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Savings & Certificate Secured Loans

A low interest rate loan, secured by your savings or certificate account.


  • Enjoy a low interest rate -- just 3% higher than the dividends earned on your savings or certificate account
  • Continue to earn dividends on your savings or certificate funds
  • Convenient repayment with automatic payments from your Wheelhouse Credit Union account
  • Provide a great means for establishing first-time credit -- or re-establishing credit following financial difficulty
  • No fees
  • Savings funds become available as loan balance decreases
  • No pre-payment penalties

To get your Share or Certificate Secured Loan, simply give us a call to apply by phone or apply online!


Other restrictions and conditions may apply. Rates and terms are subject to change without notice.  Not eligible for rate discounts.

If you are using a screen reader or auxiliary aid and having problems using this website, please call 888-907-3628.