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You're Pre-Approved

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You are pre-approved for a low-rate Auto Loan.

To Accept

Please complete the verification process inside Digital Banking or stop by a Branch to accept your offer. Your pre-approval is good through January 31, 2020.

Click on the Application Center widget and Start a New Application after logging in.

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Auto Loan Benefits

  • Enjoy no payments for 90 days1
  • Have the ability to refinance an existing loan2
  • Use your pre-approval with a co-borrower
  • Low cost Guaranteed Asset Protection (GAP)† & Mechanical Repair Coverage (MRC)†



  1. This offer may be used once only by the name herein and is not transferable.
  2. The name herein will sign all necessary and appropriate documents required by the Credit Union.
  3. By accepting this offer, you represent that you have the ability and intent to repay this loan. Further there are no undisclosed facts or circumstances concerning your finances which would affect your ability or intent to repay this loan. Your monthly income is at least $2,500, and verification of income may be necessary.
  4. If you wish to be pre-approved for any amount greater than that shown on the certificate, or to apply with a co-applicant, additional information may be required.
  5. By clicking on the link above and completing the verification process, you agree to accept the offer.

*APR = Annual Percentage Rate. Rates and terms are effective 11/01/2019 and are subject to change without notice. Pre-approval offer requires minimum loan amount of $15,000. Rate stated for up to 66 months applies to vehicles purchased through New Cars Inc., is valid for model years 2016 and newer and may not be combined with any other discount. Other rates and terms are available.

Used Auto Loan rates for up to 66 months, begin as low as 3.49% APR and are valid for model years 2011-2015. Payments start at $16.23 per $1,000 borrowed for a 66-month term. Rates for other model years and vehicle types will be higher. Other rates and terms are available. Additional restrictions and conditions may apply.


Based upon a 2.49% APR and 66-month term, monthly payments would be $16.23 per $1,000 borrowed.

Based upon a 3.49% APR and 66-month term, monthly payments would be $16.67 per $1,000 borrowed.

Based upon a 4.49% APR and 66-month term, monthly payments would be $17.13 per $1,000 borrowed.

1Payment may be deferred for up to 90 days from loan funding. Interest will accrue during the deferral period.
Not all borrowers will qualify.

2Internal refinances are not eligible for pre-approval offer.

† Purchase of Mechanical Repair Coverage (MRC) and Guaranteed Asset Protection (GAP) is voluntary and will not affect your application or the terms and conditions of your loan. MRC and GAP are not insured by the NCUA nor an obligation or guaranteed by Wheelhouse Credit Union.

This pre-approved offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria, including providing acceptable property as collateral. If you do not want to receive pre-approved offers of credit from Wheelhouse Credit Union or any other company, call Experian toll-free at 1-888-5OPTOUT, or write: Experian Opt Out, P.O. Box 919, Allen, TX 75013-0919.

You are leaving Wheelhouse Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products and services accessed through this link are not provided or guaranteed by Wheelhouse Credit Union. The site you are about to visit may have a privacy policy that is different than Wheelhouse Credit Union’s. Please review their privacy policy. Wheelhouse Credit Union does not endorse the content contained in these sites, nor the organizations publishing those sites, and hereby disclaims any responsibility for such content.

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