A Little Something For You

*APR = Annual Percentage Rate
**APY = Annual Percentage Yield

CERTIFICATES
Rates effective as of January 8, 2021. The rate contracted for Certificates remains in effect for the entire term of the account. Dividend period for Certificates is quarterly. The APY for Certificates assumes principal and dividends paid quarterly remain on deposit until maturity. If the dividends are withdrawn prior to maturity, the APY will be lower. Dividends withdrawn from IRAs may be considered a taxable distribution. Please consult a tax advisor. A penalty may be imposed for withdrawals made before maturity. Minimum daily balances must be maintained to earn dividends and avoid closure. See your account disclosure for full details.
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AUTO LOANS
Promotional rates effective January 10, 2022, are based on credit-worthiness and are subject to change without notice. All loans are subject to credit approval. Rate stated include a discount for using the Wheelhouse Credit Union Auto Buying Service, New Cars Inc. (NCI) and is valid for model years 2018 and newer and may not be combined with any other discount. Internal refinances are not eligible for the promotional rates. To qualify for a discount offer, you must purchase a new vehicle from New Cars Inc., and finance your purchase with Wheelhouse Credit Union. Discount is 0.50% off of the approved interest rate for loan terms up to 66 months and discount is 0.25% off of the approved interest rate for loan terms of 67 to 84 months. Based on a 1.49% APR and 66 month term, monthly payments would be $15.79 per $1,000 borrowed.

MORTGAGE
Rates are effective January 19, 2022 and are subject to change without notice. All loan programs, rates, APR, points and terms listed are subject to change without notice. All loans are subject to credit approval. Today’s rates assumes the following:
• Purpose of the loan is for purchase a single-family, primary residence
• A minimum credit score of 740
• Loan amount of $350,000
• Rate lock period is 45 days
• The loan rates assume a 80% loan-to-value, no down payment requirement and does not include Private Mortgage Insurance (PMI)
• Payment examples do not include cost of property taxes or insurance, so the actual payment obligation will be greater

INSPIRED CHECKING
Rates effective as of January 8, 2021. Inspired Checking is a variable rate account and rate and yield are subject to change without notice.
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CREDIT CARDS
Rate stated effective as of December 21, 2021 and is for a Visa Platinum Credit Card. Rates are subject to change without notice. All loans are subject to credit approval. The APR will vary with the market based on the prime rate.
See full summary of rates and terms
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SOLAR LOANS
All loans are subject to credit approval. Rates are based on credit worthiness, payment method and loan term. Rates are effective January 10, 2022 and are subject to change without notice.
The CA. SB2, Atkins. Building Homes and Job Act imposes a fee of $75.
UCC-1 filing is required.

PERSONAL LOANS
Rates effective January 10, 2022 and are determined based on credit-worthiness and applicable discounts. All loans are subject to credit approval. Rates and terms are subject to change. Other terms and conditions may apply. Additional rate discounts may be available. Please ask a representative for details. Rates stated includes a discount of 0.25% APR with the purchase of an ancillary product.