Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products and services accessed through this link are not provided or guaranteed by Wheelhouse Credit Union. The site you are about to visit may have a privacy policy that is different than Wheelhouse Credit Union’s. Please review their privacy policy. Wheelhouse Credit Union does not endorse the content contained in these sites, nor the organizations publishing those sites, and hereby disclaims any responsibility for such content.

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