Should You Add a Solar Battery to Your Home?

With many San Diego homes utilizing solar panels, and blackouts being more regular, it may be a good time for you to consider a solar battery system for your home. To help you decide if it’s the right time for you, we’ve put together this Solar Battery Quick Guide. (Download the Visual Quick Guide here.)

Why a Solar Battery May Be a Good Option for You
Solar Batteries Allow You to Utilize the Excess Energy Produced

Living in the Golden State means there is an abundance of solar energy to harness. This typically results in solar panels generating more energy than you need on a day-to-day basis. This is why solar batteries are a great option for San Diegans who want to have electricity to utilize during blackouts, or “when you need more electricity than your solar panels are producing (later in the day or at nighttime).1

Having a Solar Battery May Be Financially Advantageous

Like solar panels, solar batteries may be eligible for a federal solar tax credit (ITC). The tax credit mirrors that of the solar panels, which means the sooner you get your solar battery, the better. Systems installed in 2020 may qualify for a 26% tax credit; whereas in 2021 the ITC maxes out at 22%, and in 2022 it plummets to 0%.

In addition to the ITC, you may be able to take advantage of California’s Self-Generation Incentive Program (SGIP), which makes SDG&E customers eligible for a rebate on their energy storage system. The General Market rebate is approximately $250 per kilowatt-hour (kWh) stored in your solar battery. Some people may qualify for the Equity rebate of up to $850/kWh or the Equity Resiliency rebate of up to $1,000/kWh. For more details on the SGIP Residential Rebates, click here.

Solar Batteries Offer Protection, Reliability and Flexibility

With more planned blackouts and unforeseen power outages, solar batteries can provide the protection and reliability you want to keep the lights on in your home. Energy storage systems also offer flexibility for you to use stored energy during costly Time-of-Use (TOU) hours, thus avoiding an expensive electric bill.

Download the Visual Solar Battery Quick Guide here

1Source: https://www.energysage.com/solar/solar-energy-storage/benefits-of-solar-batteries/

Plan for the Next Heat Wave

As we continue making our way through this years’ heat waves, it may be a good time to plan for the next – since it typically remains hot in San Diego well into October, while Fire Season can last all the way through November.

The following is a list of things to do during a heat wave to keep you, your household members, and your pets safe:

  1. Drink plenty of water to keep hydrated. Avoid alcohol, tea and coffee as these can dehydrate you.
  2. Keep out of the sun and avoid exercising between 11:00 am and 3:00 pm – the hottest part of the day.
  3. Pay special attention to those most at risk, namely elderly people and small children; ensure that they’re comfortable and staying out of the sun as much as possible.
  4. Ensure pets have a constant supply of fresh water, do not let them outside for long periods of time and never leave them in a car.
  5. When letting your pets outside, be mindful of the asphalt temperatures. The ground may be too hot for their paws to walk on, so you’ll want to wait until it’s cooler or have them wear shoes.
  6. Turn on your air conditioning to keep your house cool and comfortable, relying on solar, including solar batteries, whenever possible.

If you want to beat the heat while at home, but not break the bank with your electricity bill, you can still install solar or get a solar battery. To learn more about how solar can help you through the next heat wave and reduce your monthly expenses, visit WheelhouseCU.com/solar.

How to Fund and Set Up a Home Office and Classroom

Many of us have found ourselves in a new reality this year, one that comes with new work patterns, school environments and more. As our Stay-at-Home efforts continue, we thought it would be helpful to provide some insight into how to fund and set up a functioning home office, one that can be used for telecommuting and/or academics.

Step 1: Determine How Many Office Spaces You Need

First off, determine how many office or classroom spaces you need. Depending on the number of people working from home and taking classes online, you may need more than one office or classroom space. Whether it is one or ten, it’s important to know exactly who needs dedicated space to complete their tasks, prior to setting everything up.

Step 2: Choose Dedicated Areas

Once you have a good understanding of how many office spaces you need, identify where each person will be working. In some cases, you may all need to work in one area. In others, you may be able to identify a space in separate rooms for each worker. Ideally, a home office should be in a quiet area that allows some privacy. This is especially important if you share your residence with children or roommates.

It is important to note, children who are participating in online classes may need some supervision; therefore, you may want to pick a location for them to work that is within your eyesight.

Step 3: Make a List of What You Need

Take a moment to make a list of all of the items each person will need to fulfill their responsibilities. Then, create a budget to purchase the items you currently do not have. The following is a good start of what you may need:

  • Computer, Laptop, iPad
  • Monitor
  • Wifi
  • Desk
  • Comfortable Chair
  • Good Lighting
  • Cell Phone and Charger
  • Printer
  • Cabinet
  • Paper, Pens, Notepads, Stapler, Calculator, Highlighters
  • Fire Safe
  • Shredder
Step 4: Pay for Your Office Needs

Since the need to work and learn from home came out of the blue, you may not have the savings to purchase what you need. But not to worry, there are several ways to pay for the expenses. Credit cards are an option; however, they tend to have high interest rates. An alternative is a Personal Loan, like the low-rate Life Loan from Wheelhouse. With a fixed-rate and term and a minimum loan amount of $500, you can easily make a plan to pay off these expenses quickly. To learn more and apply for a Life Loan, visit WheelhouseCU.com/lifeloan

Step 5: Security

Once you’ve completed these four steps, you can set up your new office and/or classroom space in no time! With your spaces up and running, you should ensure your system(s) are always up-to-date and secure. You can update your systems manually or turn on Auto Update. Install an anti-virus program and make sure it updates daily.

Step 6: Minimize Distractions

The last thing to remember is to minimize distractions and do your best to keep your personal life from spilling over into your business life—and vice versa. Create a schedule, which includes breaks and lunches, and remember to walk away from your office space at the end of the day.

 

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