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Disclosures
*APR = Annual Percentage Rate
**APY = Annual Percentage Yield
SOLAR AND ENERGY EFFICIENT LOANS
1 Rates effective 08/01/2024. Rate stated includes a .25% Inspired Checking discount. Inspired Checking is a variable rate account. Rate and yield are subject to change without notice. If requirements are not met and maintained, account will be converted to a Basic Checking Account. Other terms, conditions, and restrictions may apply. Membership is required.
AUTO LOANS
2 Rates effective 08/01/2024, are based on credit-worthiness and are subject to change without notice. All loans are subject to credit approval. Rate stated includes a discount for purchasing two Ancillary Products and using the Wheelhouse Credit Union Auto Buying Service, New Cars Inc. (NCI) and is valid for model years 2020 and newer. To qualify for a discount offer, you must purchase a new vehicle from New Cars Inc., and finance your purchase with Wheelhouse Credit Union. Based on a 5.24% APR and 48 month term, monthly payments would be $23.14 per $1,000 borrowed.
CERTIFICATES
3 Rates effective as of 09/09/2024. All new money required for the 8-month, 11-month and 15-month Certificate promotion with a minimum opening balance of $500 and a maximum deposit of $500,000. Upon maturing, an 8-month certificate will roll into a 12-month Certificate, 11-month Certificate will roll into a 12-month Certificate and 15-month Certificate will roll into an 18-month Certificate.
MOTORCYCLE LOANS
4 Rates and terms are effective 08/01/2024 and are subject to change without notice. All loans subject to credit and collateral approval. Rates are determined based on credit-worthiness and applicable discounts. Rates stated include a discount for purchasing Mechanical Repair Coverage (MRC), Guaranteed Asset Protection (GAP) or Payment Protection from Wheelhouse Credit Union. Additional rate discounts may be available. Other terms and conditions may apply. Please ask a representative for details.
INSPIRED CHECKING
Rates effective as of 09/09/2024. The minimum average daily balance required to receive the rate of 3.00% is $75,000. Inspired Checking is a variable rate account. Rate and yield are subject to change without notice. If requirements are not met and maintained, account will be converted to a Basic Checking Account. Other terms, conditions, and restrictions may apply. Membership is required.
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CREDIT CARDS
Rate stated effective as of 08/21/2024 and is for a Visa Platinum Credit Card. Rates are subject to change without notice. All loans are subject to credit approval. The APR will vary with the market based on the Prime Rate.
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RV LOANS
5 Rates and terms are effective 08/01/2024 and are subject to change without notice. All loans are subject to credit approval. Rates are determined based on credit-worthiness and applicable discounts. Subject to credit and collateral approval. Other terms and conditions may apply. Rates stated includes a 0.50% discount for purchasing Guaranteed Asset Protection (GAP) from Wheelhouse Credit Union. Please ask a representative for details.
Rate discount of 0.25% is available when purchasing Payment Protection from Wheelhouse Credit Union. Maximum discount cannot exceed 0.50%.
PERSONAL LOANS
6 Rates effective 08/01/2024 and are determined based on credit-worthiness and applicable discounts. All loans are subject to credit approval. Rates and terms are subject to change. Other terms and conditions may apply. Additional rate discounts may be available. Please ask a representative for details. Rates stated includes a discount of 0.25% APR with the purchase of an ancillary product.
Energy Efficient Loans includes Water Conservation program.
Membership with Wheelhouse is required. Federally insured by NCUA.