Prepare for Grid Outages and Stay Powered
As a preventative measure during critical fire weather conditions, San Diego Gas & Electric (SDG&E) will occasionally turn off power in several communities around the County. Tens of thousands of San Diegans were affected in October 2019. These preventative outages are likely to become a common occurrence in Southern California.
Blackout Protection
One solution to protect your family, assets, and lifestyle during blackouts are home batteries.
Safeguard against high rates
Additionally, with Time-of-Use rates a new reality, regardless of whether or not you have a solar system in place, your power bill may surprise you simply because you are using electricity from the grid at the same time as everyone else – making each kWh more expensive.
#1 Renewable Loan Provider
As San Diego’s leader in financing solar energy systems, we work directly with over 100 sustainable energy installers, making the whole process seamless for you.
Choices
Our Energy Efficient Loans offer financing options specifically designed for a wide range of solar and sustainability alternatives, including home energy storage systems.
Today’s RATES
|
Terms |
Maximum Loan Amount |
APR* |
Estimated monthly payment per $1,000 |
With Inspired Checking2 |
Estimated monthly payment per $1,000 |
|---|---|---|---|---|---|
|
* APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are based on credit worthiness, payment method and loan term. Rates are effective April 1, 2024 and are subject to change without notice. 1 Payment may be deferred for up to 90 days from loan funding. Interest will accrue during the deferral period. Not all borrowers will qualify. 2Inspired Checking Loan Discount – Take 0.25% APR off when you open an Inspired Checking account with a new eligible loan and set up automatic loan payments from the Inspired Checking account (per eligible loan). Inspired Checking is a variable rate account. Rates and APY are subject to change without notice. Inspired Checking requires monthly direct deposits totaling $450 or more, an active online banking registration and eStatements within 90 days of account opening. If requirements are not met and maintained, account will be converted to a Basic Checking Account. Other terms, conditions, services, and restrictions are subject to change without notice. Membership is required. Federally insured by NCUA. Energy Efficient Loans includes Water Conservation program. Product Details for Solar Product Details for Energy EfficientThe CA. SB2, Atkins. Building Homes and Job Act imposes a fee of $75. |
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Terms Up to 96 months1 |
Maximum Loan Amount $80,000 |
APR* 8.24% |
Estimated monthly payment per $1,000 $14.26 |
With Inspired Checking2 7.99% |
Estimated monthly payment per $1,000 $14.13 |
|
Terms 97 - 144 months1 |
Maximum Loan Amount $80,000 |
APR* 9.24% |
Estimated monthly payment per $1,000 $11.52 |
With Inspired Checking2 8.99% |
Estimated monthly payment per $1,000 $11.37 |
|
Terms 145 - 240 months1 |
Maximum Loan Amount $80,000 |
APR* 9.74% |
Estimated monthly payment per $1,000 $9.48 |
With Inspired Checking2 9.49% |
Estimated monthly payment per $1,000 $9.31 |
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Disclosures
* APR = Annual Percentage Rate. All loans are subject to credit approval. Other rates and terms are available. Restrictions and conditions may apply. Property must be single family home or multi-family property (1-4 units) owned by applicant. Membership is required.