Big sister reading on dimly lit couch to little sister
Big sister reading on dimly lit couch to little sister
ENERGY EFFICIENT LOANS

Get off the Grid
With a Home
Battery System

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APPLY FOR A LOAN

Please choose one of the following options:

Reach us by phone

Phone Branch Hours

Monday - Friday: 8:00am to 6:00pm Saturday: 9:00am to 2:00pm

Email

For further assistance, please email us. Do not include account information.

Prepare for Grid Outages and Stay Powered

As a preventative measure during critical fire weather conditions, San Diego Gas & Electric (SDG&E) will occasionally turn off power in several communities around the County. Tens of thousands of San Diegans were affected in the past. These preventative outages are likely to become a common occurrence in Southern California.

Blackout Protection

One solution to protect your family, assets, and lifestyle during blackouts are home batteries.
 
 

Safeguard against high rates

Additionally, with Time-of-Use rates a new reality, regardless of whether or not you have a solar system in place, your power bill may surprise you simply because you are using electricity from the grid at the same time as everyone else – making each kWh more expensive.

Electricity Meter

#1 Renewable Loan Provider

As San Diego’s leader in financing solar energy systems, we work directly with over 100 sustainable energy installers, making the whole process seamless for you.
 
 

Choices

Our Energy Efficient Loans offer financing options specifically designed for a wide range of solar and sustainability alternatives, including home energy storage systems.

Solar Installer on Roof

 

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Today’s RATES

Solar and Energy Efficient Loans

Terms

Maximum Loan Amount

APR*
As low as

Estimated monthly payment per $1,000

With Inspired Checking2
As low as

Estimated monthly payment per $1,000

* APR = Annual Percentage Rate. All loans are subject to credit approval. Rates are based on credit worthiness, payment method and loan term. Rates are effective October 1, 2024 and are subject to change without notice.

1 Payment may be deferred for up to 90 days from loan funding. Interest will accrue during the deferral period. Not all borrowers will qualify.

2Inspired Checking Loan Discount – Take 0.25% APR off when you open an Inspired Checking account with a new eligible loan and set up automatic loan payments from the Inspired Checking account (per eligible loan).

Inspired Checking is a variable rate account. Inspired Checking requires monthly direct deposits totaling $450 or more, an active online banking registration and eStatements within 90 days of account opening. If requirements are not met and maintained, account will be converted to a Basic Checking Account. Other terms, conditions, services, and restrictions are subject to change without notice. Membership is required. Federally insured by NCUA.

Energy Efficient Loans includes Water Conservation program.

Product Details for Solar Product Details for Energy Efficient

The CA. SB2, Atkins. Building Homes and Job Act imposes a fee of $75.
UCC-1 filing is required.

Terms

Up to 96 months1

Maximum Loan Amount

$80,000

APR*
As low as

7.24%

Estimated monthly payment per $1,000

$13.75

With Inspired Checking2
As low as

6.99%

Estimated monthly payment per $1,000

$13.63

Terms

97 - 144 months1

Maximum Loan Amount

$80,000

APR*
As low as

8.24%

Estimated monthly payment per $1,000

$10.96

With Inspired Checking2
As low as

7.99%

Estimated monthly payment per $1,000

$10.82

Terms

145 - 240 months1

Maximum Loan Amount

$80,000

APR*
As low as

8.74%

Estimated monthly payment per $1,000

$8.83

With Inspired Checking2
As low as

8.49%

Estimated monthly payment per $1,000

$8.67

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