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*APR = Annual Percentage Rate
**APY = Annual Percentage Yield

SOLAR AND ENERGY EFFICIENT LOANS
¹ Rates effective 10/03/2022. Rate stated includes a .25% Inspired Checking discount. Requires monthly direct deposit of $450 or more, an active online banking registration and eStatements within 90 days of account opening. Electronic deposits are defined as ACH or Automatic Clearing House deposits. If requirements are not met and maintained, account will be converted to a Basic Checking Account and the Inspired Checking loan rate discount will be removed. Offer valid on select solar and energy efficient loan types only.

AUTO LOANS
² Rates effective 10/03/2022, are based on credit-worthiness and are subject to change without notice. All loans are subject to credit approval. Rate stated includes a discount for purchasing two Ancillary Products and using the Wheelhouse Credit Union Auto Buying Service, New Cars Inc. (NCI) and is valid for model years 2019 and newer. To qualify for a discount offer, you must purchase a new vehicle from New Cars Inc., and finance your purchase with Wheelhouse Credit Union. Based on a 3.74% APR and 48 month term, monthly payments would be $22.46 per $1,000 borrowed.

CERTIFICATES
³ Rates effective as of 10/05/2022. The minimum balance required to obtain the stated rate is $90,000 for a term of 11 months. Upon maturing, a 11-month Certificate will automatically rollover to a 12-month Certificate. $10,000 of the opening funds must not already be on deposit at Wheelhouse Credit Union. The rate contracted for Certificates remains in effect for the entire term of the account. Dividend period for Certificates is quarterly. The APY for Certificates assumes principal and dividends paid quarterly remain on deposit until maturity. If the dividends are withdrawn prior to maturity, the APY will be lower. Dividends withdrawn from IRAs may be considered a taxable distribution. Please consult a tax advisor. A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings on the account. Minimum daily balance must be maintained to earn dividends and avoid closure. See your account disclosure for full details. Certificate APYs, conditions and terms are subject to change without notice.

MOTORCYCLE LOANS
⁴Rates and terms are effective 10/03/2022 and are subject to change without notice. All loans subject to credit and collateral approval. Rates are determined based on credit-worthiness and applicable discounts. Rates stated include a discount for purchasing Mechanical Repair Coverage (MRC), Guaranteed Asset Protection (GAP) or Payment Protection from Wheelhouse Credit Union. Additional rate discounts may be available. Other terms and conditions may apply. Please ask a representative for details.

INSPIRED CHECKING
Rates effective as of 10/05/2022. Inspired Checking is a variable rate account and rate and yield are subject to change without notice.
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CREDIT CARDS
Rate stated effective as of 09/21/2022 and is for a Visa Platinum Credit Card. Rates are subject to change without notice. All loans are subject to credit approval. The APR will vary with the market based on the Prime Rate.
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RV LOANS
⁵ Rates and terms are effective 10/03/2022 and are subject to change without notice. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Subject to credit and collateral approval. Other terms and conditions may apply. Rates stated includes a 0.50% discount for purchasing Guaranteed Asset Protection (GAP) from Wheelhouse Credit Union. Please ask a representative for details.

Rate discount of 0.25% is available when purchasing Payment Protection from Wheelhouse Credit Union. Maximum discount cannot exceed 0.50%.

PERSONAL LOANS
⁶ Rates effective 10/03/2022 and are determined based on credit-worthiness and applicable discounts. All loans are subject to credit approval. Rates and terms are subject to change. Other terms and conditions may apply. Additional rate discounts may be available. Please ask a representative for details. Rates stated includes a discount of 0.25% APR with the purchase of an ancillary product.

Energy Efficient Loans includes Water Conservation program.